PTBS Stock Overview
Operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Potomac Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.17 |
| 52 Week High | US$16.50 |
| 52 Week Low | US$14.00 |
| Beta | 0.44 |
| 11 Month Change | 3.90% |
| 3 Month Change | 4.98% |
| 1 Year Change | 1.22% |
| 33 Year Change | -19.31% |
| 5 Year Change | 9.06% |
| Change since IPO | 190.13% |
Recent News & Updates
Recent updates
Shareholder Returns
| PTBS | US Banks | US Market | |
|---|---|---|---|
| 7D | -5.2% | 0.8% | 0.3% |
| 1Y | 1.2% | 55.5% | 31.1% |
Return vs Industry: PTBS underperformed the US Banks industry which returned 55.5% over the past year.
Return vs Market: PTBS underperformed the US Market which returned 31.1% over the past year.
Price Volatility
| PTBS volatility | |
|---|---|
| PTBS Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in US Market | 15.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PTBS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PTBS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1871 | n/a | Alice Frazier | www.mybct.com |
Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. The company offers checking, savings, and individual retirement accounts; and certificates of deposit (CD). It also provides personal loans, including new and used vehicle, home equity, unsecured home improvement and personal, retail equipment, and lot loans, as well as loans secured by CD, and home equity lines of credit; commercial loans for building or office purchases, commercial real estate and construction, and production and administrative equipment purchases; lines of credit; mortgage, commercial, term, residential and commercial construction, commercial real estate, and agricultural loans; and credit and debit cards.
Potomac Bancshares, Inc. Fundamentals Summary
| PTBS fundamental statistics | |
|---|---|
| Market cap | US$68.39m |
| Earnings (TTM) | US$6.57m |
| Revenue (TTM) | US$32.23m |
9.6x
P/E Ratio0.9x
P/B RatioIs PTBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PTBS income statement (TTM) | |
|---|---|
| Revenue | US$32.23m |
| Cost of Revenue | US$0 |
| Gross Profit | US$32.23m |
| Other Expenses | US$25.66m |
| Earnings | US$6.57m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.58 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.37% |
| Debt/Equity Ratio | 29.9% |
How did PTBS perform over the long term?
See historical performance and comparison