US Metro Bancorp, Inc.

OTCPK:USMT Stock Report

Market Cap: US$59.3m

US Metro Bancorp Past Earnings Performance

Past criteria checks 2/6

US Metro Bancorp has been growing earnings at an average annual rate of 14.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 17.1% per year. US Metro Bancorp's return on equity is 6.2%, and it has net margins of 17.6%.

Key information

14.7%

Earnings growth rate

13.7%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate17.1%
Return on equity6.2%
Net Margin17.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How US Metro Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:USMT Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24448250
30 Jun 24449250
31 Mar 24451000
31 Dec 234611250
30 Sep 234813210
30 Jun 235014210
31 Mar 23521700
31 Dec 225017210
30 Sep 22501800
30 Jun 22501800
31 Mar 22491800
31 Dec 214416170
30 Sep 213912120
30 Jun 213210120
31 Mar 2126700
31 Dec 20235120
30 Sep 20225120
30 Jun 20225120
31 Mar 2023500
31 Dec 19225120
30 Sep 19205100
30 Jun 19194100
31 Mar 19184100
31 Dec 18184100
30 Sep 1818480
30 Jun 1818380
31 Mar 1818480
31 Dec 1717780
30 Sep 1715760
30 Jun 1713760
31 Mar 1711660
31 Dec 1610360
31 Dec 159350
31 Dec 145040
31 Dec 132-230

Quality Earnings: USMT has high quality earnings.

Growing Profit Margin: USMT's current net profit margins (17.6%) are lower than last year (26.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: USMT's earnings have grown by 14.7% per year over the past 5 years.

Accelerating Growth: USMT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: USMT had negative earnings growth (-39%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).


Return on Equity

High ROE: USMT's Return on Equity (6.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 20:01
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

US Metro Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution