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U.S. Financials Sector Analysis

UpdatedApr 02, 2025
DataAggregated Company Financials
Companies1317
  • 7D-1.8%
  • 3M1.3%
  • 1Y18.3%
  • YTD1.5%

In the last week, the Financials industry is down 1.8% with Morgan Stanley down the most at 7.6%. Over the past 12 months, the industry was up 18%. As for the next few years, earnings are expected to grow by 6.8% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 03 Apr 2025US$9.4tUS$3.0tUS$544.7b12.2x17.3x3.2x
Sat, 01 Mar 2025US$9.7tUS$3.0tUS$545.6b12.6x17.8x3.3x
Mon, 27 Jan 2025US$9.5tUS$2.9tUS$539.8b12.9x17.6x3.2x
Wed, 25 Dec 2024US$9.5tUS$2.9tUS$504.7b13.1x18.7x3.2x
Fri, 22 Nov 2024US$9.6tUS$2.9tUS$504.6b13.5x19x3.3x
Sun, 20 Oct 2024US$9.1tUS$2.8tUS$469.9b12.9x19.5x3.2x
Tue, 17 Sep 2024US$8.5tUS$2.8tUS$466.0b12.5x18.3x3x
Thu, 15 Aug 2024US$8.1tUS$2.8tUS$466.0b11.9x17.5x2.9x
Sat, 13 Jul 2024US$8.1tUS$2.8tUS$461.2b11.3x17.6x2.9x
Mon, 10 Jun 2024US$7.9tUS$2.8tUS$463.1b10.7x17x2.8x
Wed, 08 May 2024US$7.9tUS$2.8tUS$468.4b10.9x16.9x2.9x
Fri, 05 Apr 2024US$8.0tUS$2.7tUS$475.0b10.7x16.8x2.9x
Sun, 03 Mar 2024US$7.7tUS$2.7tUS$472.8b10.6x16.3x2.8x
Tue, 30 Jan 2024US$7.6tUS$2.7tUS$423.0b12.4x17.9x2.8x
Thu, 28 Dec 2023US$7.4tUS$2.7tUS$446.8b11.7x16.7x2.8x
Sat, 25 Nov 2023US$6.9tUS$2.7tUS$446.4b10.6x15.4x2.5x
Mon, 23 Oct 2023US$6.3tUS$2.7tUS$435.9b10.1x14.4x2.3x
Wed, 20 Sep 2023US$6.8tUS$2.7tUS$430.8b10.4x15.8x2.5x
Fri, 18 Aug 2023US$6.7tUS$2.7tUS$431.0b10.8x15.5x2.5x
Sun, 16 Jul 2023US$6.7tUS$2.6tUS$349.6b10.7x19.1x2.6x
Tue, 13 Jun 2023US$6.4tUS$2.6tUS$341.1b10.5x18.9x2.5x
Thu, 11 May 2023US$6.2tUS$2.6tUS$345.6b10.1x17.9x2.4x
Sat, 08 Apr 2023US$6.3tUS$2.6tUS$318.4b10.8x19.6x2.4x
Mon, 06 Mar 2023US$5.7tUS$2.4tUS$308.8b11.8x18.6x2.4x
Wed, 01 Feb 2023US$5.9tUS$2.4tUS$353.6b11.6x16.6x2.4x
Fri, 30 Dec 2022US$5.5tUS$2.4tUS$369.1b11.5x14.8x2.3x
Sun, 27 Nov 2022US$5.8tUS$2.4tUS$369.1b12x15.7x2.4x
Tue, 25 Oct 2022US$5.2tUS$2.4tUS$398.3b11.3x13.1x2.2x
Thu, 22 Sep 2022US$5.3tUS$2.4tUS$408.5b11.5x12.9x2.2x
Sat, 20 Aug 2022US$5.6tUS$2.4tUS$394.5b11.9x14.3x2.4x
Mon, 18 Jul 2022US$5.2tUS$2.4tUS$502.8b11x10.4x2.2x
Wed, 15 Jun 2022US$5.2tUS$2.4tUS$513.7b10.5x10.1x2.1x
Fri, 13 May 2022US$5.5tUS$2.4tUS$515.5b11.6x10.7x2.3x
Sun, 10 Apr 2022US$6.3tUS$2.4tUS$554.2b11.7x11.4x2.6x
Price to Earnings Ratio

11.4x


Total Market Cap: US$6.3tTotal Earnings: US$554.2bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 16.2x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 16.2x.
  • The 3-year average PS ratio of 2.7x is lower than the industry's current PS ratio of 3.2x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 6.8% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-2.98%
Financials-1.77%
Insurance1.52%
Mortgage Finance0%0
Diversified Financial-0.13%
Consumer Finance-2.81%
Banks-3.40%
Mortgage REITs-3.59%
Capital Markets-4.09%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 23.2x.
    • Analysts are expecting annual earnings growth of 12.4%, which is lower than the prior year's growth of 18.4% per year.
  • Investors are most pessimistic about the Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 11.2x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 31% over the next 5 years.
  • This is better than its past earnings growth rate of 7.1% per year.
  • In contrast, the Diversified Financial industry is expected to see its earnings growth to stay flat over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BRK.A Berkshire HathawayUS$800.30k0.9%
+US$10.6b		27.0%PE12.9x
PGR ProgressiveUS$284.293.6%
+US$5.8b		35.4%PE19.7x
V VisaUS$346.330.6%
+US$4.2b		25.0%PE34.3x
CB ChubbUS$301.403.4%
+US$4.0b		17.6%PE13x
BNT Brookfield Wealth SolutionsUS$54.220.04%
+US$3.9b		33.4%PE10.9x
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V

US$346.33

Visa

7D

0.6%

1Y

25.0%

APO

US$138.37

Apollo Global Management

7D

-6.4%

1Y

25.2%

JPM

US$245.82

JPMorgan Chase

7D

-2.1%

1Y

24.0%

HOOD

US$42.16

Robinhood Markets

7D

-12.4%

1Y

119.6%

CB

US$301.40

Chubb

7D

3.4%

1Y

17.6%

C

US$70.54

Citigroup

7D

-5.3%

1Y

12.3%

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Apr 01

MMC

US$243.64

Marsh & McLennan Companies

7D

2.0%

1Y

19.7%

FI

US$226.15

Fiserv

7D

2.0%

1Y

43.4%

WFC

US$71.31

Wells Fargo

7D

-3.9%

1Y

24.3%

Wells Fargo: A Classical Comeback Story Worth Playing!

Mar 31

BNT

US$54.22

Brookfield Wealth Solutions

7D

0.04%

1Y

33.4%

PGR

US$284.29

Progressive

7D

3.6%

1Y

35.4%

WRB

US$70.25

W. R. Berkley

7D

9.0%

1Y

20.8%

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Mar 29

MS

US$115.74

Morgan Stanley

7D

-7.6%

1Y

24.8%

BAC

US$41.49

Bank of America

7D

-4.1%

1Y

11.2%

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Mar 25

BRK.A

US$800,300.00

Berkshire Hathaway

7D

0.9%

1Y

27.0%

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Mar 18

GS

US$548.45

Goldman Sachs Group

7D

-6.4%

1Y

33.7%