The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services.
No risks detected for SCHW from our risk checks.
Established dividend payer and good value.
Share Price & News
How has Charles Schwab's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SCHW has not had significant price volatility in the past 3 months.
7 Day Return
US Capital Markets
1 Year Return
US Capital Markets
Return vs Industry: SCHW underperformed the US Capital Markets industry which returned 19% over the past year.
Return vs Market: SCHW underperformed the US Market which returned 20.1% over the past year.
Price Volatility Vs. Market
How volatile is Charles Schwab's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StShould You Buy The Charles Schwab Corporation (NYSE:SCHW) For Its Upcoming Dividend In 4 Days?
1 week ago | Simply Wall StThis Insider Has Just Sold Shares In The Charles Schwab Corporation (NYSE:SCHW)
3 weeks ago | Simply Wall StHere's What Analysts Are Forecasting For The Charles Schwab Corporation After Its Full-Year Results
Is Charles Schwab undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: SCHW ($47.23) is trading below our estimate of fair value ($49.58)
Significantly Below Fair Value: SCHW is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: SCHW is good value based on its PE Ratio (17.6x) compared to the Capital Markets industry average (36x).
PE vs Market: SCHW is good value based on its PE Ratio (17.6x) compared to the US market (18.4x).
Price to Earnings Growth Ratio
PEG Ratio: SCHW is poor value based on its PEG Ratio (4x)
Price to Book Ratio
PB vs Industry: SCHW is good value based on its PB Ratio (3.3x) compared to the US Capital Markets industry average (6.7x).
How is Charles Schwab forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SCHW's forecast earnings growth (4.4% per year) is above the savings rate (1.7%).
Earnings vs Market: SCHW's earnings (4.4% per year) are forecast to grow slower than the US market (14.5% per year).
High Growth Earnings: SCHW's earnings are forecast to grow, but not significantly.
Revenue vs Market: SCHW's revenue (3.2% per year) is forecast to grow slower than the US market (7.6% per year).
High Growth Revenue: SCHW's revenue (3.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SCHW's Return on Equity is forecast to be low in 3 years time (13.9%).
How has Charles Schwab performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SCHW has high quality earnings.
Growing Profit Margin: SCHW's current net profit margins (32.9%) are higher than last year (32.9%).
Past Earnings Growth Analysis
Earnings Trend: SCHW's earnings have grown significantly by 24.6% per year over the past 5 years.
Accelerating Growth: SCHW's earnings growth over the past year (5.9%) is below its 5-year average (24.6% per year).
Earnings vs Industry: SCHW earnings growth over the past year (5.9%) underperformed the Capital Markets industry 8.4%.
Return on Equity
High ROE: SCHW's Return on Equity (17.3%) is considered low.
Return on Assets
Return on Capital Employed
How is Charles Schwab's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: SCHW has a low level of unsold assets or inventory.
Debt Coverage by Assets: SCHW's debt is covered by short term assets (assets are 8.7x debt).
Financial Institutions Analysis
Asset Level: SCHW's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if SCHW has a sufficient allowance for bad loans.
Low Risk Liabilities: SCHW reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if SCHW has an acceptable proportion of non-loan assets held.
Low Risk Deposits: SCHW has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if SCHW has an appropriate level of bad loans.
What is Charles Schwab's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: SCHW's dividend (1.52%) is higher than the bottom 25% of dividend payers in the US market (1.44%).
High Dividend: SCHW's dividend (1.52%) is low compared to the top 25% of dividend payers in the US market (3.69%).
Stability and Growth of Payments
Stable Dividend: SCHW's dividends per share have been stable in the past 10 years.
Growing Dividend: SCHW's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (25.3%), SCHW's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: SCHW's dividends in 3 years are forecast to be well covered by earnings (27.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Walt Bettinger (58yo)
Mr. Walter William Bettinger, II, also known as Walt, has served as President and Chief Executive Officer of The Charles Schwab Corporation and a Member of the Board of Directors since 2008. He also serves ...
