PTBS Stock Overview
Operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Potomac Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.50 |
| 52 Week High | US$17.00 |
| 52 Week Low | US$14.00 |
| Beta | 0.48 |
| 1 Month Change | 8.77% |
| 3 Month Change | 11.11% |
| 1 Year Change | 10.55% |
| 3 Year Change | -9.84% |
| 5 Year Change | 17.02% |
| Change since IPO | 215.56% |
Recent News & Updates
Recent updates
Shareholder Returns
| PTBS | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.5% | -3.5% | -2.7% |
| 1Y | 10.6% | 29.1% | 23.4% |
Return vs Industry: PTBS underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: PTBS underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| PTBS volatility | |
|---|---|
| PTBS Average Weekly Movement | 6.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PTBS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PTBS's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1871 | n/a | Alice Frazier | www.mybct.com |
Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. The company offers checking, savings, and individual retirement accounts; and certificates of deposit (CD). It also provides personal loans, including new and used vehicle, home equity, unsecured home improvement and personal, retail equipment, and lot loans, as well as loans secured by CD, and home equity lines of credit; commercial loans for building or office purchases, commercial real estate and construction, and production and administrative equipment purchases; lines of credit; mortgage, commercial, term, residential and commercial construction, commercial real estate, and agricultural loans; and credit and debit cards.
Potomac Bancshares, Inc. Fundamentals Summary
| PTBS fundamental statistics | |
|---|---|
| Market cap | US$68.26m |
| Earnings (TTM) | US$6.57m |
| Revenue (TTM) | US$32.23m |
10.4x
P/E Ratio1.0x
P/B RatioIs PTBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PTBS income statement (TTM) | |
|---|---|
| Revenue | US$32.23m |
| Cost of Revenue | US$0 |
| Gross Profit | US$32.23m |
| Other Expenses | US$25.66m |
| Earnings | US$6.57m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.58 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.37% |
| Debt/Equity Ratio | 29.9% |
How did PTBS perform over the long term?
See historical performance and comparisonDividends
2.9%
Current Dividend Yield30%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 02:13 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Potomac Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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