company background image
CFBK logo

CF Bankshares NasdaqCM:CFBK Stock Report

Last Price

US$21.67

Market Cap

US$146.6m

7D

-12.6%

1Y

4.2%

Updated

10 Jan, 2025

Data

Company Financials

CF Bankshares Inc.

NasdaqCM:CFBK Stock Report

Market Cap: US$146.6m

CFBK Stock Overview

Operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. More details

CFBK fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance1/6
Financial Health6/6
Dividends1/6

My Notes

Capture your thoughts, links and company narrative

CF Bankshares Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CF Bankshares
Historical stock prices
Current Share PriceUS$21.67
52 Week HighUS$31.17
52 Week LowUS$16.92
Beta0.57
1 Month Change-22.16%
3 Month Change-1.63%
1 Year Change4.18%
3 Year Change5.71%
5 Year Change54.87%
Change since IPO-92.84%

Recent News & Updates

Recent updates

CF Bankshares' (NASDAQ:CFBK) Upcoming Dividend Will Be Larger Than Last Year's

Oct 05
CF Bankshares' (NASDAQ:CFBK) Upcoming Dividend Will Be Larger Than Last Year's

Increases to CF Bankshares Inc.'s (NASDAQ:CFBK) CEO Compensation Might Cool off for now

May 23
Increases to CF Bankshares Inc.'s (NASDAQ:CFBK) CEO Compensation Might Cool off for now

CF Bankshares (NASDAQ:CFBK) Is Paying Out A Dividend Of $0.06

Jul 13
CF Bankshares (NASDAQ:CFBK) Is Paying Out A Dividend Of $0.06

CF Bankshares (NASDAQ:CFBK) Is Increasing Its Dividend To $0.05

Oct 07
CF Bankshares (NASDAQ:CFBK) Is Increasing Its Dividend To $0.05

CF Bankshares  declares $0.05 dividend

Oct 04

CF Bankshares  GAAP EPS of $0.72 beats by $0.04, revenue of $12.35M beats by $0.35M

Aug 03

CF Bankshares raises dividend by 25% to $0.05

Jul 05

One CF Bankshares Inc. (NASDAQ:CFBK) Analyst Is Reducing Their Forecasts For This Year

May 07
One CF Bankshares Inc. (NASDAQ:CFBK) Analyst Is Reducing Their Forecasts For This Year

CF Bankshares Inc. (NASDAQ:CFBK) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Feb 10
CF Bankshares Inc. (NASDAQ:CFBK) Just Released Its Annual Results And Analysts Are Updating Their Estimates

CF Bank: Multiple Growth Levers

Jan 10

Shareholders May Not Be So Generous With CF Bankshares Inc.'s (NASDAQ:CFBK) CEO Compensation And Here's Why

May 26
Shareholders May Not Be So Generous With CF Bankshares Inc.'s (NASDAQ:CFBK) CEO Compensation And Here's Why

CF Bankshares  EPS beats by $0.02, misses on revenue

May 04

Should You Be Adding CF Bankshares (NASDAQ:CFBK) To Your Watchlist Today?

Mar 05
Should You Be Adding CF Bankshares (NASDAQ:CFBK) To Your Watchlist Today?

Can You Imagine How Jubilant CF Bankshares' (NASDAQ:CFBK) Shareholders Feel About Its 136% Share Price Gain?

Feb 07
Can You Imagine How Jubilant CF Bankshares' (NASDAQ:CFBK) Shareholders Feel About Its 136% Share Price Gain?

Central Federal EPS beats by $0.11, misses on revenue

Feb 02

Central Federal declares $0.03 dividend

Jan 11

Are Insiders Buying CF Bankshares Inc. (NASDAQ:CFBK) Stock?

Jan 11
Are Insiders Buying CF Bankshares Inc. (NASDAQ:CFBK) Stock?

Do Insiders Own Lots Of Shares In CF Bankshares Inc. (NASDAQ:CFBK)?

Dec 16
Do Insiders Own Lots Of Shares In CF Bankshares Inc. (NASDAQ:CFBK)?

Is Now The Time To Put CF Bankshares (NASDAQ:CFBK) On Your Watchlist?

Nov 25
Is Now The Time To Put CF Bankshares (NASDAQ:CFBK) On Your Watchlist?

Shareholder Returns

CFBKUS BanksUS Market
7D-12.6%0.4%-0.5%
1Y4.2%33.2%23.2%

Return vs Industry: CFBK underperformed the US Banks industry which returned 33.2% over the past year.

Return vs Market: CFBK underperformed the US Market which returned 23.2% over the past year.

Price Volatility

Is CFBK's price volatile compared to industry and market?
CFBK volatility
CFBK Average Weekly Movement7.0%
Banks Industry Average Movement5.2%
Market Average Movement6.4%
10% most volatile stocks in US Market18.6%
10% least volatile stocks in US Market3.2%

Stable Share Price: CFBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CFBK's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1892106Tim O’Dellwww.cf.bank

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; retail banking services and products.

CF Bankshares Inc. Fundamentals Summary

How do CF Bankshares's earnings and revenue compare to its market cap?
CFBK fundamental statistics
Market capUS$146.62m
Earnings (TTM)US$12.95m
Revenue (TTM)US$44.40m

10.7x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFBK income statement (TTM)
RevenueUS$44.40m
Cost of RevenueUS$0
Gross ProfitUS$44.40m
Other ExpensesUS$31.44m
EarningsUS$12.95m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.02
Gross Margin100.00%
Net Profit Margin29.18%
Debt/Equity Ratio78.1%

How did CFBK perform over the long term?

See historical performance and comparison

Dividends

1.3%

Current Dividend Yield

12%

Payout Ratio

Does CFBK pay a reliable dividends?

See CFBK dividend history and benchmarks
When do you need to buy CFBK by to receive an upcoming dividend?
CF Bankshares dividend dates
Ex Dividend DateJan 16 2025
Dividend Pay DateJan 27 2025
Days until Ex dividend5 days
Days until Dividend pay date16 days

Does CFBK pay a reliable dividends?

See CFBK dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 01:55
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CF Bankshares Inc. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nathan RacePiper Sandler Companies
Brendan NosalPiper Sandler Companies