Citizens Bancorp of Virginia (CZBT) Stock Overview
Operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
CZBT Community Fair Values
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Citizens Bancorp of Virginia, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.75 |
| 52 Week High | US$33.11 |
| 52 Week Low | US$25.88 |
| Beta | 0.050 |
| 1 Month Change | 0.79% |
| 3 Month Change | 7.63% |
| 1 Year Change | 7.63% |
| 3 Year Change | 9.48% |
| 5 Year Change | 32.29% |
| Change since IPO | 108.20% |
Recent News & Updates
Recent updates
Shareholder Returns
| CZBT | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -2.5% | 1.2% |
| 1Y | 7.6% | 28.9% | 17.7% |
Return vs Industry: CZBT underperformed the US Banks industry which returned 28.9% over the past year.
Return vs Market: CZBT underperformed the US Market which returned 17.7% over the past year.
Price Volatility
| CZBT volatility | |
|---|---|
| CZBT Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CZBT's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine CZBT's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1873 | n/a | C. Quicke | www.cbtva.com |
Citizens Bancorp of Virginia, Inc. operates as the bank holding company for Citizens Bank and Trust Company that provides commercial banking products and services to businesses and individuals in the United States. The company offers personal and business checking and savings, and money market accounts; certificates of deposit; and individual retirement accounts. It also provides personal lending products, including automobile, signature, boat, and personal property loans; home equity lines of credit, fixed rate mortgages, adjustable rate mortgages, conventional and jumbo loan programs, first-time home buyer programs, home improvement loans, bridge loans, new home construction loans, commercial construction loan, as well as second homes/ vacation properties, investment, commercial, industrial, and apartment loans; and bank-owned properties.
Citizens Bancorp of Virginia, Inc. Fundamentals Summary
| CZBT fundamental statistics | |
|---|---|
| Market cap | US$66.80m |
| Earnings (TTM) | US$9.12m |
| Revenue (TTM) | US$23.83m |
Is CZBT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CZBT income statement (TTM) | |
|---|---|
| Revenue | US$23.83m |
| Cost of Revenue | US$0 |
| Gross Profit | US$23.83m |
| Other Expenses | US$14.71m |
| Earnings | US$9.12m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.33 |
| Gross Margin | 100.00% |
| Net Profit Margin | 38.25% |
| Debt/Equity Ratio | 8.3% |
How did CZBT perform over the long term?
See historical performance and comparisonDividends
Does CZBT pay a reliable dividends?
See CZBT dividend history and benchmarks| Citizens Bancorp of Virginia dividend dates | |
|---|---|
| Ex Dividend Date | Oct 01 2025 |
| Dividend Pay Date | Oct 15 2025 |
| Days until Ex dividend | 5 days |
| Days until Dividend pay date | 9 days |
Does CZBT pay a reliable dividends?
See CZBT dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/05 20:21 |
| End of Day Share Price | 2025/09/19 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citizens Bancorp of Virginia, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.