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U.S. Financials Sector Analysis

UpdatedJan 21, 2026
DataAggregated Company Financials
Companies1404
  • 7D-1.6%
  • 3M2.0%
  • 1Y5.7%
  • YTD-2.3%

The Financials industry is down 1.6% over the last week with Wells Fargo the worst performer, down 7.4%. In the past year, the industry has gained 5.7%. As for the next few years, earnings are expected to grow by 11% per annum.

Sector Valuation and Performance

Has the U.S. Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 21 Jan 2026US$10.5tUS$3.2tUS$555.1b12.6x18.9x3.3x
Fri, 19 Dec 2025US$10.4tUS$3.2tUS$552.5b13x18.9x3.3x
Sun, 16 Nov 2025US$10.0tUS$3.2tUS$553.5b12.1x18.1x3.2x
Tue, 14 Oct 2025US$10.0tUS$3.3tUS$517.1b12.6x19.4x3x
Thu, 11 Sep 2025US$10.3tUS$3.3tUS$517.4b13x19.9x3.1x
Sat, 09 Aug 2025US$9.9tUS$3.1tUS$518.4b12.4x19.1x3.2x
Mon, 07 Jul 2025US$10.1tUS$3.0tUS$524.9b13.3x19.2x3.4x
Wed, 04 Jun 2025US$9.6tUS$3.0tUS$525.4b12.5x18.2x3.2x
Fri, 02 May 2025US$9.2tUS$3.0tUS$542.7b12.1x16.9x3.1x
Sun, 30 Mar 2025US$9.3tUS$3.0tUS$544.7b12.1x17.1x3.1x
Tue, 25 Feb 2025US$9.7tUS$3.0tUS$545.9b12.3x17.7x3.3x
Thu, 23 Jan 2025US$9.8tUS$2.9tUS$536.1b13x18.2x3.3x
Sat, 21 Dec 2024US$9.2tUS$2.9tUS$504.7b13.1x18.2x3.2x
Mon, 18 Nov 2024US$9.6tUS$2.9tUS$504.6b13.5x19.1x3.3x
Wed, 16 Oct 2024US$9.0tUS$2.8tUS$467.2b12.7x19.2x3.2x
Fri, 13 Sep 2024US$8.4tUS$2.8tUS$465.9b12.1x18.1x3x
Sun, 11 Aug 2024US$8.1tUS$2.8tUS$465.7b11.8x17.4x2.9x
Tue, 09 Jul 2024US$7.9tUS$2.8tUS$461.2b10.9x17.2x2.9x
Thu, 06 Jun 2024US$7.9tUS$2.8tUS$463.2b10.7x17x2.8x
Sat, 04 May 2024US$7.8tUS$2.8tUS$488.9b10.9x15.9x2.8x
Mon, 01 Apr 2024US$8.1tUS$2.7tUS$475.1b11x17x3x
Wed, 28 Feb 2024US$7.6tUS$2.7tUS$474.9b10.6x16.1x2.8x
Fri, 26 Jan 2024US$7.5tUS$2.7tUS$423.5b11.8x17.7x2.8x
Sun, 24 Dec 2023US$7.4tUS$2.7tUS$446.7b11.6x16.5x2.7x
Tue, 21 Nov 2023US$6.8tUS$2.7tUS$446.4b10.7x15.2x2.5x
Thu, 19 Oct 2023US$6.5tUS$2.7tUS$437.1b10.1x14.8x2.4x
Sat, 16 Sep 2023US$6.8tUS$2.7tUS$430.8b10.5x15.7x2.5x
Mon, 14 Aug 2023US$6.8tUS$2.7tUS$429.8b11.1x15.9x2.6x
Wed, 12 Jul 2023US$6.6tUS$2.6tUS$342.9b10.7x19.3x2.6x
Fri, 09 Jun 2023US$6.4tUS$2.6tUS$341.2b10.6x18.9x2.5x
Sun, 07 May 2023US$6.2tUS$2.6tUS$314.0b10.1x19.9x2.4x
Tue, 04 Apr 2023US$6.3tUS$2.6tUS$318.6b10.7x19.9x2.5x
Thu, 02 Mar 2023US$5.7tUS$2.4tUS$310.1b11.7x18.3x2.4x
Sat, 28 Jan 2023US$5.8tUS$2.4tUS$358.9b11.4x16.2x2.4x
Price to Earnings Ratio

16.2x


Total Market Cap: US$5.8tTotal Earnings: US$358.9bTotal Revenue: US$2.4tTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Financials Sector Price to Earnings3Y Average 17.8x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 17.8x.
  • The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 16% per year over the last three years.
  • Revenues for these companies have grown 9.5% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials sector?

