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U.S. Financials Sector Analysis

UpdatedMar 14, 2026
DataAggregated Company Financials
Companies1419
  • 7D-3.3%
  • 3M-11.4%
  • 1Y1.6%
  • YTD-11.3%

Over the last 7 days, the Financials industry has dropped 4.9%, and JPMorgan Chase contributed the most with a 3.6% decline. This takes the industry's 12 month performance to a gain of 4.0%. Looking forward, earnings are forecast to grow by 9.1% annually.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 14 Mar 2026US$9.3tUS$3.3tUS$563.3b11.8x16.5x2.8x
Mon, 09 Feb 2026US$10.4tUS$3.3tUS$569.1b12.8x18.2x3.2x
Wed, 07 Jan 2026US$10.8tUS$3.2tUS$552.0b12.8x19.5x3.4x
Fri, 05 Dec 2025US$10.3tUS$3.2tUS$552.6b12.5x18.6x3.3x
Sun, 02 Nov 2025US$10.0tUS$3.1tUS$542.7b12x18.5x3.2x
Tue, 30 Sep 2025US$10.4tUS$3.3tUS$517.8b12.9x20.2x3.1x
Thu, 28 Aug 2025US$10.3tUS$3.3tUS$517.9b13.1x20x3.1x
Sat, 26 Jul 2025US$10.2tUS$3.0tUS$532.9b12.9x19.1x3.4x
Mon, 23 Jun 2025US$9.5tUS$3.0tUS$525.5b12.3x18x3.1x
Wed, 21 May 2025US$9.7tUS$3.0tUS$523.7b12.8x18.6x3.2x
Fri, 18 Apr 2025US$8.8tUS$3.0tUS$549.8b11.3x16x3x
Sun, 16 Mar 2025US$9.2tUS$3.0tUS$545.1b12x16.9x3.1x
Tue, 11 Feb 2025US$10.0tUS$3.0tUS$553.4b12.7x18x3.4x
Thu, 09 Jan 2025US$9.3tUS$2.9tUS$505.7b12.7x18.4x3.2x
Sat, 07 Dec 2024US$9.7tUS$2.9tUS$504.7b13.6x19.3x3.3x
Mon, 04 Nov 2024US$8.9tUS$2.9tUS$472.6b12.6x18.9x3.1x
Wed, 02 Oct 2024US$8.7tUS$2.8tUS$466.4b12.2x18.6x3.1x
Fri, 30 Aug 2024US$8.6tUS$2.8tUS$465.9b12.5x18.4x3x
Sun, 28 Jul 2024US$8.4tUS$2.8tUS$467.8b12.5x17.9x3x
Tue, 25 Jun 2024US$7.9tUS$2.8tUS$463.0b10.6x17x2.8x
Thu, 23 May 2024US$8.1tUS$2.8tUS$463.1b11x17.5x2.9x
Sat, 20 Apr 2024US$7.6tUS$2.7tUS$474.3b10.4x16.1x2.8x
Mon, 18 Mar 2024US$7.8tUS$2.7tUS$473.0b10.5x16.4x2.9x
Wed, 14 Feb 2024US$7.4tUS$2.7tUS$433.8b10.4x17.1x2.7x
Fri, 12 Jan 2024US$7.4tUS$2.7tUS$447.7b11.2x16.6x2.7x
Sun, 10 Dec 2023US$6.9tUS$2.7tUS$446.6b11x15.4x2.6x
Tue, 07 Nov 2023US$6.6tUS$2.7tUS$437.4b10.7x15x2.4x
Thu, 05 Oct 2023US$6.5tUS$2.7tUS$430.9b10.2x15x2.4x
Sat, 02 Sep 2023US$6.8tUS$2.7tUS$435.0b10.7x15.7x2.6x
Mon, 31 Jul 2023US$6.9tUS$2.6tUS$351.1b11.3x19.6x2.6x
Wed, 28 Jun 2023US$6.4tUS$2.6tUS$341.2b10.4x18.8x2.5x
Fri, 26 May 2023US$6.2tUS$2.6tUS$341.5b10.3x18.1x2.4x
Sun, 23 Apr 2023US$6.5tUS$2.6tUS$323.5b10.5x20x2.5x
Tue, 21 Mar 2023US$5.0tUS$2.4tUS$307.0b10.6x16.4x2.1x
Price to Earnings Ratio

