Oregon Pacific Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Oregon Pacific Bancorp has total assets of $787.4M and total equity of $58.0M. Total deposits are $695.4M, and total loans are $543.9M. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $36.3M.
Key information
13.6x
Asset to equity ratio
3.7%
Net interest margin
Total deposits | US$695.45m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.02% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$36.32m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ORPB's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: ORPB has a sufficient allowance for bad loans (6211%).
Low Risk Liabilities: 95% of ORPB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ORPB has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: ORPB's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: ORPB has an appropriate level of bad loans (0%).