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U.S. Financials Sector Analysis

UpdatedDec 30, 2025
DataAggregated Company Financials
Companies1407
  • 7D-0.2%
  • 3M2.8%
  • 1Y14.3%
  • YTD14.1%

In the last week, the Financials industry is flat overall, with Robinhood Markets standing out by going down 4.0%. The past year has been better, since the industry has gained 15% in that time. As for the next few years, earnings are expected to grow by 11% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 30 Dec 2025US$10.6tUS$3.2tUS$552.7b12.8x19.2x3.4x
Thu, 27 Nov 2025US$10.1tUS$3.2tUS$552.7b12.3x18.2x3.2x
Sat, 25 Oct 2025US$10.1tUS$3.1tUS$534.0b12.4x18.9x3.2x
Mon, 22 Sep 2025US$10.5tUS$3.3tUS$517.8b13x20.3x3.2x
Wed, 20 Aug 2025US$10.1tUS$3.3tUS$517.4b12.6x19.5x3x
Fri, 18 Jul 2025US$9.9tUS$3.0tUS$527.0b13.2x18.8x3.3x
Sun, 15 Jun 2025US$9.4tUS$3.0tUS$525.2b12.3x18x3.1x
Tue, 13 May 2025US$9.4tUS$3.0tUS$527.6b12.6x17.8x3.1x
Thu, 10 Apr 2025US$8.3tUS$3.0tUS$545.2b11.5x15.2x2.8x
Sat, 08 Mar 2025US$9.4tUS$3.0tUS$545.0b12.1x17.2x3.2x
Mon, 03 Feb 2025US$9.9tUS$2.9tUS$547.3b12.6x18x3.3x
Wed, 01 Jan 2025US$9.3tUS$2.9tUS$505.4b13x18.4x3.2x
Fri, 29 Nov 2024US$9.9tUS$2.9tUS$504.7b13.8x19.6x3.4x
Sun, 27 Oct 2024US$9.0tUS$2.9tUS$471.1b12.5x19x3.1x
Tue, 24 Sep 2024US$8.7tUS$2.8tUS$466.2b12.7x18.7x3.1x
Thu, 22 Aug 2024US$8.4tUS$2.8tUS$466.2b12.2x18x3x
Sat, 20 Jul 2024US$8.3tUS$2.8tUS$469.3b11.7x17.7x3x
Mon, 17 Jun 2024US$7.8tUS$2.8tUS$463.1b10.5x16.7x2.8x
Wed, 15 May 2024US$8.0tUS$2.8tUS$463.1b10.9x17.2x2.9x
Fri, 12 Apr 2024US$7.7tUS$2.7tUS$475.0b10.4x16.3x2.9x
Sun, 10 Mar 2024US$7.8tUS$2.7tUS$472.9b10.7x16.4x2.9x
Tue, 06 Feb 2024US$7.4tUS$2.7tUS$421.3b10.5x17.5x2.8x
Thu, 04 Jan 2024US$7.4tUS$2.7tUS$447.7b11.3x16.4x2.7x
Sat, 02 Dec 2023US$7.0tUS$2.7tUS$446.4b10.9x15.6x2.6x
Mon, 30 Oct 2023US$6.1tUS$2.7tUS$440.5b10.1x13.9x2.3x
Wed, 27 Sep 2023US$6.5tUS$2.7tUS$430.7b10.2x15.1x2.4x
Fri, 25 Aug 2023US$6.6tUS$2.7tUS$430.8b10.5x15.3x2.5x
Sun, 23 Jul 2023US$6.9tUS$2.6tUS$348.6b11x19.7x2.6x
Tue, 20 Jun 2023US$6.5tUS$2.6tUS$341.2b10.6x19.1x2.5x
Thu, 18 May 2023US$6.3tUS$2.6tUS$341.1b10.3x18.4x2.4x
Sat, 15 Apr 2023US$6.4tUS$2.6tUS$324.3b10.7x19.8x2.5x
Mon, 13 Mar 2023US$5.3tUS$2.4tUS$308.2b11.2x17x2.2x
Wed, 08 Feb 2023US$5.9tUS$2.4tUS$348.1b11.9x17x2.4x
Fri, 06 Jan 2023US$5.5tUS$2.4tUS$369.1b11.5x14.9x2.3x
Price to Earnings Ratio

