In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as United Security Bancshares has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Earnings and Revenue Growth Forecasts

NasdaqGS:UBFO - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
9/30/2024	52	18	21	22	N/A
6/30/2024	52	18	12	13	N/A
3/31/2024	51	18	18	19	N/A
12/31/2023	53	20	21	21	N/A
9/30/2023	53	20	22	23	N/A
6/30/2023	54	20	32	34	N/A
3/31/2023	52	19	29	31	N/A
12/31/2022	46	16	22	24	N/A
9/30/2022	42	14	21	23	N/A
6/30/2022	40	12	17	18	N/A
3/31/2022	39	11	13	14	N/A
12/31/2021	37	10	15	17	N/A
9/30/2021	35	9	12	13	N/A
6/30/2021	34	8	11	12	N/A
3/31/2021	32	8	13	14	N/A
12/31/2020	34	9	13	14	N/A
9/30/2020	36	10	14	16	N/A
6/30/2020	39	12	18	19	N/A
3/31/2020	42	14	17	18	N/A
12/31/2019	43	15	15	16	N/A
9/30/2019	44	16	13	14	N/A
6/30/2019	43	16	13	13	N/A
3/31/2019	42	15	11	12	N/A
12/31/2018	40	14	10	11	N/A
9/30/2018	39	12	9	10	N/A
6/30/2018	38	11	N/A	8	N/A
3/31/2018	37	10	N/A	8	N/A
12/31/2017	35	9	N/A	8	N/A
9/30/2017	34	9	N/A	8	N/A
6/30/2017	33	8	N/A	9	N/A
3/31/2017	33	7	N/A	12	N/A
12/31/2016	33	7	N/A	9	N/A
9/30/2016	33	7	N/A	9	N/A
6/30/2016	32	7	N/A	7	N/A
3/31/2016	32	7	N/A	7	N/A
12/31/2015	31	7	N/A	9	N/A
9/30/2015	31	7	N/A	10	N/A
6/30/2015	30	7	N/A	10	N/A
3/31/2015	30	7	N/A	9	N/A
12/31/2014	30	6	N/A	9	N/A
9/30/2014	28	8	N/A	9	N/A
6/30/2014	29	8	N/A	12	N/A
3/31/2014	27	7	N/A	14	N/A
12/31/2013	26	7	N/A	12	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if UBFO's forecast earnings growth is above the savings rate (2.6%).

Earnings vs Market: Insufficient data to determine if UBFO's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if UBFO's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if UBFO's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if UBFO's revenue is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if UBFO's Return on Equity is forecast to be high in 3 years time

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 08:52
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

United Security Bancshares is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

United Security Bancshares Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Recent updates

Third quarter dividend of US$0.12 announced

United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 17, 2025

Third quarter 2024 earnings released: EPS: US$0.22 (vs US$0.23 in 3Q 2023)

United Security Bancshares Reports Net Charge-Offs for the Third Quarter Ended September 30, 2024

United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.12

Second quarter dividend of US$0.12 announced

Independent Director recently bought US$1.1m worth of stock

Second quarter 2024 earnings released: EPS: US$0.25 (vs US$0.26 in 2Q 2023)

United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Dividend Of $0.12

First quarter dividend of US$0.12 announced

United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 23, 2024

Independent Director recently bought US$59k worth of stock

Fourth quarter dividend of US$0.12 announced

United Security Bancshares Declares Quarterly Cash Dividend, Payable on April 22, 2024

United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2024

United Security Bancshares announced delayed 10-Q filing

Third quarter 2023 earnings released: EPS: US$0.23 (vs US$0.26 in 3Q 2022)

Now 21% undervalued

United Security Bancshares (NASDAQ:UBFO) Will Pay A Dividend Of $0.12

United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2023

Director recently bought US$241k worth of stock

Now 20% undervalued

United Security Bancshares Appoints Thomas G. Walker to Board of Directors

Second quarter 2023 earnings released: EPS: US$0.26 (vs US$0.20 in 2Q 2022)

United Security Bancshares (NASDAQ:UBFO) Is Paying Out A Larger Dividend Than Last Year

Benjamin Mackovak to Retire from the Boards of Directors of United Security Bancshares and United Security Bank

United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 24, 2023

Senior VP & Chief Credit Officer exercised options to buy US$127k worth of stock.

