Potomac Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Potomac Bancshares has total assets of $830.7M and total equity of $66.9M. Total deposits are $739.7M, and total loans are $644.7M.
Key information
12.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$739.68m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$68.70m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PTBS's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: PTBS has a sufficient allowance for bad loans (248%).
Low Risk Liabilities: 97% of PTBS's liabilities are made up of primarily low risk sources of funding.
Loan Level: PTBS has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: PTBS's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: PTBS has an appropriate level of bad loans (0.4%).