IF Bancorp Past Earnings Performance
Past criteria checks 1/6
IF Bancorp's earnings have been declining at an average annual rate of -9.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 0.5% per year. IF Bancorp's return on equity is 2.5%, and it has net margins of 8.7%.
Key information
-9.5%
Earnings growth rate
-9.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 0.5% |
| Return on equity | 2.5% |
| Net Margin | 8.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
IF Bancorp (NASDAQ:IROQ) Will Pay A Dividend Of $0.20
Aug 22
IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20
Aug 28IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20
Aug 13IF Bancorp GAAP EPS of $0.34, revenue of $6.69M
Aug 31IF Bancorp (NASDAQ:IROQ) Is Increasing Its Dividend To $0.20
Aug 14IF Bancorp declares $0.20 dividend
Aug 10Does IF Bancorp (NASDAQ:IROQ) Deserve A Spot On Your Watchlist?
Dec 17IF Bancorp (NASDAQ:IROQ) Will Pay A Larger Dividend Than Last Year At US$0.17
Sep 01IF Bancorp's (NASDAQ:IROQ) Dividend Will Be Increased To US$0.17
Aug 15What Makes IF Bancorp, Inc. (NASDAQ:IROQ) A Great Dividend Stock?
May 03Here's What We Like About IF Bancorp's (NASDAQ:IROQ) Upcoming Dividend
Mar 20If You Had Bought IF Bancorp (NASDAQ:IROQ) Stock Five Years Ago, You Could Pocket A 21% Gain Today
Feb 18Here's Why I Think IF Bancorp (NASDAQ:IROQ) Is An Interesting Stock
Jan 11Here's What We Think About IF Bancorp's (NASDAQ:IROQ) CEO Pay
Dec 16
Is IF Bancorp, Inc. (NASDAQ:IROQ) A Smart Pick For Income Investors?
Nov 20IF Bancorp reports FQ1 results
Oct 30Revenue & Expenses Breakdown
How IF Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 22 | 2 | 17 | 0 |
| 30 Jun 24 | 22 | 2 | 17 | 0 |
| 31 Mar 24 | 22 | 2 | 17 | 0 |
| 31 Dec 23 | 22 | 2 | 17 | 0 |
| 30 Sep 23 | 24 | 3 | 18 | 0 |
| 30 Jun 23 | 26 | 5 | 18 | 0 |
| 31 Mar 23 | 26 | 5 | 18 | 0 |
| 31 Dec 22 | 27 | 6 | 18 | 0 |
| 30 Sep 22 | 28 | 6 | 18 | 0 |
| 30 Jun 22 | 27 | 6 | 17 | 0 |
| 31 Mar 22 | 27 | 6 | 17 | 0 |
| 31 Dec 21 | 27 | 6 | 17 | 0 |
| 30 Sep 21 | 27 | 6 | 16 | 0 |
| 30 Jun 21 | 26 | 5 | 16 | 0 |
| 31 Mar 21 | 26 | 6 | 16 | 0 |
| 31 Dec 20 | 25 | 5 | 16 | 0 |
| 30 Sep 20 | 24 | 4 | 15 | 0 |
| 30 Jun 20 | 23 | 4 | 15 | 0 |
| 31 Mar 20 | 22 | 4 | 15 | 0 |
| 31 Dec 19 | 22 | 4 | 15 | 0 |
| 30 Sep 19 | 22 | 4 | 15 | 0 |
| 30 Jun 19 | 22 | 4 | 14 | 0 |
| 31 Mar 19 | 21 | 3 | 14 | 0 |
| 31 Dec 18 | 21 | 3 | 14 | 0 |
| 30 Sep 18 | 21 | 2 | 14 | 0 |
| 30 Jun 18 | 21 | 2 | 13 | 0 |
| 31 Mar 18 | 20 | 2 | 14 | 0 |
| 31 Dec 17 | 20 | 2 | 13 | 0 |
| 30 Sep 17 | 20 | 4 | 13 | 0 |
| 30 Jun 17 | 21 | 4 | 13 | 0 |
| 31 Mar 17 | 21 | 4 | 13 | 0 |
| 31 Dec 16 | 21 | 4 | 12 | 0 |
| 30 Sep 16 | 21 | 4 | 12 | 0 |
| 30 Jun 16 | 20 | 4 | 12 | 0 |
| 31 Mar 16 | 19 | 3 | 12 | 0 |
| 31 Dec 15 | 19 | 3 | 12 | 0 |
| 30 Sep 15 | 19 | 3 | 12 | 0 |
| 30 Jun 15 | 19 | 3 | 12 | 0 |
| 31 Mar 15 | 19 | 3 | 11 | 0 |
| 31 Dec 14 | 18 | 3 | 11 | 0 |
| 30 Sep 14 | 18 | 4 | 11 | 0 |
| 30 Jun 14 | 18 | 3 | 11 | 0 |
| 31 Mar 14 | 18 | 3 | 11 | 0 |
Quality Earnings: IROQ has high quality earnings.
Growing Profit Margin: IROQ's current net profit margins (8.7%) are lower than last year (13%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IROQ's earnings have declined by 9.5% per year over the past 5 years.
Accelerating Growth: IROQ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: IROQ had negative earnings growth (-38%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: IROQ's Return on Equity (2.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 04:56 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
IF Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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