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U.S. Financials Sector Analysis

UpdatedApr 27, 2026
DataAggregated Company Financials
Companies1400
  • 7D-2.3%
  • 3M-3.4%
  • 1Y8.5%
  • YTD-5.8%

Over the last 7 days, the Financials industry has dropped 2.0%, and Mastercard contributed the most with a 3.3% decline. This takes the industry's 12 month performance to a gain of 8.8%. As for the next few years, earnings are expected to grow by 8.9% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 27 Apr 2026US$9.9tUS$3.3tUS$580.6b12.9x17x3x
Wed, 25 Mar 2026US$9.4tUS$3.3tUS$562.9b12.2x16.7x2.9x
Fri, 20 Feb 2026US$10.1tUS$3.3tUS$564.6b12.5x17.8x3.1x
Sun, 18 Jan 2026US$10.5tUS$3.2tUS$553.3b12.8x18.9x3.3x
Tue, 16 Dec 2025US$10.5tUS$3.2tUS$552.5b12.9x19x3.3x
Thu, 13 Nov 2025US$10.2tUS$3.2tUS$553.8b12.2x18.4x3.2x
Sat, 11 Oct 2025US$10.3tUS$3.3tUS$517.3b12.5x19.9x3.1x
Mon, 08 Sep 2025US$10.2tUS$3.3tUS$517.7b13x19.8x3.1x
Wed, 06 Aug 2025US$10.0tUS$3.0tUS$519.2b12.2x19.2x3.3x
Fri, 04 Jul 2025US$10.1tUS$3.0tUS$524.9b13.3x19.2x3.3x
Sun, 01 Jun 2025US$9.3tUS$3.0tUS$525.5b12.5x17.8x3.1x
Tue, 29 Apr 2025US$9.1tUS$3.0tUS$547.6b12x16.6x3x
Thu, 27 Mar 2025US$9.6tUS$3.0tUS$544.8b12.3x17.6x3.2x
Sat, 22 Feb 2025US$9.7tUS$3.0tUS$564.0b12.3x17.1x3.3x
Mon, 20 Jan 2025US$9.6tUS$2.9tUS$533.8b13x18.1x3.3x
Wed, 18 Dec 2024US$9.6tUS$2.9tUS$504.7b13.5x19x3.3x
Fri, 15 Nov 2024US$9.6tUS$2.9tUS$505.0b13.6x19x3.3x
Sun, 13 Oct 2024US$8.9tUS$2.8tUS$466.4b12.6x19.1x3.1x
Tue, 10 Sep 2024US$8.5tUS$2.8tUS$465.9b12.1x18.3x3x
Thu, 08 Aug 2024US$7.9tUS$2.8tUS$465.7b11.7x17x2.8x
Sat, 06 Jul 2024US$8.0tUS$2.8tUS$461.2b10.8x17.3x2.9x
Mon, 03 Jun 2024US$7.9tUS$2.8tUS$463.2b10.8x17.2x2.9x
Wed, 01 May 2024US$7.7tUS$2.7tUS$481.6b10.7x16x2.8x
Fri, 29 Mar 2024US$8.0tUS$2.7tUS$475.0b10.9x16.9x3x
Sun, 25 Feb 2024US$7.7tUS$2.7tUS$436.9b10.6x17.6x2.8x
Tue, 23 Jan 2024US$7.5tUS$2.7tUS$425.4b11.6x17.5x2.8x
Thu, 21 Dec 2023US$7.4tUS$2.7tUS$446.7b11.5x16.6x2.7x
Sat, 18 Nov 2023US$6.8tUS$2.7tUS$446.8b10.7x15.1x2.5x
Mon, 16 Oct 2023US$6.5tUS$2.7tUS$437.8b10.1x14.8x2.4x
Wed, 13 Sep 2023US$6.7tUS$2.7tUS$430.8b10.5x15.6x2.5x
Fri, 11 Aug 2023US$6.8tUS$2.7tUS$429.7b11.2x15.9x2.6x
Sun, 09 Jul 2023US$6.5tUS$2.6tUS$342.9b10.6x19x2.5x
Tue, 06 Jun 2023US$6.4tUS$2.6tUS$341.2b10.4x18.6x2.5x
Thu, 04 May 2023US$6.2tUS$2.6tUS$322.4b10x19.2x2.4x
Price to Earnings Ratio

