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Juniata Valley Financial OTCPK:JUVF Stock Report

Last Price

US$12.61

Market Cap

US$62.1m

7D

3.8%

1Y

11.5%

Updated

23 May, 2025

Data

Company Financials

Juniata Valley Financial Corp.

OTCPK:JUVF Stock Report

Market Cap: US$62.1m

JUVF Stock Overview

Operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States. More details

JUVF fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health6/6
Dividends4/6

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Juniata Valley Financial Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Juniata Valley Financial
Historical stock prices
Current Share PriceUS$12.61
52 Week HighUS$13.97
52 Week LowUS$11.00
Beta0.18
1 Month Change2.95%
3 Month Change-2.99%
1 Year Change11.50%
3 Year Change-14.79%
5 Year Change-26.89%
Change since IPO-7.52%

Recent News & Updates

Recent updates

Shareholder Returns

JUVFUS BanksUS Market
7D3.8%-3.7%-2.7%
1Y11.5%17.4%9.0%

Return vs Industry: JUVF underperformed the US Banks industry which returned 19.3% over the past year.

Return vs Market: JUVF matched the US Market which returned 10.5% over the past year.

Price Volatility

Is JUVF's price volatile compared to industry and market?
JUVF volatility
JUVF Average Weekly Movement6.1%
Banks Industry Average Movement4.6%
Market Average Movement8.0%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market4.1%

Stable Share Price: JUVF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: JUVF's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1867135Marcie Barberwww.jvbonline.com

Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company offers consumer banking services that include online account opening, online banking, mobile banking, telephone banking, automated teller machines, personal checking accounts, checking overdraft privileges, money market deposit accounts, savings accounts, debit cards, certificates of deposit, individual retirement accounts, secured lines of credit, construction and mortgage loans, and safe deposit boxes. It also provides commercial banking services, such as low and high-volume business checking accounts, online account management services, remote deposit capability, ACH origination, payroll direct deposit, commercial lines of credit, commercial letters of credit, mobile deposit for business customers, and commercial term and demand loans.

Juniata Valley Financial Corp. Fundamentals Summary

How do Juniata Valley Financial's earnings and revenue compare to its market cap?
JUVF fundamental statistics
Market capUS$62.06m
Earnings (TTM)US$6.88m
Revenue (TTM)US$28.19m
9.2x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
JUVF income statement (TTM)
RevenueUS$28.19m
Cost of RevenueUS$0
Gross ProfitUS$28.19m
Other ExpensesUS$21.31m
EarningsUS$6.88m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.37
Gross Margin100.00%
Net Profit Margin24.41%
Debt/Equity Ratio99.3%

How did JUVF perform over the long term?

See historical performance and comparison

Dividends

7.0%
Current Dividend Yield
64%
Payout Ratio

Does JUVF pay a reliable dividends?

See JUVF dividend history and benchmarks
When do you need to buy JUVF by to receive an upcoming dividend?
Juniata Valley Financial dividend dates
Ex Dividend DateMay 16 2025
Dividend Pay DateMay 30 2025
Days until Ex dividend9 days
Days until Dividend pay date5 days

Does JUVF pay a reliable dividends?

See JUVF dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/23 14:58
End of Day Share Price 2025/05/23 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Juniata Valley Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.