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IF Bancorp, Inc.NasdaqCM:IROQ Stock Report

Market Cap US$83.3m
Share Price
US$25.75
My Fair Value
US$6.22
314.3% overvalued intrinsic discount
1Y33.4%
7D-0.8%
Portfolio Value
View

IF Bancorp, Inc.

NasdaqCM:IROQ Stock Report

Market Cap: US$83.3m

IF Bancorp (IROQ) Stock Overview

Operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. More details

IROQ fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

IROQ Community Fair Values

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IF Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for IF Bancorp
Historical stock prices
Current Share PriceUS$25.75
52 Week HighUS$26.21
52 Week LowUS$19.52
Beta0.37
1 Month Change1.12%
3 Month Change6.05%
1 Year Change33.42%
3 Year Change30.64%
5 Year Change56.73%
Change since IPO120.65%

Recent News & Updates

IF Bancorp (NASDAQ:IROQ) Is Paying Out A Dividend Of $0.20

Aug 17
IF Bancorp (NASDAQ:IROQ) Is Paying Out A Dividend Of $0.20

Recent updates

IF Bancorp (NASDAQ:IROQ) Is Paying Out A Dividend Of $0.20

Aug 17
IF Bancorp (NASDAQ:IROQ) Is Paying Out A Dividend Of $0.20

IF Bancorp (NASDAQ:IROQ) Will Pay A Dividend Of $0.20

Aug 22
IF Bancorp (NASDAQ:IROQ) Will Pay A Dividend Of $0.20

IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20

Aug 28
IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20

IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20

Aug 13
IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20

IF Bancorp GAAP EPS of $0.34, revenue of $6.69M

Aug 31

IF Bancorp (NASDAQ:IROQ) Is Increasing Its Dividend To $0.20

Aug 14
IF Bancorp (NASDAQ:IROQ) Is Increasing Its Dividend To $0.20

IF Bancorp declares $0.20 dividend

Aug 10

Does IF Bancorp (NASDAQ:IROQ) Deserve A Spot On Your Watchlist?

Dec 17
Does IF Bancorp (NASDAQ:IROQ) Deserve A Spot On Your Watchlist?

IF Bancorp (NASDAQ:IROQ) Will Pay A Larger Dividend Than Last Year At US$0.17

Sep 01
IF Bancorp (NASDAQ:IROQ) Will Pay A Larger Dividend Than Last Year At US$0.17

IF Bancorp's (NASDAQ:IROQ) Dividend Will Be Increased To US$0.17

Aug 15
IF Bancorp's (NASDAQ:IROQ) Dividend Will Be Increased To US$0.17

What Makes IF Bancorp, Inc. (NASDAQ:IROQ) A Great Dividend Stock?

May 03
What Makes IF Bancorp, Inc. (NASDAQ:IROQ) A Great Dividend Stock?

Here's What We Like About IF Bancorp's (NASDAQ:IROQ) Upcoming Dividend

Mar 20
Here's What We Like About IF Bancorp's (NASDAQ:IROQ) Upcoming Dividend

If You Had Bought IF Bancorp (NASDAQ:IROQ) Stock Five Years Ago, You Could Pocket A 21% Gain Today

Feb 18
If You Had Bought IF Bancorp (NASDAQ:IROQ) Stock Five Years Ago, You Could Pocket A 21% Gain Today

Here's Why I Think IF Bancorp (NASDAQ:IROQ) Is An Interesting Stock

Jan 11
Here's Why I Think IF Bancorp (NASDAQ:IROQ) Is An Interesting Stock

Here's What We Think About IF Bancorp's (NASDAQ:IROQ) CEO Pay

Dec 16
Here's What We Think About IF Bancorp's (NASDAQ:IROQ) CEO Pay

Is IF Bancorp, Inc. (NASDAQ:IROQ) A Smart Pick For Income Investors?

Nov 20
Is IF Bancorp, Inc. (NASDAQ:IROQ) A Smart Pick For Income Investors?

Shareholder Returns

IROQUS BanksUS Market
7D-0.8%-2.5%1.2%
1Y33.4%28.9%17.9%

Return vs Industry: IROQ exceeded the US Banks industry which returned 30.8% over the past year.

Return vs Market: IROQ exceeded the US Market which returned 18.7% over the past year.

Price Volatility

Is IROQ's price volatile compared to industry and market?
IROQ volatility
IROQ Average Weekly Movement1.9%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: IROQ has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: IROQ's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1883105Chip Hasselbringiroquoisfed.com

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It provides loans comprising one- to four-family residential mortgage loans; multifamily mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily comprising automobile loans, as well as construction loans and land development loans.

IF Bancorp, Inc. Fundamentals Summary

How do IF Bancorp's earnings and revenue compare to its market cap?
IROQ fundamental statistics
Market capUS$83.33m
Earnings (TTM)US$4.30m
Revenue (TTM)US$26.46m
19.4x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IROQ income statement (TTM)
RevenueUS$26.46m
Cost of RevenueUS$0
Gross ProfitUS$26.46m
Other ExpensesUS$22.16m
EarningsUS$4.30m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.33
Gross Margin100.00%
Net Profit Margin16.27%
Debt/Equity Ratio89.1%

How did IROQ perform over the long term?

See historical performance and comparison

Dividends

1.6%
Current Dividend Yield
29%
Payout Ratio

Does IROQ pay a reliable dividends?

See IROQ dividend history and benchmarks
When do you need to buy IROQ by to receive an upcoming dividend?
IF Bancorp dividend dates
Ex Dividend DateSep 26 2025
Dividend Pay DateOct 17 2025
Days until Ex dividend9 days
Days until Dividend pay date12 days

Does IROQ pay a reliable dividends?

See IROQ dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 17:48
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2025/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

IF Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.