16.4x


Total Market Cap: US$5.0tTotal Earnings: US$307.0bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.8x.
  • The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 22% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-1.64%
Financials-3.35%
Mortgage Finance0%0
Consumer Finance-2.31%
Mortgage REITs-3.19%
Diversified Financial-3.22%
Banks-3.38%
Insurance-3.38%
Capital Markets-3.64%
Industry PE
  • Investors are most optimistic about the Capital Markets industry even though it's trading below its 3-year average PE ratio of 25.7x.
    • Analysts are expecting annual earnings growth of 12.8%, which is lower than the prior year's growth of 15.8% per year.
  • Investors are most pessimistic about the Mortgage REITs industry, which is trading below its 3-year average of 19.8x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 17% over the next 5 years.
  • However this is lower than its past earnings growth rate of 32% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 3.9% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FIGR Figure Technology SolutionsUS$35.0715.1%
+US$990.6m		n/aPE56.5x
CB ChubbUS$328.970.3%
+US$855.8m		11.9%PE12.5x
KLAR Klarna GroupUS$15.9115.7%
+US$815.4m		n/aPS1.7x
BK Bank of New York MellonUS$116.170.8%
+US$646.9m		42.1%PE15.1x
GLXY Galaxy DigitalUS$22.358.7%
+US$345.9m		80.7%PS0.07x

Latest News

NP
US$21.87
Neptune Insurance Holdings
7D
7.7%
1Y
n/a
GS
US$782.21
Goldman Sachs Group
7D
-4.8%
1Y
44.5%
JPM
US$283.44
JPMorgan Chase
7D
-2.1%
1Y
21.9%
SPGI
US$422.49
S&P Global
7D
-6.6%
1Y
-13.2%
MA
US$497.99
Mastercard
7D
-4.7%
1Y
-5.6%
BLSH
US$36.62
Bullish
7D
4.7%
1Y
n/a
BAC
US$46.72
Bank of America
7D
-3.9%
1Y
14.3%

BAC: Net Interest Income And Cost Control Will Support Future Earnings

Narrative Update: Bank of America The updated analyst price target for Bank of America edges slightly lower to about $62.19, with analysts citing modest tweaks to discount rate assumptions and P/E expectations after a mix of recent target raises and cuts across the Street. Analyst Commentary Recent research on Bank of America shows a split view, with some firms lifting targets and ratings while others pull back slightly or turn more cautious.
CB
US$328.97
Chubb
7D
0.3%
1Y
11.9%

CB: Dividends And Buybacks Will Support A Stable Fairly Valued Outlook

Analysts have nudged their price target on Chubb slightly higher to about $338 from roughly $336, attributing the change to small adjustments in expected revenue trends, profit margins, and future P/E assumptions. What's in the News Chubb's Board of Directors plans to recommend at the 2026 Annual General Meeting an annual dividend of $4.08 per share, payable in four quarterly payments of $1.02 per share, compared with the current quarterly dividend of $0.97 per share.
BK
US$116.17
Bank of New York Mellon
7D
0.8%
1Y
42.1%

BK: Capital Returns And New Partnerships Will Support Future Upside Potential

Analysts have adjusted their price target for Bank of New York Mellon Corporation to $133.83 per share, reflecting updated assumptions for the discount rate, revenue growth of about 5.04%, and a future P/E of about 16.84x. Together, these factors frame a refreshed view of BNY's long-term earnings power.
KLAR
US$15.91
Klarna Group
7D
15.7%
1Y
n/a
GLXY
US$22.35
Galaxy Digital
7D
8.7%
1Y
80.7%

GLXY: Multi Segment Platform And AI Power Capacity Will Support Upside

The updated analyst price target for Galaxy Digital has moved modestly lower to $42.00. This reflects recent target trims from firms that are now emphasizing the complexity of the business mix and the potential for the stock to trail simpler crypto plays when markets are driven more by short term narratives rather than steady institutional activity.
WFC
US$74.10
Wells Fargo
7D
-7.9%
1Y
4.6%

WFC: Future Returns Will Reflect ROTCE Expansion And Capital Return Durability

Analysts have nudged our Wells Fargo fair value estimate slightly lower to about $101 from roughly $102, reflecting modestly reduced sector valuation assumptions, even as they highlight stable earnings forecasts, steady profitability expectations, and a slightly lower future P/E multiple in recent price target moves across the Street. Analyst Commentary Recent Street research on Wells Fargo reflects a mix of optimism and caution, with several firms adjusting price targets in both directions while largely keeping earnings assumptions intact.
FIGR
US$35.07
Figure Technology Solutions
7D
15.1%
1Y
n/a
V
US$307.14
Visa
7D
-3.2%
1Y
-7.4%

V: Stablecoin Settlement And Cross Border Partnerships Will Sustain Network Moat

The analyst price target for Visa has been reduced by about $0.60 to roughly $400, as analysts refine their discount rate and P/E assumptions while still highlighting recurring inclusion on preferred idea lists and multiple Buy ratings as support for the long-term story. Analyst Commentary Recent research shows a mix of optimism around Visa long term positioning alongside some valuation and regulatory caution.
BRK.A
US$734,838.94
Berkshire Hathaway
7D
-1.7%
1Y
-4.7%
XXI
US$6.82
Twenty One Capital
7D
11.4%
1Y
-34.1%

Twenty One Capital: Wen Business, Ser?

Jan 28