Equitable Financial (OTCPK:EQFN) - Stock Price, News & Analysis

EQFN Stock Overview

Operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. More details

EQFN fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	1/6
Financial Health	4/6
Dividends	0/6

Rewards

Trading at 57.4% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Revenue has declined by 3.1% over the past year

Latest financial reports are more than a year old

Does not have a meaningful market cap ($32M)

Equitable Financial Corp. Competitors

First Community Financial

OTCPK:FMFP

US$33.2m

Mars Bancorp

OTCPK:MNBP

US$31.9m

HCB Financial

OTCPK:HCBN

US$32.2m

Infinity Bancorp

OTCPK:INFT

US$29.8m

Price History & Performance

Summary of all time highs, changes and price drops for Equitable Financial
Historical stock prices
Current Share Price	US$12.75
52 Week High	US$13.25
52 Week Low	US$11.07
Beta	0.41
11 Month Change	2.41%
3 Month Change	2.00%
1 Year Change	15.59%
33 Year Change	-1.92%
5 Year Change	4.08%
Change since IPO	27.50%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	EQFN	US Banks	US Market
7D	0%	0.8%	0.3%
1Y	15.6%	55.5%	31.1%

Return vs Industry: EQFN underperformed the US Banks industry which returned 55.5% over the past year.

Return vs Market: EQFN underperformed the US Market which returned 31.1% over the past year.

Price Volatility

Is EQFN's price volatile compared to industry and market?
EQFN volatility
EQFN Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: EQFN's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine EQFN's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1882	n/a	Tom Gdowski	www.equitableonline.com

Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. The company offers checking and savings accounts; recorder checks; online and mobile banking; remote deposit capture; voice banking; credit card processing; debit and gift cards; and safe deposit boxes. It also provides home, home equity, auto, personal, real estate and construction, operating lines of credit, small business administration, and agricultural loans, as well as equipment financing.

Equitable Financial Corp. Fundamentals Summary

How do Equitable Financial's earnings and revenue compare to its market cap?
EQFN fundamental statistics
Market cap	US$31.51m
Earnings (TTM)	US$3.12m
Revenue (TTM)	US$19.08m

10.1x

P/E Ratio

0.7x

P/B Ratio

Is EQFN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EQFN income statement (TTM)
Revenue	US$19.08m
Cost of Revenue	US$0
Gross Profit	US$19.08m
Other Expenses	US$15.96m
Earnings	US$3.12m

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	1.26
Gross Margin	100.00%
Net Profit Margin	16.35%
Debt/Equity Ratio	34.3%

How did EQFN perform over the long term?

See historical performance and comparison