EXSR Stock Overview
Provides commercial and retail banking products and services to individuals and businesses in California. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
Exchange Bank (Santa Rosa, CA) Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$107.00 |
| 52 Week High | US$118.00 |
| 52 Week Low | US$93.00 |
| Beta | 0.35 |
| 1 Month Change | -1.38% |
| 3 Month Change | -1.83% |
| 1 Year Change | 5.94% |
| 3 Year Change | -31.17% |
| 5 Year Change | -38.51% |
| Change since IPO | 2,178.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| EXSR | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.5% | 0.8% | 0.6% |
| 1Y | 5.9% | 29.4% | 23.7% |
Return vs Industry: EXSR underperformed the US Banks industry which returned 29.4% over the past year.
Return vs Market: EXSR underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| EXSR volatility | |
|---|---|
| EXSR Average Weekly Movement | 4.9% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: EXSR has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EXSR's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1890 | n/a | Troy Sanderson | www.exchangebank.com |
Exchange Bank (Santa Rosa, CA), together with its subsidiaries, provides commercial and retail banking products and services to individuals and businesses in California. The company offers personal banking products and services, including checking and savings accounts; home loans, personal lines of credit, unsecured personal loans, and auto loans; overdraft line of credit accounts; and community rebuild loan programs. It also provides business banking products and services, such as business checking and savings accounts; merchant services; business equipment leasing; commercial real estate and construction loans; and business term loans, business line of credit, and small business administration (SBA) loans, as well as vineyard, winery, and agricultural loans.
Exchange Bank (Santa Rosa, CA) Fundamentals Summary
| EXSR fundamental statistics | |
|---|---|
| Market cap | US$183.43m |
| Earnings (TTM) | US$12.77m |
| Revenue (TTM) | US$105.29m |
14.4x
P/E Ratio0.6x
P/B RatioIs EXSR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EXSR income statement (TTM) | |
|---|---|
| Revenue | US$105.29m |
| Cost of Revenue | US$0 |
| Gross Profit | US$105.29m |
| Other Expenses | US$92.53m |
| Earnings | US$12.77m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 12.12% |
| Debt/Equity Ratio | 83.4% |
How did EXSR perform over the long term?
See historical performance and comparisonDividends
4.9%
Current Dividend Yield70%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 15:26 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Exchange Bank (Santa Rosa, CA) is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|