Delhi Bank (DWNX) Stock Overview

Operates as a bank holding company for The Delaware National Bank of Delhi that provides commercial banking products and services to individual and small business customers. More details

DWNX fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	4/6

Rewards

Pays a reliable dividend of 1.85%

Risk Analysis

Earnings have declined by 7% per year over past 5 years

Shares are highly illiquid

Does not have a meaningful market cap ($71M)

DWNX Community Fair Values

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Delhi Bank Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Delhi Bank
Historical stock prices
Current Share Price	US$20.75
52 Week High	US$21.32
52 Week Low	US$20.25
Beta	-0.26
1 Month Change	-1.19%
3 Month Change	-1.52%
1 Year Change	2.47%
3 Year Change	-15.31%
5 Year Change	22.96%
Change since IPO	522.50%

Recent updates

Shareholder Returns

	DWNX	US Banks	US Market
7D	0%	2.2%	0.3%
1Y	2.5%	24.4%	10.4%

Return vs Industry: DWNX underperformed the US Banks industry which returned 23.9% over the past year.

Return vs Market: DWNX underperformed the US Market which returned 9.9% over the past year.

Price Volatility

Is DWNX's price volatile compared to industry and market?
DWNX volatility
DWNX Average Weekly Movement	n/a
Banks Industry Average Movement	4.6%
Market Average Movement	7.7%
10% most volatile stocks in US Market	17.3%
10% least volatile stocks in US Market	4.0%

Stable Share Price: DWNX's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine DWNX's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1839	n/a	Pete Gioffe	www.dnbd.bank

Delhi Bank Corp. operates as a bank holding company for The Delaware National Bank of Delhi that provides commercial banking products and services to individual and small business customers. The company accepts demand, interest bearing time and savings, personal and business checking, NOW, health savings, money market, club, certificates of deposit, and individual retirement accounts. Its loan products include automobile, motorcycle, recreational vehicle, and boat loans; residential and commercial real estate, home improvements, rental property, vacant land, overdraft protection, personal, commercial, construction, manufactured housing, second homes, and agricultural; and home equity and commercial lines of credit.

Delhi Bank Corp. Fundamentals Summary

How do Delhi Bank's earnings and revenue compare to its market cap?
DWNX fundamental statistics
Market cap	US$70.63m
Earnings (TTM)	US$1.71m
Revenue (TTM)	US$9.21m

41.4x

P/E Ratio

2.5x

P/B Ratio

Is DWNX overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DWNX income statement (TTM)
Revenue	US$9.21m
Cost of Revenue	US$0
Gross Profit	US$9.21m
Other Expenses	US$7.50m
Earnings	US$1.71m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.50
Gross Margin	100.00%
Net Profit Margin	18.53%
Debt/Equity Ratio	0%

How did DWNX perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

77%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/06/20 04:32
End of Day Share Price	2025/06/17 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Delhi Bank Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Delhi Bank OTCPK:DWNX Stock Report