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U.S. Banks Industry Analysis

UpdatedAug 27, 2025
DataAggregated Company Financials
Companies657
  • 7D4.1%
  • 3M14.5%
  • 1Y25.8%
  • YTD16.7%

The Banks industry is up 4.1% in the last week, with JPMorgan Chase up 2.7%. During this same period, the First Northwest Bancorp underperformed, falling 5.4%. In the last 12 months, the industry was up 26%. As for the next few years, earnings are expected to grow by 8.7% per annum.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 27 Aug 2025US$2.6tUS$678.7bUS$184.0b11.8x14.2x3.9x
Fri, 25 Jul 2025US$2.6tUS$676.1bUS$182.6b11.6x14.3x3.9x
Sun, 22 Jun 2025US$2.4tUS$668.9bUS$177.1b11x13.4x3.6x
Tue, 20 May 2025US$2.4tUS$668.4bUS$177.0b11.4x13.5x3.6x
Thu, 17 Apr 2025US$2.1tUS$666.2bUS$168.8b10.6x12.3x3.1x
Sat, 15 Mar 2025US$2.1tUS$695.8bUS$179.9b11.2x11.9x3.1x
Mon, 10 Feb 2025US$2.5tUS$662.0bUS$171.5b12.1x14.9x3.8x
Wed, 08 Jan 2025US$2.3tUS$654.6bUS$143.4b12.2x16.4x3.6x
Fri, 06 Dec 2024US$2.4tUS$655.1bUS$143.0b13.1x17.1x3.7x
Sun, 03 Nov 2024US$2.2tUS$654.1bUS$142.6b11.8x15.6x3.4x
Tue, 01 Oct 2024US$2.1tUS$654.5bUS$145.7b11.6x14.5x3.2x
Thu, 29 Aug 2024US$2.2tUS$653.0bUS$145.7b11.7x14.8x3.3x
Sat, 27 Jul 2024US$2.2tUS$652.7bUS$145.6b11.8x14.8x3.3x
Mon, 24 Jun 2024US$2.0tUS$655.4bUS$151.1b9.6x12.9x3x
Wed, 22 May 2024US$2.0tUS$655.4bUS$151.2b9.9x13.2x3.1x
Fri, 19 Apr 2024US$1.9tUS$654.4bUS$162.1b9.2x11.5x2.9x
Sun, 17 Mar 2024US$1.9tUS$654.2bUS$166.3b9.4x11.5x2.9x
Tue, 13 Feb 2024US$1.8tUS$652.8bUS$168.4b9.6x10.8x2.8x
Thu, 11 Jan 2024US$1.8tUS$668.2bUS$195.6b9.2x9.4x2.7x
Sat, 09 Dec 2023US$1.7tUS$667.7bUS$195.4b8.9x8.7x2.5x
Mon, 06 Nov 2023US$1.5tUS$666.2bUS$195.2b8.3x7.9x2.3x
Wed, 04 Oct 2023US$1.5tUS$656.7bUS$191.6b7.7x7.8x2.3x
Fri, 01 Sep 2023US$1.6tUS$656.9bUS$191.7b8.1x8.2x2.4x
Sun, 30 Jul 2023US$1.7tUS$655.0bUS$189.2b8.6x9x2.6x
Tue, 27 Jun 2023US$1.5tUS$642.3bUS$184.2b7.7x8.2x2.4x
Thu, 25 May 2023US$1.5tUS$642.2bUS$184.2b7.6x8.1x2.3x
Sat, 22 Apr 2023US$1.6tUS$640.2bUS$174.2b8.2x8.9x2.4x
Mon, 20 Mar 2023US$1.5tUS$624.0bUS$165.4b8.6x9x2.4x
Wed, 15 Feb 2023US$1.9tUS$616.9bUS$163.4b9.7x11.5x3x
Fri, 13 Jan 2023US$1.8tUS$611.7bUS$164.2b9.8x11x2.9x
Sun, 11 Dec 2022US$1.7tUS$611.6bUS$164.1b9.8x10.5x2.8x
Tue, 08 Nov 2022US$1.8tUS$612.0bUS$164.0b9.8x11x2.9x
Thu, 06 Oct 2022US$1.7tUS$608.9bUS$167.8b9.7x10.1x2.8x
Sat, 03 Sep 2022US$1.7tUS$608.5bUS$167.7b9.7x10.2x2.8x
Price to Earnings Ratio

10.2x


Total Market Cap: US$1.7tTotal Earnings: US$167.7bTotal Revenue: US$608.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.7x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.2x which is higher than its 3-year average PE of 11.7x.
  • The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.9x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.2% per year over the last three years.
  • Revenues for these companies have grown 3.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.32%
Financials2.25%
Banks4.13%
Regional Banks5.05%
Diversified Banks3.82%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.2x.
    • Analysts are expecting annual earnings growth of 5.5%, which is lower than the prior year's growth of 15.7% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.5x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 19% over the next 5 years.
  • This is better than its past earnings growth rate of 13% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JPM JPMorgan ChaseUS$298.572.7%
+US$21.8b		35.6%PB2.4x
BAC Bank of AmericaUS$50.254.5%
+US$16.1b		26.7%PB1.3x
WFC Wells FargoUS$81.515.1%
+US$12.7b		44.9%PB1.6x
NU Nu HoldingsUS$14.248.5%
+US$5.4b		-3.1%PB7.2x
PNC PNC Financial Services GroupUS$203.465.4%
+US$4.1b		13.6%PB1.5x

Latest News

JPM
US$298.57
JPMorgan Chase
7D
2.7%
1Y
35.6%
NU
US$14.24
Nu Holdings
7D
8.5%
1Y
-3.1%

Latin America's Digital Shift Will Drive Financial Service Expansion

The upward revision in Nu Holdings' consensus price target reflects improved analyst expectations for revenue growth (rising from 71.6% to 77.9% per annum), despite a slight decline in net profit margin, resulting in an increased fair value estimate from $15.47 to $16.36. What's in the News Dropped from Russell Midcap Growth Benchmark and Russell Midcap Growth Index.
BPRN
US$32.71
Princeton Bancorp
7D
-0.2%
1Y
-10.8%
BAC
US$50.25
Bank of America
7D
4.5%
1Y
26.7%

Bank of America (NYSE:BAC) Is Increasing Its Dividend To $0.28

Aug 20
Bank of America (NYSE:BAC) Is Increasing Its Dividend To $0.28
PNC
US$203.46
PNC Financial Services Group
7D
5.4%
1Y
13.6%
USCB
US$17.30
USCB Financial Holdings
7D
-0.5%
1Y
16.3%
CARV
US$1.74
Carver Bancorp
7D
-2.0%
1Y
-13.0%
AUBN
US$24.48
Auburn National Bancorporation
7D
-0.3%
1Y
34.5%
WFC
US$81.51
Wells Fargo
7D
5.1%
1Y
44.9%
TFC
US$46.36
Truist Financial
7D
4.9%
1Y
5.6%
C
US$95.72
Citigroup
7D
2.1%
1Y
55.2%

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

Aug 01
Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
HFBL
US$13.40
Home Federal Bancorp of Louisiana
7D
-0.2%
1Y
2.2%
USB
US$48.57
U.S. Bancorp
7D
5.1%
1Y
6.2%
FNWB
US$7.71
First Northwest Bancorp
7D
-5.4%
1Y
-28.3%