BOTJ Stock Overview
Operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Bank of the James Financial Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.54 |
| 52 Week High | US$17.05 |
| 52 Week Low | US$9.65 |
| Beta | 0.80 |
| 1 Month Change | 4.30% |
| 3 Month Change | 10.21% |
| 1 Year Change | 27.17% |
| 3 Year Change | 0.52% |
| 5 Year Change | 12.76% |
| Change since IPO | 347.93% |
Recent News & Updates
Recent updates
Bank of the James Financial Group (NASDAQ:BOTJ) Will Pay A Dividend Of $0.10
Apr 25
Bank of the James Financial Group (NASDAQ:BOTJ) Is Increasing Its Dividend To $0.10
Jan 25Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08
Nov 21Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of $0.08
Oct 26Bank of the James Financial Group (NASDAQ:BOTJ) Is Paying Out A Dividend Of $0.08
Aug 29Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08
Jul 25Bank of the James Financial Group (NASDAQ:BOTJ) Is Due To Pay A Dividend Of $0.08
Apr 27Here's Why We Think Bank of the James Financial Group (NASDAQ:BOTJ) Is Well Worth Watching
Mar 15Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be Increased To $0.08
Oct 28Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07
Aug 30Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07
Aug 08Bank of the James Financial Group declares $0.07 dividend
Jul 22Bank of the James Financial Group (NASDAQ:BOTJ) Will Pay A Dividend Of US$0.07
Feb 16Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of US$0.07
Jan 29Bank of the James Financial Group (NASDAQ:BOTJ) Has Announced A Dividend Of US$0.07
Oct 28Here's Why I Think Bank of the James Financial Group (NASDAQ:BOTJ) Might Deserve Your Attention Today
Oct 26Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be US$0.07
Jul 26If You Like EPS Growth Then Check Out Bank of the James Financial Group (NASDAQ:BOTJ) Before It's Too Late
Apr 28Why You Might Be Interested In Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend
Feb 27Bank of the James Financial Group (NASDAQ:BOTJ) Share Prices Have Dropped 14% In The Last Year
Jan 11
Why You Might Be Interested In Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) For Its Upcoming Dividend
Nov 20Shareholder Returns
| BOTJ | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.5% | 0.8% | 0.6% |
| 1Y | 27.2% | 29.4% | 23.8% |
Return vs Industry: BOTJ underperformed the US Banks industry which returned 29.6% over the past year.
Return vs Market: BOTJ exceeded the US Market which returned 24.6% over the past year.
Price Volatility
| BOTJ volatility | |
|---|---|
| BOTJ Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: BOTJ has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BOTJ's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 177 | n/a | www.bankofthejames.bank |
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also provides loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes.
Bank of the James Financial Group, Inc. Fundamentals Summary
| BOTJ fundamental statistics | |
|---|---|
| Market cap | US$72.15m |
| Earnings (TTM) | US$8.43m |
| Revenue (TTM) | US$43.92m |
8.4x
P/E Ratio1.0x
P/B RatioIs BOTJ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BOTJ income statement (TTM) | |
|---|---|
| Revenue | US$43.92m |
| Cost of Revenue | US$0 |
| Gross Profit | US$43.92m |
| Other Expenses | US$35.49m |
| Earnings | US$8.43m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.86 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.20% |
| Debt/Equity Ratio | 28.3% |
How did BOTJ perform over the long term?
See historical performance and comparisonDividends
2.6%
Current Dividend Yield22%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 02:50 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bank of the James Financial Group, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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