KS Bancorp (KSBI) Stock Overview
Operates as the bank holding company for KS Bank, Inc. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
KSBI Community Fair Values
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KS Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$60.00 |
| 52 Week High | US$60.00 |
| 52 Week Low | US$48.00 |
| Beta | 0.42 |
| 1 Month Change | 4.80% |
| 3 Month Change | 7.14% |
| 1 Year Change | 19.52% |
| 3 Year Change | 25.00% |
| 5 Year Change | 138.95% |
| Change since IPO | 825.93% |
Recent News & Updates
Recent updates
Shareholder Returns
| KSBI | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.3% | 3.3% | 1.0% |
| 1Y | 19.5% | 28.7% | 17.2% |
Return vs Industry: KSBI underperformed the US Banks industry which returned 28.7% over the past year.
Return vs Market: KSBI exceeded the US Market which returned 17.2% over the past year.
Price Volatility
| KSBI volatility | |
|---|---|
| KSBI Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: KSBI's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine KSBI's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1924 | n/a | Earl Worley | www.ksbankinc.com |
KS Bancorp, Inc. operates as the bank holding company for KS Bank, Inc. that provides various banking products and services to individuals and businesses in North Carolina. It offers personal deposit accounts, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; personal loans, such as vehicle, boat and marine, recreational, deposit/investment secured, student, debt consolidation; and credit cards, as well as home equity loans and lines of credit. The company also provides business checking and savings, and payroll card accounts; construction loans, including builders' speculative and pre-sale, and commercial builder loans; commercial loans comprising equipment, facilities, debt refinancing, and real estate loans; and seasonal cash needs, and inventory and receivables financing lines of credit.
KS Bancorp, Inc. Fundamentals Summary
| KSBI fundamental statistics | |
|---|---|
| Market cap | US$66.47m |
| Earnings (TTM) | US$8.45m |
| Revenue (TTM) | US$29.70m |
Is KSBI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| KSBI income statement (TTM) | |
|---|---|
| Revenue | US$29.70m |
| Cost of Revenue | US$0 |
| Gross Profit | US$29.70m |
| Other Expenses | US$21.25m |
| Earnings | US$8.45m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.63 |
| Gross Margin | 100.00% |
| Net Profit Margin | 28.45% |
| Debt/Equity Ratio | 21.4% |
How did KSBI perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/01/08 02:53 |
| End of Day Share Price | 2026/01/06 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
KS Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.