19.2x


Total Market Cap: US$6.2tTotal Earnings: US$322.4bTotal Revenue: US$2.6tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.7x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.7x.
  • The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 22% per year over the last three years.
  • Revenues for these companies have grown 8.9% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market0.33%
Financials-2.25%
Mortgage REITs0.17%
Mortgage Finance0%0
Diversified Financial-1.56%
Insurance-1.75%
Capital Markets-2.20%
Banks-2.78%
Consumer Finance-4.77%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.8x.
    • Analysts are expecting annual earnings growth of 11.3%, which is lower than the prior year's growth of 20.4% per year.
  • Investors are most pessimistic about the Mortgage REITs industry, which is trading below its 3-year average of 19.9x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 21% over the next 5 years.
  • This is better than its past earnings growth rate of 14% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 3.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MSCI MSCIUS$592.694.5%
+US$1.7b		10.8%PE32.7x
WRB W. R. BerkleyUS$66.530.5%
+US$1.2b		-5.9%PE13.8x
NDAQ NasdaqUS$89.902.4%
+US$944.1m		19.7%PE26.6x
NTRS Northern TrustUS$164.013.2%
+US$885.4m		77.3%PE16.8x
SEIC SEI InvestmentsUS$88.849.1%
+US$742.9m		14.2%PE14.5x

Latest News

SCHW
US$88.50
Charles Schwab
7D
-5.0%
1Y
10.4%
BAC
US$52.05
Bank of America
7D
-3.5%
1Y
30.8%
AXP
US$314.08
American Express
7D
-4.8%
1Y
18.5%

American Express: Earnings Show Steady Growth, Maintain Buy

Apr 27
C
US$127.98
Citigroup
7D
-3.8%
1Y
87.4%
MA
US$504.17
Mastercard
7D
-2.4%
1Y
-5.7%

Mastercard's Earnings Preview: It's A Buy Once Again

Apr 26
SEIC
US$88.84
SEI Investments
7D
11.3%
1Y
13.0%

SEIC: Future Earnings Quality Will Rely On Buybacks And Higher Margin Profile

Analysts have raised the fair value estimate for SEI Investments by about $6 to $104, reflecting updated views on revenue growth, profit margins, and future P/E assumptions following recent shifts in Street price targets and research commentary. Analyst Commentary Recent Street reports point to a mixed but generally constructive reset in expectations for SEI Investments, with several firms revising price targets in both directions over a short period.
V
US$309.42
Visa
7D
-1.4%
1Y
-8.3%

I'm Not Ready To Write A Check For Visa, Earnings Preview

Apr 26
MSCI
US$592.69
MSCI
7D
4.5%
1Y
10.8%
EWBC
US$122.67
East West Bancorp
7D
3.0%
1Y
42.3%
FCFS
US$219.00
FirstCash Holdings
7D
5.9%
1Y
66.0%

Results: FirstCash Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Apr 25
Results: FirstCash Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates
WRB
US$66.53
W. R. Berkley
7D
0.5%
1Y
-5.9%
PFG
US$99.34
Principal Financial Group
7D
3.3%
1Y
34.5%
NTRS
US$164.01
Northern Trust
7D
3.2%
1Y
77.3%
FNF
US$52.33
Fidelity National Financial
7D
3.8%
1Y
-17.1%

FNF: Share Repurchases And Mortgage Tailwinds Will Support Future Upside

Analysts have trimmed the implied fair value for Fidelity National Financial by about $1 to $64.60, reflecting recent reductions to Street price targets. These include cuts of $4 and $9 that cite updated assumptions on the stock's future P/E and earnings power.
JPM
US$308.28
JPMorgan Chase
7D
-2.7%
1Y
26.7%
WFC
US$79.42
Wells Fargo
7D
-3.1%
1Y
14.4%

WFC: Future Returns Will Reflect Repo Market Role And Capital Return Strength

Analyst models for Wells Fargo now point to a slightly lower implied price target of about $96, down from roughly $99. Analysts are factoring in sector wide valuation resets, modestly higher required returns and small tweaks to revenue growth, profit margins and future P/E assumptions.