14.9x


Total Market Cap: US$5.5tTotal Earnings: US$369.1bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.7x20242025
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.7x.
  • The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.4x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 14% per year over the last three years.
  • Revenues for these companies have grown 9.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-0.18%
Financials-0.23%
Diversified Financial0.19%
Insurance0.18%
Mortgage Finance0%0
Mortgage REITs-0.25%
Capital Markets-0.31%
Banks-0.59%
Consumer Finance-1.10%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.5x.
    • Analysts are expecting annual earnings growth of 12.6%, which is lower than the prior year's growth of 17.4% per year.
  • Investors are most pessimistic about the Insurance industry, which is trading below its 3-year average of 18.7x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 36% over the next 5 years.
  • This is better than its past earnings decline of 6.6% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 6.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
V VisaUS$354.610.7%
+US$4.8b		12.5%PE34.2x
BRK.A Berkshire HathawayUS$752.00k0.3%
+US$2.9b		10.9%PE16x
SPGI S&P GlobalUS$530.101.6%
+US$2.5b		6.4%PE38.1x
MA MastercardUS$577.900.4%
+US$2.0b		10.0%PE36.4x
JPM JPMorgan ChaseUS$323.750.2%
+US$1.8b		35.3%PB2.6x

Latest News

JPM
US$323.75
JPMorgan Chase
7D
0.2%
1Y
35.3%
KKR
US$129.42
KKR
7D
-1.2%
1Y
-12.5%
GS
US$892.18
Goldman Sachs Group
7D
-1.1%
1Y
55.8%

GS: Future Deal Ambitions Will Mask Rising Concern Over Share Price Sustainability

Analysts have nudged their price target for Goldman Sachs Group higher to approximately 813 dollars from about 803 dollars. The change reflects slightly stronger long term revenue growth expectations, a modestly higher future earnings multiple, and a largely unchanged discount rate and profit margin outlook.
BAC
US$55.35
Bank of America
7D
-0.9%
1Y
26.1%

BAC: Future Capital Returns And Macro Tailwinds Will Support Balanced Risk Reward Outlook

Analysts have nudged our Bank of America fair value estimate higher to approximately $59.65 from about $58.98. This reflects a series of upward price target revisions that highlight solid revenue growth, improved net interest income expectations, and one of the more attractive risk and reward profiles among large universal banks.
AJG
US$263.14
Arthur J. Gallagher
7D
1.9%
1Y
-7.5%
CB
US$314.45
Chubb
7D
1.1%
1Y
14.2%
COIN
US$233.77
Coinbase Global
7D
-3.5%
1Y
-5.9%
V
US$354.61
Visa
7D
0.7%
1Y
12.5%

V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years

Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.
HOOD
US$117.43
Robinhood Markets
7D
-4.0%
1Y
206.8%

HOOD: MIAXdx Venture And Prediction Markets Will Shape Balanced Risk Reward Outlook

Analysts have lifted their average price target on Robinhood Markets to approximately $112.60 from about $67.00, citing the transformative economics of its MIAXdx joint venture, accelerating prediction market revenues, and a maturing multi-product platform that is expected to support higher long term margins and valuation multiples. Analyst Commentary Street research around Robinhood has tilted decisively constructive in recent weeks, with a series of price target hikes and fresh initiations reflecting optimism on both the MIAXdx joint venture and the scaling of prediction markets.
AXP
US$375.32
American Express
7D
-1.5%
1Y
26.2%
MA
US$577.90
Mastercard
7D
0.4%
1Y
10.0%

MA: Expanding Digital And Cross-Border Payments Will Drive Future Upside

Analysts have nudged our fair value estimate for Mastercard modestly higher to approximately $657 from about $656, citing a wave of rising Street price targets grounded in solid quarterly results, resilient spending trends, and the companys expanding role in high growth digital and cross border payments. Analyst Commentary Bullish analysts have highlighted Mastercard's strong execution and durable growth profile as key reasons for revising price targets higher, reinforcing the view that the company can sustain premium valuation multiples.
APO
US$147.27
Apollo Global Management
7D
-1.1%
1Y
-11.6%
SPGI
US$530.10
S&P Global
7D
1.6%
1Y
6.4%
BRK.A
US$752,000.00
Berkshire Hathaway
7D
0.3%
1Y
10.9%
BLSH
US$40.54
Bullish
7D
-10.9%
1Y
n/a
MCO
US$519.06
Moody's
7D
1.8%
1Y
9.6%