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U.S. Financials Sector Analysis

UpdatedJun 11, 2026
DataAggregated Company Financials
Companies1418
  • 7D2.6%
  • 3M7.0%
  • 1Y3.0%
  • YTD-5.1%

The Financials industry has gained 1.6% in the last week and JPMorgan Chase up 2.8%. This takes the industry's 12 month performance to a gain of 3.5%. As for the next few years, earnings are expected to grow by 8.8% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 11 Jun 2026US$10.0tUS$3.4tUS$596.9b12.7x16.7x3x
Sat, 09 May 2026US$9.9tUS$3.4tUS$597.1b12.7x16.5x2.9x
Mon, 06 Apr 2026US$9.5tUS$3.3tUS$562.9b12.6x16.8x2.9x
Wed, 04 Mar 2026US$9.8tUS$3.3tUS$561.8b12.2x17.4x3x
Fri, 30 Jan 2026US$10.3tUS$3.2tUS$563.4b12.6x18.2x3.2x
Sun, 28 Dec 2025US$10.7tUS$3.2tUS$552.7b12.8x19.3x3.4x
Tue, 25 Nov 2025US$9.9tUS$3.2tUS$552.6b12.1x17.9x3.1x
Thu, 23 Oct 2025US$10.1tUS$3.1tUS$532.2b12.5x19.1x3.2x
Sat, 20 Sep 2025US$10.5tUS$3.3tUS$517.8b13x20.3x3.2x
Mon, 18 Aug 2025US$10.1tUS$3.3tUS$517.4b12.6x19.5x3x
Wed, 16 Jul 2025US$10.0tUS$3.0tUS$524.9b13.1x19.1x3.3x
Fri, 13 Jun 2025US$9.6tUS$3.0tUS$525.6b12.6x18.3x3.2x
Sun, 11 May 2025US$9.4tUS$3.0tUS$527.6b12.4x17.8x3.1x
Tue, 08 Apr 2025US$8.4tUS$3.0tUS$545.1b11.2x15.3x2.8x
Thu, 06 Mar 2025US$9.5tUS$3.0tUS$545.3b12.2x17.4x3.2x
Sat, 01 Feb 2025US$10.0tUS$3.0tUS$547.3b12.6x18.2x3.4x
Mon, 30 Dec 2024US$9.4tUS$2.9tUS$505.4b13x18.6x3.2x
Wed, 27 Nov 2024US$9.6tUS$2.9tUS$504.8b13.8x19x3.3x
Fri, 25 Oct 2024US$9.0tUS$2.8tUS$471.4b12.6x19.2x3.2x
Sun, 22 Sep 2024US$8.7tUS$2.8tUS$466.2b12.7x18.7x3.1x
Tue, 20 Aug 2024US$8.4tUS$2.8tUS$466.2b12.2x18x3x
Thu, 18 Jul 2024US$8.4tUS$2.8tUS$468.7b11.9x17.9x3x
Sat, 15 Jun 2024US$7.8tUS$2.8tUS$463.1b10.5x16.8x2.8x
Mon, 13 May 2024US$8.0tUS$2.8tUS$463.0b10.9x17.3x2.9x
Wed, 10 Apr 2024US$8.0tUS$2.7tUS$475.0b10.7x16.9x3x
Fri, 08 Mar 2024US$7.7tUS$2.7tUS$472.7b10.7x16.4x2.9x
Sun, 04 Feb 2024US$7.6tUS$2.7tUS$427.3b11.8x17.7x2.8x
Tue, 02 Jan 2024US$7.4tUS$2.7tUS$446.8b11.5x16.6x2.7x
Thu, 30 Nov 2023US$6.8tUS$2.7tUS$446.4b10.6x15.3x2.5x
Sat, 28 Oct 2023US$6.1tUS$2.7tUS$440.8b10x13.9x2.3x
Mon, 25 Sep 2023US$6.6tUS$2.7tUS$430.8b10.3x15.3x2.5x
Wed, 23 Aug 2023US$6.6tUS$2.7tUS$430.7b10.5x15.2x2.5x
Fri, 21 Jul 2023US$6.9tUS$2.6tUS$348.7b11x19.8x2.6x
Sun, 18 Jun 2023US$6.5tUS$2.6tUS$341.3b10.6x19.1x2.5x
Price to Earnings Ratio

19.1x


Total Market Cap: US$6.5tTotal Earnings: US$341.3bTotal Revenue: US$2.6tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.6x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.6x.
  • The industry is trading close to its 3-year average PS ratio of 3.0x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 20% per year over the last three years.
  • Revenues for these companies have grown 9.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-4.05%
Financials2.58%
Insurance5.69%
Banks3.92%
Diversified Financial1.85%
Consumer Finance1.61%
Mortgage REITs0.79%
Capital Markets0.70%
Mortgage Finance0%0
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.8x.
    • Analysts are expecting annual earnings growth of 11.3%, which is lower than the prior year's growth of 37.2% per year.
  • Investors are most pessimistic about the Insurance industry, which is trading below its 3-year average of 17.3x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 26% over the next 5 years.
  • This is better than its past earnings growth rate of 4.1% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 2.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JPM JPMorgan ChaseUS$309.142.8%
+US$22.2b		15.3%PB2.4x
V VisaUS$322.963.4%
+US$19.9b		-13.5%PE27.6x
BRK.A Berkshire HathawayUS$727.00k1.9%
+US$19.1b		-0.7%PE14.4x
MA MastercardUS$489.083.7%
+US$15.5b		-17.2%PE27.8x
BAC Bank of AmericaUS$54.544.1%
+US$15.2b		21.9%PB1.4x

