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Potomac Bancshares OTCPK:PTBS Stock Report

Last Price

US$14.40

Market Cap

US$59.7m

7D

-2.7%

1Y

-15.2%

Updated

27 Mar, 2024

Data

Company Financials

Potomac Bancshares, Inc.

OTCPK:PTBS Stock Report

Market Cap: US$59.7m

PTBS Stock Overview

Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses.

PTBS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Potomac Bancshares, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Potomac Bancshares
Historical stock prices
Current Share PriceUS$14.40
52 Week HighUS$18.00
52 Week LowUS$14.25
Beta0.42
1 Month Change-4.00%
3 Month Change-3.74%
1 Year Change-15.24%
3 Year Change10.18%
5 Year Change2.13%
Change since IPO175.40%

Recent News & Updates

Recent updates

Shareholder Returns

PTBSUS BanksUS Market
7D-2.7%1.9%0.6%
1Y-15.2%32.6%29.5%

Return vs Industry: PTBS underperformed the US Banks industry which returned 32.6% over the past year.

Return vs Market: PTBS underperformed the US Market which returned 29.5% over the past year.

Price Volatility

Is PTBS's price volatile compared to industry and market?
PTBS volatility
PTBS Average Weekly Movement2.9%
Banks Industry Average Movement4.3%
Market Average Movement6.0%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.0%

Stable Share Price: PTBS has not had significant price volatility in the past 3 months.

Volatility Over Time: PTBS's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1871n/aAlice Frazierhttps://www.mybct.com

Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. The company offers checking, savings, and individual retirement accounts; and certificates of deposit (CD). It also provides personal loans, including new and used vehicle, home equity, unsecured home improvement and personal, retail equipment, and lot loans, as well as loans secured by CD, and home equity lines of credit; commercial loans for building or office purchases, commercial real estate and construction, and production and administrative equipment purchases; lines of credit; mortgage, commercial, term, residential and commercial construction, commercial real estate, and agricultural loans; and credit and debit cards.

Potomac Bancshares, Inc. Fundamentals Summary

How do Potomac Bancshares's earnings and revenue compare to its market cap?
PTBS fundamental statistics
Market capUS$59.68m
Earnings (TTM)US$7.26m
Revenue (TTM)US$31.74m

8.2x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PTBS income statement (TTM)
RevenueUS$31.74m
Cost of RevenueUS$0
Gross ProfitUS$31.74m
Other ExpensesUS$24.48m
EarningsUS$7.26m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)1.75
Gross Margin100.00%
Net Profit Margin22.88%
Debt/Equity Ratio28.0%

How did PTBS perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

22%

Payout Ratio
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