United Bancorp, Inc.

NasdaqCM:UBCP Stock Report

Market Cap: US$71.2m

United Bancorp Past Earnings Performance

Past criteria checks 4/6

United Bancorp has been growing earnings at an average annual rate of 11.8%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 6.9% per year. United Bancorp's return on equity is 14.1%, and it has net margins of 28.3%.

Key information

11.8%

Earnings growth rate

11.1%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate6.9%
Return on equity14.1%
Net Margin28.3%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175

Apr 25
United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175

United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17

Nov 28
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17

United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675

Aug 25
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675

United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year's

May 09
United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year's

United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165

Apr 25
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165

United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125

Feb 26
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125

United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last Year

Nov 22
United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last Year

United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575

Aug 21
United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575

United Bancorp declares $0.1575 dividend

Aug 18

United Bancorp GAAP EPS of $0.40, revenue of $6.96M

Aug 03

United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15

May 12
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15

United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 25
United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last Year

United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield Now

Feb 23

United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30

Feb 22
United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30

United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% Upside

Feb 16

United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15

Nov 23
United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15

United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPS

Nov 22

United Bancorp: +41% Q3 EPS, 4.6% Dividend Yield, Strong Internal Metrics

Nov 09

United Bancorp: 4.8% Dividend Yield After 3rd Hike This Year Reinforces Dividend Thesis

Aug 25

United Bancorp's (NASDAQ:UBCP) Dividend Will Be Increased To US$0.15

Aug 23
United Bancorp's (NASDAQ:UBCP) Dividend Will Be Increased To US$0.15

United Bancorp: +31% Q2 EPS, 4.5% Dividend Yield, 18% EPS 5-Year CAGR, 50% Upside

Aug 05

United Bancorp: +21% Q1 EPS, 4.4% Dividend Yield, 18% EPS 5-Year CAGR, 35% Upside

May 06

The Compensation For United Bancorp, Inc.'s (NASDAQ:UBCP) CEO Looks Deserved And Here's Why

Apr 15
The Compensation For United Bancorp, Inc.'s (NASDAQ:UBCP) CEO Looks Deserved And Here's Why

Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend

Mar 04
Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend

If You Like EPS Growth Then Check Out United Bancorp (NASDAQ:UBCP) Before It's Too Late

Feb 10
If You Like EPS Growth Then Check Out United Bancorp (NASDAQ:UBCP) Before It's Too Late

United Bancorp (NASDAQ:UBCP) Has Compensated Shareholders With A Respectable 84% Return On Their Investment

Dec 31
United Bancorp (NASDAQ:UBCP) Has Compensated Shareholders With A Respectable 84% Return On Their Investment

Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend

Dec 04
Be Sure To Check Out United Bancorp, Inc. (NASDAQ:UBCP) Before It Goes Ex-Dividend

United Bancorp declares $0.1425 dividend

Nov 19

Revenue & Expenses Breakdown
Beta

How United Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:UBCP Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 23309150
30 Sep 23308150
30 Jun 23308150
31 Mar 23308150
31 Dec 22298150
30 Sep 22298150
30 Jun 22309150
31 Mar 22309150
31 Dec 21299140
30 Sep 21299140
30 Jun 21278140
31 Mar 21278140
31 Dec 20268140
30 Sep 20257140
30 Jun 20247140
31 Mar 20247130
31 Dec 19247130
30 Sep 19245130
30 Jun 19235130
31 Mar 19225130
31 Dec 18214120
30 Sep 18214120
30 Jun 18204110
31 Mar 18204110
31 Dec 17193110
30 Sep 17194110
30 Jun 17194110
31 Mar 17184110
31 Dec 16184100
30 Sep 16183100
30 Jun 16183100
31 Mar 16173100
31 Dec 15173100
30 Sep 15173100
30 Jun 15173100
31 Mar 15173100
31 Dec 14173100
30 Sep 14172100
30 Jun 14183110
31 Mar 14173110
31 Dec 13173110
30 Sep 13172110
30 Jun 13162110

Quality Earnings: UBCP has high quality earnings.

Growing Profit Margin: UBCP's current net profit margins (28.3%) are higher than last year (28.1%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: UBCP's earnings have grown by 11.8% per year over the past 5 years.

Accelerating Growth: UBCP's earnings growth over the past year (3.9%) is below its 5-year average (11.8% per year).

Earnings vs Industry: UBCP earnings growth over the past year (3.9%) exceeded the Banks industry -12.4%.


Return on Equity

High ROE: UBCP's Return on Equity (14.1%) is considered low.


Return on Assets


Return on Capital Employed


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