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U.S. Banks Industry Analysis

UpdatedAug 25, 2026
DataAggregated Company Financials
Companies617
  • 7D-2.6%
  • 3M11.9%
  • 1Y20.2%
  • YTD8.6%

The Banks industry is down 2.6% over the last week with JPMorgan Chase the worst performer, down 1.3%. On the other hand Inter & Co is actually up 5.1%. Over the past 12 months, the industry was up 20%. Looking forward, earnings are forecast to grow by 7.0% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 25 Aug 2026US$3.0tUS$759.3bUS$219.6b11.8x13.7x4x
Thu, 23 Jul 2026US$3.0tUS$756.3bUS$218.4b12.1x13.9x4x
Sat, 20 Jun 2026US$2.9tUS$729.1bUS$205.1b11.9x14.1x4x
Mon, 18 May 2026US$2.6tUS$728.6bUS$205.0b11.1x12.9x3.6x
Wed, 15 Apr 2026US$2.8tUS$707.2bUS$195.8b11.9x14.4x4x
Fri, 13 Mar 2026US$2.6tUS$707.1bUS$195.5b11.2x13.2x3.6x
Sun, 08 Feb 2026US$2.9tUS$706.1bUS$195.4b12x15x4.2x
Tue, 06 Jan 2026US$2.9tUS$693.7bUS$191.7b11.8x15.2x4.2x
Thu, 04 Dec 2025US$2.7tUS$695.9bUS$192.3b11.6x14x3.9x
Sat, 01 Nov 2025US$2.6tUS$695.4bUS$192.1b11.1x13.7x3.8x
Mon, 29 Sep 2025US$2.7tUS$677.7bUS$183.9b11.9x14.9x4x
Wed, 27 Aug 2025US$2.6tUS$678.7bUS$184.0b11.8x14.2x3.9x
Fri, 25 Jul 2025US$2.6tUS$676.1bUS$182.6b11.6x14.3x3.9x
Sun, 22 Jun 2025US$2.4tUS$668.9bUS$177.1b11x13.4x3.6x
Tue, 20 May 2025US$2.4tUS$668.4bUS$177.0b11.4x13.5x3.6x
Thu, 17 Apr 2025US$2.1tUS$666.2bUS$168.8b10.6x12.3x3.1x
Sat, 15 Mar 2025US$2.1tUS$695.8bUS$179.9b11.2x11.9x3.1x
Mon, 10 Feb 2025US$2.5tUS$662.0bUS$171.5b12.1x14.9x3.8x
Wed, 08 Jan 2025US$2.3tUS$654.6bUS$143.4b12.2x16.4x3.6x
Fri, 06 Dec 2024US$2.4tUS$655.1bUS$143.0b13.1x17.1x3.7x
Sun, 03 Nov 2024US$2.2tUS$654.1bUS$142.6b11.8x15.6x3.4x
Tue, 01 Oct 2024US$2.1tUS$654.5bUS$145.7b11.6x14.5x3.2x
Thu, 29 Aug 2024US$2.2tUS$653.0bUS$145.7b11.7x14.8x3.3x
Sat, 27 Jul 2024US$2.2tUS$652.7bUS$145.6b11.8x14.8x3.3x
Mon, 24 Jun 2024US$2.0tUS$655.4bUS$151.1b9.6x12.9x3x
Wed, 22 May 2024US$2.0tUS$655.4bUS$151.2b9.9x13.2x3.1x
Fri, 19 Apr 2024US$1.9tUS$654.4bUS$162.1b9.2x11.5x2.9x
Sun, 17 Mar 2024US$1.9tUS$654.2bUS$166.3b9.4x11.5x2.9x
Tue, 13 Feb 2024US$1.8tUS$652.8bUS$168.4b9.6x10.8x2.8x
Thu, 11 Jan 2024US$1.8tUS$668.2bUS$195.6b9.2x9.4x2.7x
Sat, 09 Dec 2023US$1.7tUS$667.7bUS$195.4b8.9x8.7x2.5x
Mon, 06 Nov 2023US$1.5tUS$666.2bUS$195.2b8.3x7.9x2.3x
Wed, 04 Oct 2023US$1.5tUS$656.7bUS$191.6b7.7x7.8x2.3x
Fri, 01 Sep 2023US$1.6tUS$656.9bUS$191.7b8.1x8.2x2.4x
Price to Earnings Ratio

