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US Metro Bancorp OTCPK:USMT Stock Report

Last Price

US$3.75

Market Cap

US$62.0m

7D

1.4%

1Y

15.4%

Updated

06 Feb, 2025

Data

Company Financials

US Metro Bancorp, Inc.

OTCPK:USMT Stock Report

Market Cap: US$62.0m

USMT Stock Overview

Operates as the bank holding company for US Metro Bank that provides various banking services to commercial business and individual consumers. More details

USMT fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends2/6

My Notes

Capture your thoughts, links and company narrative

US Metro Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for US Metro Bancorp
Historical stock prices
Current Share PriceUS$3.75
52 Week HighUS$4.00
52 Week LowUS$3.02
Beta0.40
1 Month Change0.27%
3 Month Change0%
1 Year Change15.38%
3 Year Change-23.47%
5 Year Change1.08%
Change since IPO-64.29%

Recent News & Updates

Recent updates

Shareholder Returns

USMTUS BanksUS Market
7D1.4%2.1%0.2%
1Y15.4%46.5%22.0%

Return vs Industry: USMT underperformed the US Banks industry which returned 43.9% over the past year.

Return vs Market: USMT underperformed the US Market which returned 22.4% over the past year.

Price Volatility

Is USMT's price volatile compared to industry and market?
USMT volatility
USMT Average Weekly Movementn/a
Banks Industry Average Movement3.9%
Market Average Movement6.1%
10% most volatile stocks in US Market18.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: USMT's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine USMT's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aDong Kimwww.usmetrobank.com

US Metro Bancorp, Inc. operates as the bank holding company for US Metro Bank that provides various banking services to commercial business and individual consumers. The company’s deposit products include checking, savings, money market, and certificate of deposit accounts, as well as treasury management services. It also offers real estate, business term and lines of credit, and small business administration loans, as well as construction and warehouse lending services.

US Metro Bancorp, Inc. Fundamentals Summary

How do US Metro Bancorp's earnings and revenue compare to its market cap?
USMT fundamental statistics
Market capUS$61.95m
Earnings (TTM)US$8.44m
Revenue (TTM)US$46.75m

7.3x

P/E Ratio

0.5x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
USMT income statement (TTM)
RevenueUS$46.75m
Cost of RevenueUS$0
Gross ProfitUS$46.75m
Other ExpensesUS$38.32m
EarningsUS$8.44m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.51
Gross Margin100.00%
Net Profit Margin18.04%
Debt/Equity Ratio20.1%

How did USMT perform over the long term?

See historical performance and comparison

Dividends

3.2%

Current Dividend Yield

28%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 11:57
End of Day Share Price 2025/02/06 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

US Metro Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.