The Adirondack Trust Company

OTCPK:ADKT Stock Report

Market Cap: US$77.7m

Adirondack Trust (ADKT) Stock Overview

Provides various banking products and services to individuals and businesses in New York. More details

ADKT fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends3/6

ADKT Community Fair Values

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The Adirondack Trust Company Competitors

Price History & Performance

Summary of share price highs, lows and changes for Adirondack Trust
Historical stock prices
Current Share PriceUS$1,010.75
52 Week HighUS$1,225.00
52 Week LowUS$1,010.75
Beta-0.28
1 Month Change-12.11%
3 Month Change-6.15%
1 Year Changen/a
3 Year Changen/a
5 Year Change-38.37%
Change since IPO910.75%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

ADKTUS BanksUS Market
7D0%-2.2%-0.5%
1Yn/a26.3%11.7%

Return vs Industry: Insufficient data to determine how ADKT performed against the US Banks industry.

Return vs Market: Insufficient data to determine how ADKT performed against the US Market.

Price Volatility

Is ADKT's price volatile compared to industry and market?
ADKT volatility
ADKT Average Weekly Movementn/a
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.2%

Stable Share Price: ADKT's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine ADKT's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1901n/aCharles Waitwww.adirondacktrust.com

The Adirondack Trust Company provides various banking products and services to individuals and businesses in New York. The company offers checking and savings accounts, direct deposits, and reorder checks; home mortgage, home equity, auto, personal, and term loans, as well as lines of credit, SBA lending products, construction and development financing, and commercial real estate loans; and fixed-rate and adjustable-rate mortgages, home refinance, and home equity line of credit, as well as mortgages for first-time homebuyers. It also provides debit and credit cards; workplace banking services; overdraft checking services; mobile and online banking services; merchant processing services; mobile check deposits; and wire transfer, night depository, and ACH origination services.

The Adirondack Trust Company Fundamentals Summary

How do Adirondack Trust's earnings and revenue compare to its market cap?
ADKT fundamental statistics
Market capUS$77.74m
Earnings (TTM)US$12.03m
Revenue (TTM)US$66.69m
6.5x
P/E Ratio
0.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ADKT income statement (TTM)
RevenueUS$66.69m
Cost of RevenueUS$0
Gross ProfitUS$66.69m
Other ExpensesUS$54.66m
EarningsUS$12.03m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)156.39
Gross Margin100.00%
Net Profit Margin18.04%
Debt/Equity Ratio1.5%

How did ADKT perform over the long term?

See historical performance and comparison

Dividends

5.8%
Current Dividend Yield
37%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/13 05:38
End of Day Share Price 2025/06/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Adirondack Trust Company is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.