UBCP Stock Overview
Operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
United Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$12.53 |
| 52 Week High | US$15.50 |
| 52 Week Low | US$11.40 |
| Beta | 0.41 |
| 1 Month Change | -5.15% |
| 3 Month Change | -1.02% |
| 1 Year Change | -10.18% |
| 3 Year Change | -22.84% |
| 5 Year Change | -14.65% |
| Change since IPO | 211.64% |
Recent News & Updates
United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 02
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775
Aug 25Recent updates
United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 02United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775
Aug 25United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175
Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17
Nov 28United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675
Aug 25United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year's
May 09United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165
Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125
Feb 26United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last Year
Nov 22United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575
Aug 21United Bancorp declares $0.1575 dividend
Aug 18United Bancorp GAAP EPS of $0.40, revenue of $6.96M
Aug 03United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15
May 12United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 25United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield Now
Feb 23United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30
Feb 22United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% Upside
Feb 16United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15
Nov 23United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPS
Nov 22United Bancorp: +41% Q3 EPS, 4.6% Dividend Yield, Strong Internal Metrics
Nov 09United Bancorp: 4.8% Dividend Yield After 3rd Hike This Year Reinforces Dividend Thesis
Aug 25United Bancorp's (NASDAQ:UBCP) Dividend Will Be Increased To US$0.15
Aug 23United Bancorp: +31% Q2 EPS, 4.5% Dividend Yield, 18% EPS 5-Year CAGR, 50% Upside
Aug 05United Bancorp: +21% Q1 EPS, 4.4% Dividend Yield, 18% EPS 5-Year CAGR, 35% Upside
May 06The Compensation For United Bancorp, Inc.'s (NASDAQ:UBCP) CEO Looks Deserved And Here's Why
Apr 15Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend
Mar 04If You Like EPS Growth Then Check Out United Bancorp (NASDAQ:UBCP) Before It's Too Late
Feb 10
United Bancorp (NASDAQ:UBCP) Has Compensated Shareholders With A Respectable 84% Return On Their Investment
Dec 31Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend
Dec 04Shareholder Returns
| UBCP | US Banks | US Market | |
|---|---|---|---|
| 7D | -13.2% | -3.4% | -2.4% |
| 1Y | -10.2% | 29.1% | 23.4% |
Return vs Industry: UBCP underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: UBCP underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| UBCP volatility | |
|---|---|
| UBCP Average Weekly Movement | 6.7% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UBCP has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: UBCP's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1902 | 121 | Scott Everson | www.unitedbancorp.com |
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans.
United Bancorp, Inc. Fundamentals Summary
| UBCP fundamental statistics | |
|---|---|
| Market cap | US$72.53m |
| Earnings (TTM) | US$7.60m |
| Revenue (TTM) | US$29.23m |
9.5x
P/E Ratio1.1x
P/B RatioIs UBCP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBCP income statement (TTM) | |
|---|---|
| Revenue | US$29.23m |
| Cost of Revenue | US$0 |
| Gross Profit | US$29.23m |
| Other Expenses | US$21.63m |
| Earnings | US$7.60m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.31 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.99% |
| Debt/Equity Ratio | 206.2% |
How did UBCP perform over the long term?
See historical performance and comparisonDividends
6.9%
Current Dividend Yield51%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 11:27 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Bancorp, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Sandy Mehta | Evaluate Research Limited |