Citizens Community Bancorp, Inc.

NasdaqGM:CZWI Stock Report

Market Cap: US$109.6m

Citizens Community Bancorp Past Earnings Performance

Past criteria checks 2/6

Citizens Community Bancorp has been growing earnings at an average annual rate of 18.3%, while the Banks industry saw earnings growing at 10.1% annually. Revenues have been growing at an average rate of 6.8% per year. Citizens Community Bancorp's return on equity is 7.5%, and it has net margins of 22.1%.

Key information

18.3%

Earnings growth rate

17.8%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate6.8%
Return on equity7.5%
Net Margin22.1%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

Citizens Community Bancorp (NASDAQ:CZWI) Will Pay A Larger Dividend Than Last Year At $0.32

Feb 01
Citizens Community Bancorp (NASDAQ:CZWI) Will Pay A Larger Dividend Than Last Year At $0.32

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Jan 27
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To $0.29

Citizens Community Bancorp GAAP EPS of $0.41, revenue of $16.17M

Jul 25

Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Feb 03
Citizens Community Bancorp (NASDAQ:CZWI) Is Increasing Its Dividend To US$0.26

Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

Mar 31
Does Citizens Community Bancorp (NASDAQ:CZWI) Deserve A Spot On Your Watchlist?

If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Mar 05
If You Had Bought Citizens Community Bancorp (NASDAQ:CZWI) Stock Five Years Ago, You Could Pocket A 25% Gain Today

Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Feb 05
Why You Might Be Interested In Citizens Community Bancorp, Inc. (NASDAQ:CZWI) For Its Upcoming Dividend

Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Jan 30
Results: Citizens Community Bancorp, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

Jan 24
Why Dividend Hunters Love Citizens Community Bancorp, Inc. (NASDAQ:CZWI)

What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

Dec 20
What Is The Ownership Structure Like For Citizens Community Bancorp, Inc. (NASDAQ:CZWI)?

A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Nov 24
A Look At Citizens Community Bancorp's (NASDAQ:CZWI) Share Price Returns

Citizens Community Bancorp EPS beats by $0.12, beats on revenue

Oct 28

Revenue & Expenses Breakdown
Beta

How Citizens Community Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:CZWI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 235913350
30 Sep 236114350
30 Jun 236216360
31 Mar 236417360
31 Dec 226518360
30 Sep 226719360
30 Jun 226820360
31 Mar 226820360
31 Dec 216921360
30 Sep 216619360
30 Jun 216517350
31 Mar 216416360
31 Dec 206113360
30 Sep 205912360
30 Jun 205910360
31 Mar 205811340
31 Dec 19559340
30 Sep 19528330
30 Jun 19477300
31 Mar 19414290
31 Dec 18394270
30 Sep 18364250
30 Jun 18343250
31 Mar 18323230
31 Dec 17293210
30 Sep 17262200
30 Jun 17263190
31 Mar 17263190
31 Dec 16253190
30 Sep 16243180
30 Jun 16233160
31 Mar 16223160
31 Dec 15223150
30 Sep 15223160
30 Jun 15223160
31 Mar 15222160
31 Dec 14222160
30 Sep 14212160
30 Jun 14211160
31 Mar 14201160
31 Dec 13201150
30 Sep 13191150
30 Jun 13191150

Quality Earnings: CZWI has high quality earnings.

Growing Profit Margin: CZWI's current net profit margins (22.1%) are lower than last year (27.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CZWI's earnings have grown by 18.3% per year over the past 5 years.

Accelerating Growth: CZWI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CZWI had negative earnings growth (-26.5%) over the past year, making it difficult to compare to the Banks industry average (-10.2%).


Return on Equity

High ROE: CZWI's Return on Equity (7.5%) is considered low.


Return on Assets


Return on Capital Employed


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