company background image
CZWI

Citizens Community Bancorp NasdaqGM:CZWI Stock Report

Last Price

US$12.65

Market Cap

US$131.9m

7D

3.3%

1Y

-12.4%

Updated

30 Jan, 2023

Data

Company Financials +

Citizens Community Bancorp, Inc.

NasdaqGM:CZWI Stock Report

Mkt Cap: US$131.9m

CZWI Stock Overview

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.

CZWI fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends5/6

My Notes

New

Notes are coming soon

Citizens Community Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Citizens Community Bancorp
Historical stock prices
Current Share PriceUS$12.65
52 Week HighUS$16.49
52 Week LowUS$11.35
Beta0.93
1 Month Change5.15%
3 Month Change-2.99%
1 Year Change-12.40%
3 Year Change4.12%
5 Year Change-7.74%
Change since IPO95.39%

Recent News & Updates

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Jan 27
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Recent updates

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Jan 27
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Feb 03
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

Mar 31
Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Mar 05
If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Feb 05
Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Jan 30
Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

Jan 24
Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

Dec 20
What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Nov 24
A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Shareholder Returns

CZWIUS BanksUS Market
7D3.3%3.3%2.8%
1Y-12.4%-14.7%-9.2%

Return vs Industry: CZWI exceeded the US Banks industry which returned -14.7% over the past year.

Return vs Market: CZWI underperformed the US Market which returned -9.2% over the past year.

Price Volatility

Is CZWI's price volatile compared to industry and market?
CZWI volatility
CZWI Average Weekly Movement4.6%
Banks Industry Average Movement3.7%
Market Average Movement6.9%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market2.8%

Stable Share Price: CZWI is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: CZWI's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1938237Steve Bianchihttps://www.ccf.us

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. The company accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit.

Citizens Community Bancorp, Inc. Fundamentals Summary

How do Citizens Community Bancorp's earnings and revenue compare to its market cap?
CZWI fundamental statistics
Market CapUS$131.88m
Earnings (TTM)US$17.76m
Revenue (TTM)US$65.32m

7.4x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CZWI income statement (TTM)
RevenueUS$65.32m
Cost of RevenueUS$0
Gross ProfitUS$65.32m
Other ExpensesUS$47.56m
EarningsUS$17.76m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.70
Gross Margin100.00%
Net Profit Margin27.19%
Debt/Equity Ratio128.6%

How did CZWI perform over the long term?

See historical performance and comparison

Dividends

2.3%

Current Dividend Yield

15%

Payout Ratio

Does CZWI pay a reliable dividends?

See CZWI dividend history and benchmarks
When do you need to buy CZWI by to receive an upcoming dividend?
Citizens Community Bancorp dividend dates
Ex Dividend DateFeb 02 2023
Dividend Pay DateFeb 17 2023
Days until Ex dividend2 days
Days until Dividend pay date17 days

Does CZWI pay a reliable dividends?

See CZWI dividend history and benchmarks