Cullman Bancorp (CULL) Stock Overview

Operates as the holding company for Cullman Savings Bank that provides various financial products and services in the United States. More details

CULL fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends1/6

Risk Analysis


CULL Community Fair Values

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Cullman Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Cullman Bancorp
Historical stock prices
Current Share PriceUS$10.70
52 Week HighUS$10.75
52 Week LowUS$8.50
Beta0.17
1 Month Change3.88%
3 Month Change5.00%
1 Year Change5.74%
3 Year Change-4.46%
5 Year Changen/a
Change since IPO200.97%

Recent News & Updates

Recent updates

Cullman Bancorp adopts stock repurchase program

Oct 19

Shareholder Returns

CULLUS BanksUS Market
7D-0.4%-0.4%0.6%
1Y5.7%24.9%11.4%

Return vs Industry: CULL underperformed the US Banks industry which returned 24.9% over the past year.

Return vs Market: CULL underperformed the US Market which returned 11.4% over the past year.

Price Volatility

Is CULL's price volatile compared to industry and market?
CULL volatility
CULL Average Weekly Movement2.2%
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: CULL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CULL's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
188757John Rileywww.cullmansavingsbank.com

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various financial products and services in the United States. It offers personal and business checking accounts; personal savings accounts comprising kids club, Christmas club, certificates of deposits, and individual retirement accounts; business savings accounts; debit and credit cards; online banking, automated clearinghouse, merchant, and remote deposit capture services; mobile banking and deposit; eStatements; overdraft protection; safe deposit boxes; wire transfers; and cashier’s checks. The company also provides personal loans, including mortgage, home equity, land, construction, and personal and auto loans, as well as business loans, such as commercial real estate, term loans, lines of credit, and agricultural loans.

Cullman Bancorp, Inc. Fundamentals Summary

How do Cullman Bancorp's earnings and revenue compare to its market cap?
CULL fundamental statistics
Market capUS$66.65m
Earnings (TTM)US$3.57m
Revenue (TTM)US$16.93m
18.7x
P/E Ratio
0.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CULL income statement (TTM)
RevenueUS$16.93m
Cost of RevenueUS$0
Gross ProfitUS$16.93m
Other ExpensesUS$13.36m
EarningsUS$3.57m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.57
Gross Margin100.00%
Net Profit Margin21.07%
Debt/Equity Ratio45.2%

How did CULL perform over the long term?

See historical performance and comparison

Dividends

1.1%
Current Dividend Yield
22%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/15 05:49
End of Day Share Price 2025/07/11 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cullman Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.