AGI (AGBK) Stock Overview
Provides technology-powered specialized financial services in Brazil. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 6/6 |
| Past Performance | 2/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for AGBK from our risk checks.
AGBK Community Fair Values
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Analyst Price Targets
AGI Inc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$7.25 |
| 52 Week High | US$12.21 |
| 52 Week Low | US$6.40 |
| Beta | 0 |
| 1 Month Change | -7.05% |
| 3 Month Change | -34.09% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -32.56% |
Recent News & Updates
Regulatory Pressure On Hybrid Lending Model Will Reshape Margins Yet Support Stable Long Term Earnings
Catalysts About AGI Agi is a Brazilian financial institution focused on a hybrid model that combines digital and in person channels to offer credit, deposits and fee based services to mass market customers. What are the underlying business or industry changes driving this perspective?
Hybrid Banking Expansion And AI Adoption Will Support Long Term Earnings Resilience
Catalysts About AGI AGI operates a hybrid digital and physical banking platform focused on Brazilian payroll and social security beneficiaries. What are the underlying business or industry changes driving this perspective?Recent updates
Regulatory Pressure On Hybrid Lending Model Will Reshape Margins Yet Support Stable Long Term Earnings
Catalysts About AGI Agi is a Brazilian financial institution focused on a hybrid model that combines digital and in person channels to offer credit, deposits and fee based services to mass market customers. What are the underlying business or industry changes driving this perspective?Hybrid Banking Expansion And AI Adoption Will Support Long Term Earnings Resilience
Catalysts About AGI AGI operates a hybrid digital and physical banking platform focused on Brazilian payroll and social security beneficiaries. What are the underlying business or industry changes driving this perspective?Agibank: An Interesting IPO At A Reasonable Price
Summary Agibank offers a compelling buying opportunity post-IPO, trading at an attractive 5.6x forward earnings with robust growth metrics. Agibank’s hybrid business model targets Brazil’s underbanked, boasting 6.4 million customers and a 114.5% profit CAGR from 2022 to 2024. Despite a challenging IPO process, Agibank’s valuation remains conservative, with a projected 25% upside using a 7x earnings multiple. Risks include regulatory scrutiny and operational issues, making Agibank suitable for bold investors as a small portfolio allocation. Read the full article on Seeking AlphaShareholder Returns
| AGBK | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.4% | -2.8% | -0.3% |
| 1Y | n/a | 14.1% | 24.0% |
Return vs Industry: Insufficient data to determine how AGBK performed against the US Banks industry.
Return vs Market: Insufficient data to determine how AGBK performed against the US Market.
Price Volatility
| AGBK volatility | |
|---|---|
| AGBK Average Weekly Movement | 9.7% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: AGBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine AGBK's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 5,062 | Marciano Testa | agibank.com.br |
AGI Inc provides technology-powered specialized financial services in Brazil. The company offers social security benefits; severance fund benefits; public or private sector payrolls through secured lending solutions; and complementary banking, credit, and insurance products. It provides its services through cloud-based software, AI-driven automation, and mobile applications.
AGI Inc Fundamentals Summary
| AGBK fundamental statistics | |
|---|---|
| Market cap | US$1.16b |
| Earnings (TTM) | US$172.40m |
| Revenue (TTM) | US$718.31m |
Is AGBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AGBK income statement (TTM) | |
|---|---|
| Revenue | R$3.64b |
| Cost of Revenue | R$1.14b |
| Gross Profit | R$2.51b |
| Other Expenses | R$1.63b |
| Earnings | R$874.39m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.47 |
| Gross Margin | 68.77% |
| Net Profit Margin | 24.00% |
| Debt/Equity Ratio | 335.8% |
How did AGBK perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/17 15:14 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
AGI Inc is covered by 11 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Eduardo Rosman | BTG Pactual |
| Gustavo Schroden | Citigroup Inc |