Adirondack Trust Balance Sheet Health
Financial Health criteria checks 4/6
Adirondack Trust has total assets of $1.6B and total equity of $147.3M. Total deposits are $1.4B, and total loans are $927.0M.
Key information
10.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.38b |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$88.37m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADKT's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if ADKT has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of ADKT's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADKT has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: ADKT's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: Insufficient data to determine if ADKT has an appropriate level of bad loans.