United Bancorp Past Earnings Performance
Past criteria checks 2/6
United Bancorp has been growing earnings at an average annual rate of 5.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.9% per year. United Bancorp's return on equity is 12.1%, and it has net margins of 26%.
Key information
5.5%
Earnings growth rate
5.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.9% |
| Return on equity | 12.1% |
| Net Margin | 26.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 02
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775
Aug 25United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175
Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17
Nov 28United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675
Aug 25United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year's
May 09United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165
Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125
Feb 26United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last Year
Nov 22United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575
Aug 21United Bancorp declares $0.1575 dividend
Aug 18United Bancorp GAAP EPS of $0.40, revenue of $6.96M
Aug 03United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15
May 12United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 25United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield Now
Feb 23United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30
Feb 22United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% Upside
Feb 16United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15
Nov 23United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPS
Nov 22United Bancorp: +41% Q3 EPS, 4.6% Dividend Yield, Strong Internal Metrics
Nov 09United Bancorp: 4.8% Dividend Yield After 3rd Hike This Year Reinforces Dividend Thesis
Aug 25United Bancorp's (NASDAQ:UBCP) Dividend Will Be Increased To US$0.15
Aug 23United Bancorp: +31% Q2 EPS, 4.5% Dividend Yield, 18% EPS 5-Year CAGR, 50% Upside
Aug 05United Bancorp: +21% Q1 EPS, 4.4% Dividend Yield, 18% EPS 5-Year CAGR, 35% Upside
May 06The Compensation For United Bancorp, Inc.'s (NASDAQ:UBCP) CEO Looks Deserved And Here's Why
Apr 15Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend
Mar 04If You Like EPS Growth Then Check Out United Bancorp (NASDAQ:UBCP) Before It's Too Late
Feb 10
United Bancorp (NASDAQ:UBCP) Has Compensated Shareholders With A Respectable 84% Return On Their Investment
Dec 31Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend
Dec 04Revenue & Expenses Breakdown
How United Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 29 | 8 | 15 | 0 |
| 30 Jun 24 | 30 | 8 | 15 | 0 |
| 31 Mar 24 | 30 | 9 | 14 | 0 |
| 31 Dec 23 | 30 | 9 | 15 | 0 |
| 30 Sep 23 | 30 | 8 | 15 | 0 |
| 30 Jun 23 | 30 | 8 | 15 | 0 |
| 31 Mar 23 | 30 | 8 | 15 | 0 |
| 31 Dec 22 | 29 | 8 | 15 | 0 |
| 30 Sep 22 | 29 | 8 | 15 | 0 |
| 30 Jun 22 | 30 | 9 | 15 | 0 |
| 31 Mar 22 | 30 | 9 | 15 | 0 |
| 31 Dec 21 | 29 | 9 | 14 | 0 |
| 30 Sep 21 | 29 | 9 | 14 | 0 |
| 30 Jun 21 | 27 | 8 | 14 | 0 |
| 31 Mar 21 | 27 | 8 | 14 | 0 |
| 31 Dec 20 | 26 | 8 | 14 | 0 |
| 30 Sep 20 | 25 | 7 | 14 | 0 |
| 30 Jun 20 | 24 | 7 | 14 | 0 |
| 31 Mar 20 | 24 | 7 | 13 | 0 |
| 31 Dec 19 | 24 | 7 | 13 | 0 |
| 30 Sep 19 | 24 | 5 | 13 | 0 |
| 30 Jun 19 | 23 | 5 | 13 | 0 |
| 31 Mar 19 | 22 | 5 | 13 | 0 |
| 31 Dec 18 | 21 | 4 | 12 | 0 |
| 30 Sep 18 | 21 | 4 | 12 | 0 |
| 30 Jun 18 | 20 | 4 | 11 | 0 |
| 31 Mar 18 | 20 | 4 | 11 | 0 |
| 31 Dec 17 | 19 | 3 | 11 | 0 |
| 30 Sep 17 | 19 | 4 | 11 | 0 |
| 30 Jun 17 | 19 | 4 | 11 | 0 |
| 31 Mar 17 | 18 | 4 | 11 | 0 |
| 31 Dec 16 | 18 | 4 | 10 | 0 |
| 30 Sep 16 | 18 | 3 | 10 | 0 |
| 30 Jun 16 | 18 | 3 | 10 | 0 |
| 31 Mar 16 | 17 | 3 | 10 | 0 |
| 31 Dec 15 | 17 | 3 | 10 | 0 |
| 30 Sep 15 | 17 | 3 | 10 | 0 |
| 30 Jun 15 | 17 | 3 | 10 | 0 |
| 31 Mar 15 | 17 | 3 | 10 | 0 |
| 31 Dec 14 | 17 | 3 | 10 | 0 |
| 30 Sep 14 | 17 | 2 | 10 | 0 |
| 30 Jun 14 | 18 | 3 | 11 | 0 |
| 31 Mar 14 | 17 | 3 | 11 | 0 |
Quality Earnings: UBCP has high quality earnings.
Growing Profit Margin: UBCP's current net profit margins (26%) are lower than last year (28.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UBCP's earnings have grown by 5.5% per year over the past 5 years.
Accelerating Growth: UBCP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UBCP had negative earnings growth (-10.6%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: UBCP's Return on Equity (12.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/06 14:23 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Bancorp, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Sandy Mehta | Evaluate Research Limited |