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Citizens Community Bancorp NasdaqGM:CZWI Stock Report

Last Price

US$16.37

Market Cap

US$164.3m

7D

-3.0%

1Y

42.3%

Updated

24 Dec, 2024

Data

Company Financials +

Citizens Community Bancorp, Inc.

NasdaqGM:CZWI Stock Report

Market Cap: US$164.3m

My Notes

Capture your thoughts, links and company narrative

Citizens Community Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Citizens Community Bancorp
Historical stock prices
Current Share PriceUS$16.37
52 Week HighUS$17.04
52 Week LowUS$10.14
Beta1.1
1 Month Change1.68%
3 Month Change16.18%
1 Year Change42.35%
3 Year Change18.11%
5 Year Change33.96%
Change since IPO152.85%

Recent News & Updates

Recent updates

Shareholders May Be Wary Of Increasing Citizens Community Bancorp, Inc.'s (NASDAQ:CZWI) CEO Compensation Package

Jun 13
Shareholders May Be Wary Of Increasing Citizens Community Bancorp, Inc.'s (NASDAQ:CZWI) CEO Compensation Package

Citizens Community: An Undervalued Dividend Growth Stock

May 16

Citizens Community Bancorp, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

May 02
Citizens Community Bancorp, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Citizens Community Bancorp (NASDAQ:CZWI) Will Pay A Larger Dividend Than Last Year At $0.32

Feb 01
Citizens Community Bancorp (NASDAQ:CZWI) Will Pay A Larger Dividend Than Last Year At $0.32

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Jan 27
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Citizens Community Bancorp GAAP EPS of $0.41, revenue of $16.17M

Jul 25

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Feb 03
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

Mar 31
Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Mar 05
If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Feb 05
Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Jan 30
Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

Jan 24
Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

Dec 20
What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Nov 24
A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Citizens Community Bancorp EPS beats by $0.12, beats on revenue

Oct 28

Shareholder Returns

CZWIUS BanksUS Market
7D-3.0%-3.4%-2.2%
1Y42.3%29.3%23.9%

Return vs Industry: CZWI exceeded the US Banks industry which returned 29.3% over the past year.

Return vs Market: CZWI exceeded the US Market which returned 23.9% over the past year.

Price Volatility

Is CZWI's price volatile compared to industry and market?
CZWI volatility
CZWI Average Weekly Movement2.8%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market17.0%
10% least volatile stocks in US Market3.1%

Stable Share Price: CZWI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CZWI's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1938223Steve Bianchiccf.us

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. It accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. The company also offers various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit.

Citizens Community Bancorp, Inc. Fundamentals Summary

How do Citizens Community Bancorp's earnings and revenue compare to its market cap?
CZWI fundamental statistics
Market capUS$164.25m
Earnings (TTM)US$14.74m
Revenue (TTM)US$60.28m

11.1x

P/E Ratio

0.9x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CZWI income statement (TTM)
RevenueUS$60.28m
Cost of RevenueUS$0
Gross ProfitUS$60.28m
Other ExpensesUS$45.54m
EarningsUS$14.74m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.47
Gross Margin100.00%
Net Profit Margin24.46%
Debt/Equity Ratio45.8%

How did CZWI perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

23%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 23:00
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Citizens Community Bancorp, Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brian MartinFIG Partners
Erik ZwickHovde Group, LLC
Brendan NosalHovde Group, LLC