US Metro Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
US Metro Bancorp has total assets of $1.4B and total equity of $124.8M. Total deposits are $1.2B, and total loans are $1.1B.
Key information
11.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.22b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.04% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$14.05m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: USMT's Assets to Equity ratio (11.1x) is moderate.
Allowance for Bad Loans: USMT has a sufficient allowance for bad loans (2934%).
Low Risk Liabilities: 96% of USMT's liabilities are made up of primarily low risk sources of funding.
Loan Level: USMT has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: USMT's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: USMT has an appropriate level of bad loans (0%).