CEO Compensation Analysis
Compensation vs Market: Walt's total compensation ($USD15.63M) is above average for companies of similar size in the US market ($USD10.81M).
Compensation vs Earnings: Walt's compensation has been consistent with company performance over the past year.
|Executive VP & CFO||2.8yrs||US$2.27m||0.0017% $1.0m|
|Senior EVP & COO||2yrs||US$5.31m||0.015% $9.1m|
|Executive VP & CTO||0yrs||no data||no data|
|Executive VP & Chief Information Officer||0yrs||no data||no data|
|Senior Vice President of Investor Relations||0yrs||no data||no data|
|Executive VP||0.3yrs||no data||0.0011% $697.7k|
|Senior Vice President of Corporate Communications||0yrs||no data||no data|
|Senior Executive Vice President of Investor Services||1.1yrs||no data||no data|
|Executive Vice President of Human Resources||0yrs||no data||no data|
Experienced Management: SCHW's management team is considered experienced (2 years average tenure).
|Chairman of the Board||34.1yrs||US$6.05m||10.32% $6.3b|
|Independent Director||5.3yrs||US$499.00k||0.036% $21.8m|
|Independent Director||10.3yrs||US$285.00k||0.00099% $600.6k|
|Independent Director||31.1yrs||US$300.00k||0.025% $15.3m|
|Independent Director||18.1yrs||US$280.00k||0.0078% $4.8m|
|Independent Director||24.1yrs||US$295.00k||0.014% $8.3m|
|Independent Director||32.1yrs||US$438.00k||0.013% $8.0m|
|Independent Director||7.3yrs||US$285.00k||0.0027% $1.6m|
|Independent Director||7.2yrs||US$310.00k||0.0017% $1.0m|
Experienced Board: SCHW's board of directors are seasoned and experienced ( 14.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: SCHW insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
The Charles Schwab Corporation's company bio, employee growth, exchange listings and data sources
- Name: The Charles Schwab Corporation
- Ticker: SCHW
- Exchange: NYSE
- Founded: 1971
- Industry: Investment Banking and Brokerage
- Sector: Diversified Financials
- Market Cap: US$60.671b
- Shares outstanding: 1.28b
- Website: https://www.schwab.com
Number of Employees
- The Charles Schwab Corporation
- 211 Main Street
- San Francisco
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|SCHW||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Sep 1987|
|SWG||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Sep 1987|
|SCHW *||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Sep 1987|
|0L3I||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Sep 1987|
|SCHW||WBAG (Wiener Boerse AG)||Yes||Common Stock||AT||EUR||Sep 1987|
|SWG||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Sep 1987|
|SCHW.PRC||NYSE (New York Stock Exchange)||DEP SHS PFD C||US||USD||Jul 2015|
|SCHW.PRD||NYSE (New York Stock Exchange)||DEP SHS 1/40 PFD||US||USD||Mar 2016|
|SCHW34||BOVESPA (Bolsa de Valores de Sao Paulo)||BDR EACH REPR 1 COM USD0.01||BR||BRL||Apr 2016|
|A188UE||DB (Deutsche Boerse AG)||-E 4.625%||DE||USD||Oct 2016|
|A19RL4||DB (Deutsche Boerse AG)||5%-FRN PERP USD1000 'F'||DE||USD||Oct 2017|
The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates through two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage and banking services, retirement plan services, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor, retirement plan, and mutual fund clearing services. The Advisor Services segment provides custodial, trading, and support services; and retirement business and corporate brokerage retirement services. This segment provides brokerage accounts with cash management capabilities; third-party mutual funds, as well as proprietary mutual funds, plus mutual fund trading, and clearing services to broker-dealers; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management. In addition, this segment provides banking products and services, including checking and savings accounts, certificates of deposit, first lien residential real estate mortgage loans, home equity loans and lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services. The company serves individuals and institutional clients in the United States, the Commonwealth of Puerto Rico, England, Hong Kong, Singapore, and Australia. The Charles Schwab Corporation was founded in 1971 and is headquartered in San Francisco, California.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/16 23:51|
|End of Day Share Price||2020/02/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.