8.2x


Total Market Cap: US$1.6tTotal Earnings: US$191.7bTotal Revenue: US$656.9bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 13.1x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 13.1x.
  • The 3-year average PS ratio of 3.4x is lower than the industry's current PS ratio of 4.0x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 4.6% per year over the last three years.
  • Revenues for these companies have grown 5.0% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market-1.55%
Financials0.80%
Banks-2.65%
Diversified Banks-2.40%
Regional Banks-3.38%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry, which is trading close to its 3-year average PE ratio of 12.7x.
    • Analysts are expecting annual earnings growth of 5.0%, which is lower than the prior year's growth of 17.9% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading below its 3-year average of 14.8x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 14% over the next 5 years.
  • However this is lower than its past earnings growth rate of 25% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
INTR Inter & CoUS$5.565.1%
+US$119.2m		-32.7%PB1.2x
BAP CredicorpUS$379.740.4%
+US$116.0m		50.7%PB2.7x
NU Nu HoldingsUS$14.760.1%
+US$96.6m		3.7%PB5.4x
BAFN BayFirst FinancialUS$7.6124.8%
+US$40.7m		-20.8%PB8x
TFSL TFS FinancialUS$17.650.8%
+US$40.4m		27.1%PB2.5x

Latest News

JPM
US$356.39
JPMorgan Chase
7D
-1.3%
1Y
20.9%
WFC
US$84.72
Wells Fargo
7D
-3.2%
1Y
5.6%
USB
US$62.42
U.S. Bancorp
7D
-3.8%
1Y
29.6%
BAC
US$62.33
Bank of America
7D
-2.4%
1Y
26.0%
FITB
US$54.90
Fifth Third Bancorp
7D
-4.7%
1Y
23.8%
C
US$131.72
Citigroup
7D
-4.9%
1Y
38.7%
BAP
US$379.74
Credicorp
7D
0.4%
1Y
50.7%
Narrative Update • Aug 22

BAP: Softer Revenue Outlook Will Sustain Elevated Overvaluation Risk

Analysts have slightly reduced their price target for Credicorp to $289.68 from $299.15, as modest adjustments to revenue growth assumptions, discount rate and future P/E, alongside an unchanged view on profit margins, result in a lower fair value estimate. What's in the News No recent Credicorp specific news items, periodical articles or key developments were provided in the source data.
NU
US$14.76
Nu Holdings
7D
0.1%
1Y
3.7%
BAFN
US$7.61
BayFirst Financial
7D
24.8%
1Y
-20.8%
PNC
US$243.68
PNC Financial Services Group
7D
-4.3%
1Y
21.4%
TFSL
US$17.65
TFS Financial
7D
0.8%
1Y
27.1%
Seeking Alpha • Aug 18

TFS Financial: An Ohio Regional Bank With An Earnings Beat And Loan Growth

Summary TFS Financial, the parent of Third Federal S&L, gets a buy rating for my first coverage. Key positives include loan growth in recent earnings results, revenue trends and EPS showing durability and resilience. The high dividend yield can help boost the total return, but dividend safety is in question due to the high payout ratio. This stock outperformed the S&P 500 so far this year, showing market momentum. Read the full article on Seeking Alpha
CLBK
US$11.79
Columbia Financial
7D
0.9%
1Y
72.7%
INTR
US$5.56
Inter & Co
7D
5.1%
1Y
-32.7%
Narrative Update • Aug 14

INTR: Rule Of 50 Execution And Miami Expansion Will Support Future Upside

Inter & Co's analyst price target has been revised slightly lower to about $8.77 from roughly $9.61 as analysts incorporate updated assumptions for revenue growth, profit margins and future P/E into their models. What’s in the News for Inter & Co Inter & Co reported record Q2 2026 results with net income of R$421.11 million and earnings per share of R$0.95.
TOWN
US$37.82
TowneBank
7D
0.6%
1Y
3.0%
RCBC
US$49.35
River City Bank
7D
3.1%
1Y
34.4%
TFC
US$50.81
Truist Financial
7D
-3.3%
1Y
11.1%