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BOTJ

Bank of the James Financial Group NasdaqCM:BOTJ Stock Report

Last Price

US$12.50

Market Cap

US$59.3m

7D

-6.7%

1Y

-13.1%

Updated

18 Aug, 2022

Data

Company Financials
BOTJ fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends2/6

BOTJ Stock Overview

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States.

Bank of the James Financial Group, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Bank of the James Financial Group
Historical stock prices
Current Share PriceUS$12.50
52 Week HighUS$16.82
52 Week LowUS$11.67
Beta0.87
1 Month Change-0.79%
3 Month Change-2.34%
1 Year Change-13.13%
3 Year Change-5.30%
5 Year Change-10.13%
Change since IPO260.31%

Recent News & Updates

Aug 08
Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07

Bank of the James Financial Group's (NASDAQ:BOTJ) Dividend Will Be $0.07

Bank of the James Financial Group, Inc.'s ( NASDAQ:BOTJ ) investors are due to receive a payment of $0.07 per share on...

Jul 22

Bank of the James Financial Group declares $0.07 dividend

Bank of the James Financial Group (NASDAQ:BOTJ) declares $0.07/share quarterly dividend, in line with previous. Forward yield 2.22% Payable Sept. 16; for shareholders of record Sept. 2; ex-div Sept. 1. See BOTJ Dividend Scorecard, Yield Chart, & Dividend Growth.

Shareholder Returns

BOTJUS BanksUS Market
7D-6.7%1.6%1.4%
1Y-13.1%-7.2%-8.4%

Return vs Industry: BOTJ underperformed the US Banks industry which returned -8.2% over the past year.

Return vs Market: BOTJ underperformed the US Market which returned -9% over the past year.

Price Volatility

Is BOTJ's price volatile compared to industry and market?
BOTJ volatility
BOTJ Average Weekly Movement5.4%
Banks Industry Average Movement3.6%
Market Average Movement7.6%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market3.1%

Stable Share Price: BOTJ is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: BOTJ's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1998156n/ahttps://www.bankofthejames.bank

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes.

Bank of the James Financial Group, Inc. Fundamentals Summary

How do Bank of the James Financial Group's earnings and revenue compare to its market cap?
BOTJ fundamental statistics
Market CapUS$59.26m
Earnings (TTM)US$8.17m
Revenue (TTM)US$40.63m

7.3x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
BOTJ income statement (TTM)
RevenueUS$40.63m
Cost of RevenueUS$0
Gross ProfitUS$40.63m
Other ExpensesUS$32.46m
EarningsUS$8.17m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.72
Gross Margin100.00%
Net Profit Margin20.11%
Debt/Equity Ratio38.9%

How did BOTJ perform over the long term?

See historical performance and comparison

Dividends

2.2%

Current Dividend Yield

16%

Payout Ratio

Does BOTJ pay a reliable dividends?

See BOTJ dividend history and benchmarks
When do you need to buy BOTJ by to receive an upcoming dividend?
Bank of the James Financial Group dividend dates
Ex Dividend DateSep 01 2022
Dividend Pay DateSep 16 2022
Days until Ex dividend12 days
Days until Dividend pay date27 days

Does BOTJ pay a reliable dividends?

See BOTJ dividend history and benchmarks