UBFO Stock Overview
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
United Security Bancshares Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$7.49 |
| 52 Week High | US$8.74 |
| 52 Week Low | US$5.50 |
| Beta | 0.57 |
| 1 Month Change | 1.90% |
| 3 Month Change | -8.66% |
| 1 Year Change | 24.42% |
| 3 Year Change | -9.76% |
| 5 Year Change | -27.98% |
| Change since IPO | 291.77% |
Recent News & Updates
Recent updates
United Security Bancshares (NASDAQ:UBFO) Will Pay A Dividend Of $0.12
Oct 01
United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Larger Dividend Than Last Year
Jul 02United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.11
Apr 02United Security Bancshares (NASDAQ:UBFO) Has Announced A Dividend Of $0.11
Dec 25United Security Bancshares GAAP EPS of $0.26, revenue of $13.12M
Oct 20United Security Bancshares GAAP EPS of $0.20, revenue of $11.01M
Jul 20United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11
Jul 05United Security Bancshares declares $0.11 dividend
Jun 30United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11
Mar 29United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11
Oct 04United Security Bancshares (NASDAQ:UBFO) Will Pay A Dividend Of US$0.11
Jun 28Should Shareholders Reconsider United Security Bancshares' (NASDAQ:UBFO) CEO Compensation Package?
May 13Should You Or Shouldn't You: A Dividend Analysis on United Security Bancshares (NASDAQ:UBFO)
Mar 09Is United Security Bancshares (NASDAQ:UBFO) Popular Amongst Insiders?
Feb 02There's A Lot To Like About United Security Bancshares' (NASDAQ:UBFO) Upcoming US$0.11 Dividend
Dec 28Shareholders Of United Security Bancshares (NASDAQ:UBFO) Must Be Happy With Their 63% Return
Dec 22
United Security Bancshares declares $0.11 dividend
Dec 16Shareholder Returns
| UBFO | US Banks | US Market | |
|---|---|---|---|
| 7D | 5.0% | 6.8% | 1.2% |
| 1Y | 24.4% | 34.4% | 24.9% |
Return vs Industry: UBFO underperformed the US Banks industry which returned 34% over the past year.
Return vs Market: UBFO matched the US Market which returned 24.7% over the past year.
Price Volatility
| UBFO volatility | |
|---|---|
| UBFO Average Weekly Movement | 4.4% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: UBFO has not had significant price volatility in the past 3 months.
Volatility Over Time: UBFO's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 114 | Dennis Woods | www.unitedsecuritybank.com |
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans.
United Security Bancshares Fundamentals Summary
| UBFO fundamental statistics | |
|---|---|
| Market cap | US$128.73m |
| Earnings (TTM) | US$17.83m |
| Revenue (TTM) | US$51.14m |
7.2x
P/E Ratio1.0x
P/B RatioIs UBFO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBFO income statement (TTM) | |
|---|---|
| Revenue | US$51.14m |
| Cost of Revenue | US$0 |
| Gross Profit | US$51.14m |
| Other Expenses | US$33.31m |
| Earnings | US$17.83m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.03 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.87% |
| Debt/Equity Ratio | 92.1% |
How did UBFO perform over the long term?
See historical performance and comparison