Oregon Pacific Bancorp (OTCPK:ORPB) - Stock Price, News & Analysis

ORPB Stock Overview

Operates as the bank holding company for Oregon Pacific Banking Company that provides various banking products and services to individual and business customers in the United States. More details

ORPB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 72.1% below our estimate of its fair value

Risk Analysis

Does not have a meaningful market cap ($55M)

Oregon Pacific Bancorp Competitors

BayFirst Financial

NasdaqCM:BAFN

US$53.1m

First Bancshares

OTCPK:FBSI

US$59.7m

Cullman Bancorp

OTCPK:CULL

US$64.0m

blueharbor bank

OTCPK:BLHK

US$62.4m

Price History & Performance

Summary of all time highs, changes and price drops for Oregon Pacific Bancorp
Historical stock prices
Current Share Price	US$7.70
52 Week High	US$8.10
52 Week Low	US$6.60
Beta	0.26
11 Month Change	0.79%
3 Month Change	2.12%
1 Year Change	8.60%
33 Year Change	4.76%
5 Year Change	28.12%
Change since IPO	-6.67%

Recent updates

Shareholder Returns

	ORPB	US Banks	US Market
7D	-4.9%	1.8%	2.2%
1Y	8.6%	57.8%	31.7%

Return vs Industry: ORPB underperformed the US Banks industry which returned 55.5% over the past year.

Return vs Market: ORPB underperformed the US Market which returned 31.1% over the past year.

Price Volatility

Is ORPB's price volatile compared to industry and market?
ORPB volatility
ORPB Average Weekly Movement	3.1%
Banks Industry Average Movement	5.2%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: ORPB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine ORPB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1979	144	Ron Green	www.opbc.com

Oregon Pacific Bancorp operates as the bank holding company for Oregon Pacific Banking Company that provides various banking products and services to individual and business customers in the United States. The company’s deposit products include checking, savings, money market, and time deposit accounts. It provides mortgage loans; business financing solutions, including lines of credit, term financing, commercial real estate loans, construction and asset-based lending, professional practice loans, and government guaranteed lending; and personal financing solutions, comprising home equity lines of credit, cash secured loans with a certificate of deposit, and vehicle loans; and credit cards.

Oregon Pacific Bancorp Fundamentals Summary

How do Oregon Pacific Bancorp's earnings and revenue compare to its market cap?
ORPB fundamental statistics
Market cap	US$54.93m
Earnings (TTM)	US$7.52m
Revenue (TTM)	US$33.95m

7.3x

P/E Ratio

0.9x

P/B Ratio

Is ORPB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ORPB income statement (TTM)
Revenue	US$33.95m
Cost of Revenue	US$0
Gross Profit	US$33.95m
Other Expenses	US$26.43m
Earnings	US$7.52m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.05
Gross Margin	100.00%
Net Profit Margin	22.15%
Debt/Equity Ratio	40.9%

How did ORPB perform over the long term?

See historical performance and comparison

Oregon Pacific Bancorp OTCPK:ORPB Stock Report