IF Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
IF Bancorp has total assets of $893.4M and total equity of $78.8M. Total deposits are $677.2M, and total loans are $647.1M. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 0.03% of total loans. Cash and short-term investments are $8.0M.
Key information
11.3x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | US$677.16m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.03% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$8.03m |
Recent financial health updates
No updates
Recent updates
IF Bancorp (NASDAQ:IROQ) Will Pay A Dividend Of $0.20
Aug 22
IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20
Aug 28IF Bancorp (NASDAQ:IROQ) Has Announced A Dividend Of $0.20
Aug 13IF Bancorp GAAP EPS of $0.34, revenue of $6.69M
Aug 31IF Bancorp (NASDAQ:IROQ) Is Increasing Its Dividend To $0.20
Aug 14IF Bancorp declares $0.20 dividend
Aug 10Does IF Bancorp (NASDAQ:IROQ) Deserve A Spot On Your Watchlist?
Dec 17IF Bancorp (NASDAQ:IROQ) Will Pay A Larger Dividend Than Last Year At US$0.17
Sep 01IF Bancorp's (NASDAQ:IROQ) Dividend Will Be Increased To US$0.17
Aug 15What Makes IF Bancorp, Inc. (NASDAQ:IROQ) A Great Dividend Stock?
May 03Here's What We Like About IF Bancorp's (NASDAQ:IROQ) Upcoming Dividend
Mar 20If You Had Bought IF Bancorp (NASDAQ:IROQ) Stock Five Years Ago, You Could Pocket A 21% Gain Today
Feb 18Here's Why I Think IF Bancorp (NASDAQ:IROQ) Is An Interesting Stock
Jan 11Here's What We Think About IF Bancorp's (NASDAQ:IROQ) CEO Pay
Dec 16
Is IF Bancorp, Inc. (NASDAQ:IROQ) A Smart Pick For Income Investors?
Nov 20IF Bancorp reports FQ1 results
Oct 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IROQ's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: IROQ has a sufficient allowance for bad loans (3717%).
Low Risk Liabilities: 83% of IROQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: IROQ has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: IROQ's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: IROQ has an appropriate level of bad loans (0%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 18:50 |
| End of Day Share Price | 2025/01/02 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
IF Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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