Cullman Bancorp Past Earnings Performance
Past criteria checks 2/6
Cullman Bancorp has been growing earnings at an average annual rate of 0.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 7.3% per year. Cullman Bancorp's return on equity is 3.6%, and it has net margins of 22.3%.
Key information
0.4%
Earnings growth rate
1.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.3% |
| Return on equity | 3.6% |
| Net Margin | 22.3% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Cullman Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 16 | 4 | 11 | 0 |
| 31 Dec 23 | 16 | 4 | 11 | 0 |
| 30 Sep 23 | 17 | 4 | 11 | 0 |
| 30 Jun 23 | 17 | 4 | 11 | 0 |
| 31 Mar 23 | 17 | 4 | 11 | 0 |
| 31 Dec 22 | 16 | 4 | 11 | 0 |
| 30 Sep 22 | 15 | 4 | 10 | 0 |
| 30 Jun 22 | 14 | 2 | 9 | 0 |
| 31 Mar 22 | 13 | 2 | 9 | 0 |
| 31 Dec 21 | 13 | 2 | 9 | 0 |
| 30 Sep 21 | 13 | 2 | 8 | 0 |
| 30 Jun 21 | 13 | 3 | 8 | 0 |
| 31 Mar 21 | 13 | 3 | 8 | 0 |
| 31 Dec 20 | 13 | 4 | 8 | 0 |
| 30 Sep 20 | 13 | 3 | 13 | 0 |
| 30 Jun 20 | 13 | 4 | 11 | 0 |
| 31 Mar 20 | 13 | 4 | 9 | 0 |
| 31 Dec 19 | 13 | 4 | 7 | 0 |
| 30 Sep 19 | 13 | 4 | 0 | 0 |
| 30 Jun 19 | 13 | 4 | 0 | 0 |
| 31 Mar 19 | 13 | 4 | 0 | 0 |
| 31 Dec 18 | 13 | 4 | 0 | 0 |
| 30 Sep 18 | 13 | 3 | 0 | 0 |
| 30 Jun 18 | 12 | 3 | 0 | 0 |
| 31 Mar 18 | 12 | 3 | 0 | 0 |
| 31 Dec 17 | 12 | 3 | 0 | 0 |
| 30 Sep 17 | 12 | 3 | 0 | 0 |
| 30 Jun 17 | 12 | 3 | 0 | 0 |
| 31 Mar 17 | 11 | 3 | 0 | 0 |
| 31 Dec 16 | 11 | 3 | 0 | 0 |
| 30 Sep 16 | 11 | 2 | 0 | 0 |
| 30 Jun 16 | 10 | 3 | 0 | 0 |
| 31 Mar 16 | 10 | 3 | 0 | 0 |
| 31 Dec 15 | 10 | 2 | 0 | 0 |
| 30 Sep 15 | 10 | 3 | 0 | 0 |
| 30 Jun 15 | 10 | 2 | 0 | 0 |
| 31 Mar 15 | 9 | 2 | 0 | 0 |
| 31 Dec 14 | 9 | 2 | 0 | 0 |
| 30 Sep 14 | 9 | 2 | 0 | 0 |
| 30 Jun 14 | 9 | 2 | 0 | 0 |
| 31 Mar 14 | 10 | 2 | 0 | 0 |
| 31 Dec 13 | 10 | 2 | 0 | 0 |
Quality Earnings: CULL has high quality earnings.
Growing Profit Margin: CULL's current net profit margins (22.3%) are lower than last year (24.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CULL's earnings have grown by 0.4% per year over the past 5 years.
Accelerating Growth: CULL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CULL had negative earnings growth (-12.5%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: CULL's Return on Equity (3.6%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 15:28 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/03/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Cullman Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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