OP Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
OP Bancorp has total assets of $2.4B and total equity of $203.6M. Total deposits are $2.1B, and total loans are $1.9B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $166.9M.
Key information
11.7x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$2.06b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$166.86m |
Recent financial health updates
No updates
Recent updates
OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12
Oct 29
OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12
Jul 30OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12
Apr 30OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12
Jan 29OP Bancorp (NASDAQ:OPBK) Will Pay A Dividend Of $0.12
Aug 01With EPS Growth And More, OP Bancorp (NASDAQ:OPBK) Makes An Interesting Case
Mar 14OP Bancorp: Californian Economy, Interest Rates To Drive Earnings
Sep 30OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To $0.12
Aug 02OP Bancorp raises dividend by 20% to $0.12
Jul 28OP Bancorp: Strong Loan Growth To Drive Earnings This Year
Jul 16If You Like EPS Growth Then Check Out OP Bancorp (NASDAQ:OPBK) Before It's Too Late
Jun 14Open Bancorp: Fast-Growing, Ethnic Focused Bank
Feb 14Forecast: Analysts Think OP Bancorp's (NASDAQ:OPBK) Business Prospects Have Improved Drastically
Feb 02OP Bancorp's (NASDAQ:OPBK) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 04OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To US$0.10
Jul 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OPBK's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: OPBK has a sufficient allowance for bad loans (634%).
Low Risk Liabilities: 95% of OPBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: OPBK has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: OPBK's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: OPBK has an appropriate level of bad loans (0.2%).