OPBK Stock Overview
Operates as the bank holding company for Open Bank that provides banking products and services in California. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for OPBK from our risk checks.
My Notes
Capture your thoughts, links and company narrative
OP Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.98 |
| 52 Week High | US$18.57 |
| 52 Week Low | US$8.91 |
| Beta | 0.63 |
| 1 Month Change | -6.88% |
| 3 Month Change | 28.66% |
| 1 Year Change | 44.75% |
| 3 Year Change | 23.30% |
| 5 Year Change | 56.51% |
| Change since IPO | 30.45% |
Recent News & Updates
OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12
Oct 29
OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12
Jul 30Recent updates
OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12
Oct 29OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12
Jul 30OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12
Apr 30OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12
Jan 29OP Bancorp (NASDAQ:OPBK) Will Pay A Dividend Of $0.12
Aug 01With EPS Growth And More, OP Bancorp (NASDAQ:OPBK) Makes An Interesting Case
Mar 14OP Bancorp: Californian Economy, Interest Rates To Drive Earnings
Sep 30OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To $0.12
Aug 02OP Bancorp raises dividend by 20% to $0.12
Jul 28OP Bancorp: Strong Loan Growth To Drive Earnings This Year
Jul 16If You Like EPS Growth Then Check Out OP Bancorp (NASDAQ:OPBK) Before It's Too Late
Jun 14Open Bancorp: Fast-Growing, Ethnic Focused Bank
Feb 14Forecast: Analysts Think OP Bancorp's (NASDAQ:OPBK) Business Prospects Have Improved Drastically
Feb 02OP Bancorp's (NASDAQ:OPBK) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To US$0.10
Jul 26Shareholder Returns
| OPBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -7.1% | -3.5% | -2.7% |
| 1Y | 44.7% | 29.1% | 23.4% |
Return vs Industry: OPBK exceeded the US Banks industry which returned 29.1% over the past year.
Return vs Market: OPBK exceeded the US Market which returned 23.4% over the past year.
Price Volatility
| OPBK volatility | |
|---|---|
| OPBK Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: OPBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: OPBK's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 222 | Min Kim | www.myopenbank.com |
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice.
OP Bancorp Fundamentals Summary
| OPBK fundamental statistics | |
|---|---|
| Market cap | US$236.69m |
| Earnings (TTM) | US$20.88m |
| Revenue (TTM) | US$78.76m |
11.3x
P/E Ratio1.2x
P/B RatioIs OPBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OPBK income statement (TTM) | |
|---|---|
| Revenue | US$78.76m |
| Cost of Revenue | US$0 |
| Gross Profit | US$78.76m |
| Other Expenses | US$57.88m |
| Earnings | US$20.88m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.41 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.51% |
| Debt/Equity Ratio | 37.6% |
How did OPBK perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield34%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 15:51 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
OP Bancorp is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |