The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services.
Charles Schwab Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$74.30|
|52 Week High||US$33.96|
|52 Week Low||US$76.37|
|1 Month Change||0.20%|
|3 Month Change||0.70%|
|1 Year Change||116.24%|
|3 Year Change||47.07%|
|5 Year Change||142.10%|
|Change since IPO||23,866.66%|
Recent News & Updates
|SCHW||US Capital Markets||US Market|
Return vs Industry: SCHW exceeded the US Capital Markets industry which returned 65.2% over the past year.
Return vs Market: SCHW exceeded the US Market which returned 36.2% over the past year.
Stable Share Price: SCHW is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: SCHW's weekly volatility (4%) has been stable over the past year.
About the Company
The Charles Schwab Corporation, through its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage and banking services, retirement plan services, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor, retirement plan, and mutual fund clearing services.
Charles Schwab Fundamentals Summary
|SCHW fundamental statistics|
Is SCHW overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|SCHW income statement (TTM)|
|Cost of Revenue||US$513.00m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Oct 15, 2021
|Earnings per share (EPS)||2.41|
|Net Profit Margin||26.28%|
How did SCHW perform over the long term?See historical performance and comparison
1.0%Current Dividend Yield
Is Charles Schwab undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SCHW ($74.3) is trading above our estimate of fair value ($64.71)
Significantly Below Fair Value: SCHW is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SCHW is poor value based on its PE Ratio (33.6x) compared to the US Capital Markets industry average (14.8x).
PE vs Market: SCHW is poor value based on its PE Ratio (33.6x) compared to the US market (17.7x).
Price to Earnings Growth Ratio
PEG Ratio: SCHW is poor value based on its PEG Ratio (2x)
Price to Book Ratio
PB vs Industry: SCHW is good value based on its PB Ratio (3x) compared to the US Capital Markets industry average (61.3x).
How is Charles Schwab forecast to perform in the next 1 to 3 years based on estimates from 14 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SCHW's forecast earnings growth (17.1% per year) is above the savings rate (2%).
Earnings vs Market: SCHW's earnings (17.1% per year) are forecast to grow faster than the US market (14.9% per year).
High Growth Earnings: SCHW's earnings are forecast to grow, but not significantly.
Revenue vs Market: SCHW's revenue (7.5% per year) is forecast to grow slower than the US market (9.8% per year).
High Growth Revenue: SCHW's revenue (7.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SCHW's Return on Equity is forecast to be low in 3 years time (13.5%).
How has Charles Schwab performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SCHW has high quality earnings.
Growing Profit Margin: SCHW's current net profit margins (26.3%) are lower than last year (29.8%).
Past Earnings Growth Analysis
Earnings Trend: SCHW's earnings have grown by 15.8% per year over the past 5 years.
Accelerating Growth: SCHW's earnings growth over the past year (34.9%) exceeds its 5-year average (15.8% per year).
Earnings vs Industry: SCHW earnings growth over the past year (34.9%) underperformed the Capital Markets industry 77.4%.
Return on Equity
High ROE: SCHW's Return on Equity (8%) is considered low.
How is Charles Schwab's financial position?
Financial Position Analysis
Short Term Liabilities: SCHW's short term assets ($184.8B) do not cover its short term liabilities ($497.8B).
Long Term Liabilities: SCHW's short term assets ($184.8B) exceed its long term liabilities ($19.2B).
Debt to Equity History and Analysis
Debt Level: SCHW's debt to equity ratio (56.8%) is considered high.
Reducing Debt: SCHW's debt to equity ratio has reduced from 68.3% to 56.8% over the past 5 years.
Debt Coverage: SCHW's debt is well covered by operating cash flow (24%).
Interest Coverage: Insufficient data to determine if SCHW's interest payments on its debt are well covered by EBIT.
What is Charles Schwab current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SCHW's dividend (0.97%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.35%).
High Dividend: SCHW's dividend (0.97%) is low compared to the top 25% of dividend payers in the US market (3.63%).
Stability and Growth of Payments
Stable Dividend: SCHW's dividends per share have been stable in the past 10 years.
Growing Dividend: SCHW's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (29.8%), SCHW's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: SCHW's dividends in 3 years are forecast to be well covered by earnings (20.9% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Walt Bettinger (60 yo)
Mr. Walter William Bettinger II also known as Walt, has served as President and Chief Executive Officer and Director of The Charles Schwab Corporation since 2008. He also serves as a Member of the Board of...
CEO Compensation Analysis
Compensation vs Market: Walt's total compensation ($USD15.96M) is above average for companies of similar size in the US market ($USD11.36M).
Compensation vs Earnings: Walt's compensation has been consistent with company performance over the past year.
Experienced Management: SCHW's management team is considered experienced (4 years average tenure).
Experienced Board: SCHW's board of directors are considered experienced (8.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: SCHW insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 46.5%.
The Charles Schwab Corporation's employee growth, exchange listings and data sources
- Name: The Charles Schwab Corporation
- Ticker: SCHW
- Exchange: NYSE
- Founded: 1971
- Industry: Investment Banking and Brokerage
- Sector: Diversified Financials
- Market Cap: US$132.915b
- Shares outstanding: 1.89b
- Website: https://www.schwab.com
Number of Employees
- The Charles Schwab Corporation
- 3000 Schwab Way
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/23 22:54|
|End of Day Share Price||2021/09/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.