AGI Management
Management criteria checks 1/4
AGI's CEO is Marciano Testa, appointed in Sep 2021, has a tenure of 4.92 years. directly owns 60.93% of the company’s shares, worth $579.58M. The average tenure of the management team and the board of directors is 2.3 years and 0.6 years respectively.
Key information
Marciano Testa
Chief executive officer
n/a
Total compensation
| CEO salary percentage | n/a |
| CEO tenure | 4.9yrs |
| CEO ownership | 60.9% |
| Management average tenure | 2.3yrs |
| Board average tenure | less than a year |
Recent management updates
Recent updates
AGBK: Index Inclusion And Cleaner Earnings Setup May Unlock Future Upside
AGI's updated narrative reflects a lower implied price target of about $16, as analysts factor in recent target cuts from Susquehanna and Oppenheimer, along with a more conservative P/E assumption. Analyst Commentary Recent research on AGI shows that analysts are reassessing their valuation frameworks, with several reports updating price targets and ratings as they incorporate new information into their models.
AGBK: Credit Upgrades And Index Inclusion Will Support Future Re-Rating Potential
The average analyst price target for AGI has been reduced by about $3.85 as analysts factor in updated fair value estimates, slightly adjusted discount rate and profit margin assumptions, and a lower projected future P/E multiple following recent research updates from several firms. Analyst Commentary Recent research on AGI has focused on reassessing fair value, adjusting valuation inputs, and updating views on the stock's risk and return profile.Hybrid Platform And Payroll Credit Expansion Will Support Stronger Earnings Power
Catalysts About AGI Agi is a Brazilian financial institution focused on a hybrid platform that combines technology, data, artificial intelligence and physical presence to offer credit, deposits and fee based financial services. What are the underlying business or industry changes driving this perspective?
Regulatory Pressure On Hybrid Lending Model Will Reshape Margins Yet Support Stable Long Term Earnings
Catalysts About AGI Agi is a Brazilian financial institution focused on a hybrid model that combines digital and in person channels to offer credit, deposits and fee based services to mass market customers. What are the underlying business or industry changes driving this perspective?Hybrid Banking Expansion And AI Adoption Will Support Long Term Earnings Resilience
Catalysts About AGI AGI operates a hybrid digital and physical banking platform focused on Brazilian payroll and social security beneficiaries. What are the underlying business or industry changes driving this perspective?Agibank: An Interesting IPO At A Reasonable Price
Summary Agibank offers a compelling buying opportunity post-IPO, trading at an attractive 5.6x forward earnings with robust growth metrics. Agibank’s hybrid business model targets Brazil’s underbanked, boasting 6.4 million customers and a 114.5% profit CAGR from 2022 to 2024. Despite a challenging IPO process, Agibank’s valuation remains conservative, with a projected 25% upside using a 7x earnings multiple. Risks include regulatory scrutiny and operational issues, making Agibank suitable for bold investors as a small portfolio allocation. Read the full article on Seeking AlphaCEO
Marciano Testa (50 yo)
Mr. Marciano Testa is Founder and Chairman at AGI Inc. and is its Director since March 2018. He is Chief Executive Officer at AGI Inc. since September 2021. Mr. Testa the co-founder of Instituto Caldeira,...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder | 4.9yrs | no data | 60.93% $ 579.6m | |
| Co-Founder | no data | no data | no data | |
| Co-Founder | no data | no data | no data | |
| Chief Financial & Investor Relations Officer | 2.1yrs | no data | 0.11% $ 1.0m | |
| COO & Director | less than a year | no data | 1.33% $ 12.7m | |
| Chief Technology Officer | 2.3yrs | no data | 0.27% $ 2.6m | |
| Chief Sales Officer | 3yrs | no data | 0.12% $ 1.1m | |
| Chief People & Governance Officer | 5.1yrs | no data | 0.16% $ 1.5m | |
| Chief Data & Credit Officer | 2.3yrs | no data | 0.11% $ 1.0m | |
| Chief Products Officer | 3yrs | no data | 0.00050% $ 4.8k | |
| Head of Investor Relations | no data | no data | no data | |
| Chief Risk & Controllership Officer | 1.4yrs | no data | 0.066% $ 625.0k |
Experienced Management: AGBK's management team is considered experienced (2.3 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Founder | 8.4yrs | no data | 60.93% $ 579.6m | |
| COO & Director | less than a year | no data | 1.33% $ 12.7m | |
| Director | less than a year | no data | no data | |
| Director | less than a year | no data | no data | |
| Independent Director | less than a year | no data | 0.0012% $ 11.4k | |
| Director | less than a year | no data | no data | |
| Director | less than a year | no data | no data |
Experienced Board: AGBK's board of directors are not considered experienced ( 0.6 years average tenure), which suggests a new board.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/19 04:17 |
| End of Day Share Price | 2026/08/19 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
AGI Inc is covered by 11 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marcelo Mizrahi | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Eduardo Rosman | BTG Pactual |
| Gustavo Schroden | Citigroup Inc |