New minor risk - Insider selling

United Security Bancshares and United Security Bank Appoints Jay Gill as Member of their Respective Boards

Senior VP & Chief Credit Officer recently sold US$66k worth of stock

Senior VP & Chief Credit Officer notifies of intention to sell stock

United Security Bancshares (NASDAQ:UBFO) Has Affirmed Its Dividend Of $0.11

Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)

Investor sentiment deteriorates as stock falls 16%

United Security Bancshares Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022

Full year 2022 earnings released: EPS: US$0.92 (vs US$0.59 in FY 2021)

Upcoming dividend of US$0.11 per share

United Security Bancshares (NASDAQ:UBFO) Has Announced A Dividend Of $0.11

United Security Bancshares Declares Quarterly Cash Dividend, Payable on January 19, 2023

Third quarter 2022 earnings released: EPS: US$0.26 (vs US$0.15 in 3Q 2021)

United Security Bancshares Announces Net Charge Off for the Third Quarter Ended September 30, 2022

United Security Bancshares GAAP EPS of $0.26, revenue of $13.12M

United Security Bancshares and United Security Bank Announce CFO Changes, Effective October 3, 2022

United Security Bancshares Declares Regular Quarterly Cash Dividend, Payable on October 25, 2022

United Security Bancshares and United Security Bank Announces Resignation of Bhavneet Gill as Senior Vice President

Second quarter 2022 earnings released: EPS: US$0.20 (vs US$0.16 in 2Q 2021)

United Security Bancshares GAAP EPS of $0.20, revenue of $11.01M

United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11

United Security Bancshares and United Security Bank Announce Retirement of Michael Woolf from the Boards of Directors

United Security Bancshares Declares Quarterly Cash Dividend, Payable on July 22, 2022

United Security Bancshares declares $0.11 dividend

First quarter 2022 earnings released: EPS: US$0.14 (vs US$0.083 in 1Q 2021)

United Security Bancshares, Annual General Meeting, May 18, 2022

United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11

Upcoming dividend of US$0.11 per share

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Independent Director recently bought US$98k worth of stock

Upcoming dividend of US$0.11 per share

Senior VP & COO recently bought US$82k worth of stock

Third quarter 2021 earnings released: EPS US$0.15 (vs US$0.13 in 3Q 2020)

United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be US$0.11

United Security Bancshares Announces Net Charge Off for the Second Quarter Ended June 30, 2021

Second quarter 2021 earnings released: EPS US$0.16 (vs US$0.12 in 2Q 2020)

United Security Bancshares(NasdaqGS:UBFO) dropped from Russell 2000 Defensive Index

United Security Bancshares (NASDAQ:UBFO) Will Pay A Dividend Of US$0.11

United Security Bancshares(NasdaqGS:UBFO) dropped from Russell 2000 Index

Should Shareholders Reconsider United Security Bancshares' (NASDAQ:UBFO) CEO Compensation Package?

Should You Or Shouldn't You: A Dividend Analysis on United Security Bancshares (NASDAQ:UBFO)

Full year 2020 earnings released: EPS US$0.53 (vs US$0.90 in FY 2019)

New 90-day high: US$7.83

Is United Security Bancshares (NASDAQ:UBFO) Popular Amongst Insiders?

Full year 2020 earnings released: EPS US$0.53 (vs US$0.90 in FY 2019)

There's A Lot To Like About United Security Bancshares' (NASDAQ:UBFO) Upcoming US$0.11 Dividend