TCBC Stock Overview
Operates as the holding company for TC Federal Bank that provides various banking services to individual and commercial customers in Georgia and Florida, the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
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TC Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.50 |
| 52 Week High | US$17.53 |
| 52 Week Low | US$12.80 |
| Beta | 0.12 |
| 1 Month Change | -2.37% |
| 3 Month Change | -4.20% |
| 1 Year Change | 18.03% |
| 3 Year Change | 18.71% |
| 5 Year Change | n/a |
| Change since IPO | 36.25% |
Recent News & Updates
Shareholder Returns
| TCBC | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.4% | -0.3% | -0.5% |
| 1Y | 18.0% | 42.4% | 21.1% |
Return vs Industry: TCBC underperformed the US Banks industry which returned 45.9% over the past year.
Return vs Market: TCBC underperformed the US Market which returned 23.1% over the past year.
Price Volatility
| TCBC volatility | |
|---|---|
| TCBC Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.2% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: TCBC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TCBC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 65 | Greg Eiford | www.tcfederal.com |
TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services to individual and commercial customers in Georgia and Florida, the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending products comprising single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction loans, land development loans, and SBA/USDA guaranteed loans.
TC Bancshares, Inc. Fundamentals Summary
| TCBC fundamental statistics | |
|---|---|
| Market cap | US$64.29m |
| Earnings (TTM) | -US$43.97k |
| Revenue (TTM) | US$14.57m |
0.8x
P/B Ratio4.4x
P/S RatioIs TCBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCBC income statement (TTM) | |
|---|---|
| Revenue | US$14.57m |
| Cost of Revenue | US$0 |
| Gross Profit | US$14.57m |
| Other Expenses | US$14.62m |
| Earnings | -US$43.97k |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.011 |
| Gross Margin | 100.00% |
| Net Profit Margin | -0.30% |
| Debt/Equity Ratio | 14.1% |
How did TCBC perform over the long term?
See historical performance and comparisonDividends
0.6%
Current Dividend Yield-1,053%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/12 14:55 |
| End of Day Share Price | 2025/02/12 00:00 |
| Earnings | 2024/03/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TC Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.