Latest News

JPM
US$309.14
JPMorgan Chase
7D
2.8%
1Y
15.3%
PAYP
US$13.45
PayPay
7D
-21.1%
1Y
n/a
PYPL
US$40.70
PayPal Holdings
7D
-4.5%
1Y
-45.4%
Seeking Alpha • 12h

PayPal: Goodbye Growth, Hello Deep Value

Summary PayPal Holdings, Inc. has shifted from a growth story to a deep value play, with top-line acceleration hopes dashed. Intense competition and market saturation have led to muted revenue and margin growth, but the stock trades at just 7.7x earnings. Management is targeting at least $1.5 billion in cost savings over 2–3 years, leveraging AI and aggressive share repurchases as key catalysts. I reiterate my Buy rating for PYPL, expecting 12–15% annual returns driven by margin expansion and capital returns, despite limited growth prospects. Read the full article on Seeking Alpha
BAC
US$54.54
Bank of America
7D
4.1%
1Y
21.9%
WFC
US$81.97
Wells Fargo
7D
4.2%
1Y
9.4%
MA
US$489.08
Mastercard
7D
3.7%
1Y
-17.2%
CB
US$330.58
Chubb
7D
5.7%
1Y
15.7%
XYZ
US$66.63
Block
7D
-4.5%
1Y
4.0%
Seeking Alpha • Jun 09

Block: The Post-Restructuring Era Has Begun (Rating Downgrade)

Summary Block is rated a buy, driven by explosive Cash App lending growth and robust margin expansion post-workforce reduction. XYZ posted 27% YoY gross profit growth and 56% YoY adjusted operating income growth, exceeding guidance and highlighting operational leverage. Management projects 19–20% YoY gross profit growth for 2024, with incremental margins expected to trend toward 25–30% long term. Valuation remains compelling at 11x to 13x long-term earnings, supported by a strong balance sheet and disciplined cost structure. Read the full article on Seeking Alpha
BRK.A
US$727,000.00
Berkshire Hathaway
7D
1.9%
1Y
-0.7%
AXP
US$313.34
American Express
7D
4.2%
1Y
4.8%
Narrative Update • Jun 09

AXP: Premium Franchise Strength And Competition Will Shape Returns Going Forward

Analysts kept the American Express fair value estimate steady at $285.00 while slightly adjusting the discount rate and revenue growth assumptions. This reflects mixed but generally constructive recent research that includes higher price targets from firms citing resilient spending trends, alongside more cautious updates from others focused on competition and valuation pressures.
V
US$322.96
Visa
7D
3.4%
1Y
-13.5%
Narrative Update • Jun 09

V: Stablecoin And AI Initiatives Will Sustain Network Advantage Into New Partnerships

Visa's analyst price target has been nudged higher by about $0.09, with analysts citing slight adjustments in discount rates, revenue growth, profit margins, and expected future P/E as the basis for the change. Analyst Commentary Recent Street research on Visa shows a mix of fresh bullish initiations, target increases, and meaningful target cuts.
COIN
US$153.97
Coinbase Global
7D
-5.7%
1Y
-38.6%
KSPI
US$78.58
Kaspi.kz
7D
-8.2%
1Y
-9.7%
Narrative Update • Jun 07

KSPI: Execution And Earnings Resilience Will Support Confidence After Susquehanna Upgrade

Analysts now estimate Kaspi.kz’s fair value at about $118, down from roughly $128, reflecting updated views on discount rates, revenue growth, profit margins, and future P/E in light of recent research, including the Susquehanna price target revision. What's in the News Analysts incorporate the Susquehanna price target revision into updated fair value work, linking the new US$118 estimate to recent research coverage.
GPN
US$62.47
Global Payments
7D
-7.9%
1Y
-21.5%
Narrative Update • Jun 07

GPN: Share Pullback And FY26 Cash Generation Plan Will Drive Repricing

Global Payments' updated analyst price targets reflect a modest trim of intrinsic value to about $95 per share, as analysts factor in slightly higher discount rates and only minor adjustments to growth and margin assumptions. At the same time, recent research argues that the recent double digit share pullback and concerns about near term guidance may be overdone.
GS
US$1,001.29
Goldman Sachs Group
7D
-3.8%
1Y
60.4%
MS
US$206.66
Morgan Stanley
7D
-1.7%
1Y
56.8%