US Market-2.00%
Financials-1.57%
Mortgage REITs2.54%
Mortgage Finance0%0
Insurance-0.76%
Capital Markets-1.17%
Consumer Finance-1.41%
Banks-1.91%
Diversified Financial-2.18%
Industry PE
  • Investors are most optimistic about the Capital Markets industry, which is trading close to its 3-year average PE ratio of 25.7x.
    • Analysts are expecting annual earnings growth of 12.3%, which is lower than the prior year's growth of 15.4% per year.
  • Investors are most pessimistic about the Insurance industry, which is trading below its 3-year average of 18.6x.
Forecasted Growth
  • Analysts are most optimistic on the Mortgage REITs industry, expecting annual earnings growth of 36% over the next 5 years.
  • This is better than its past earnings decline of 6.6% per year.
  • In contrast, the Insurance industry is expected to see its earnings grow by 6.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
CME CME GroupUS$279.914.3%
+US$4.1b		20.5%PE27.2x
FIGR Figure Technology SolutionsUS$71.7827.5%
+US$3.3b		n/aPE273.3x
BLK BlackRockUS$1.11k1.9%
+US$3.1b		9.7%PE31x
PNC PNC Financial Services GroupUS$220.964.0%
+US$3.0b		11.3%PB1.4x
ICE Intercontinental ExchangeUS$170.952.6%
+US$2.4b		12.7%PE30.8x

Latest News

BLK
US$1,110.05
BlackRock
7D
1.9%
1Y
9.7%
C
US$112.80
Citigroup
7D
-3.0%
1Y
38.1%

C: Future Buybacks And Impairment Charges Will Shape Earnings Quality

Analysts have lifted their fair value estimate for Citigroup from about US$95.74 to around US$111.68, citing updated assumptions for revenue growth, profit margin, and a lower future P/E multiple as key drivers of the change. What's in the News Citi is considering additional stake sales in its Mexican retail banking unit Banamex, after closing the sale of a 25% stake to Mexican investor Fernando Chico Pardo in mid December, while continuing preparations for a public sale of its remaining shares (Key Developments).
GS
US$943.37
Goldman Sachs Group
7D
0.6%
1Y
48.6%

Goldman Sachs Group's (NYSE:GS) Dividend Will Be Increased To $4.50

Jan 19
Goldman Sachs Group's (NYSE:GS) Dividend Will Be Increased To $4.50
HOOD
US$105.78
Robinhood Markets
7D
-12.0%
1Y
111.6%

HOOD: Prediction Markets And AI Monetization Will Drive Next Phase

Analysts lifted their price target on Robinhood Markets to US$180 from US$158.37, citing revised assumptions that include a slightly higher discount rate, more moderate revenue growth, stronger profit margins, and a marginally lower future P/E multiple, supported by recent Street research highlighting prediction markets, AI monetization, and the MIAXdx joint venture as key earnings drivers. Analyst Commentary Bullish analysts are largely focused on three themes for Robinhood Markets: prediction markets, the MIAXdx joint venture, and the potential to turn AI capabilities into a broader revenue driver over time.
SPGI
US$519.04
S&P Global
7D
-4.3%
1Y
1.8%
JPM
US$302.74
JPMorgan Chase
7D
-2.6%
1Y
15.1%
WFC
US$86.66
Wells Fargo
7D
-7.4%
1Y
11.3%

Here's What Analysts Are Forecasting For Wells Fargo & Company (NYSE:WFC) After Its Annual Results

Jan 17
Here's What Analysts Are Forecasting For Wells Fargo & Company (NYSE:WFC) After Its Annual Results
PNC
US$220.96
PNC Financial Services Group
7D
4.0%
1Y
11.3%
BAC
US$52.10
Bank of America
7D
-4.5%
1Y
11.7%
MA
US$531.74
Mastercard
7D
-2.4%
1Y
0.7%
CME
US$279.91
CME Group
7D
4.3%
1Y
20.5%

CME: Fee Moat And Prediction Markets Will Shape Futures Activity Outlook

Narrative Update: CME Group CME Group's fair value estimate has edged up by about $1 to roughly $288 per share, as analysts cite the company's strong futures and options moat, a higher price target range of up to $314, and interest in its role within prediction markets as key supports for the updated outlook. Analyst Commentary Recent Street research has been generally constructive on CME Group, with several bullish analysts adjusting their price targets higher and highlighting the company's futures and options franchise as a key support for valuation.
ICE
US$170.95
Intercontinental Exchange
7D
2.6%
1Y
12.7%

ICE: Trading Volumes And Prediction Markets Will Drive Long Term Opportunity

Analysts have trimmed their price targets on Intercontinental Exchange by a few dollars to reflect updated assumptions around fair value and earnings visibility, even as they point to healthy trading volumes and mixed views on mortgage technology. Analyst Commentary Recent Street research paints a mixed picture on Intercontinental Exchange, with several firms trimming price targets by single digits while broadly maintaining constructive views on the core exchange and data franchise.
BAP
US$326.93
Credicorp
7D
5.0%
1Y
78.9%

BAP: Stable Margins And Revenue Outlook Will Support A Fair Future Profile

Analysts have slightly increased their price target for Credicorp to about US$301 from roughly US$301, reflecting small adjustments to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. Valuation Changes Fair Value: Updated slightly to around US$300.99 from about US$300.95, indicating only a very small change in the model output.
NU
US$16.97
Nu Holdings
7D
2.5%
1Y
47.8%

NU: U.S. Bank Charter Pursuit Will Support Long-Term Earnings Power

Analysts have maintained their fair value estimate for Nu Holdings at $22.00, citing updated assumptions that include slightly different revenue growth, profit margin, discount rate, and future P/E expectations. Valuation Changes The fair value estimate remains unchanged at $22.00 per share, reflecting updated assumptions without altering the overall valuation outcome.
BRK.A
US$727,500.05
Berkshire Hathaway
7D
-2.1%
1Y
5.2%
FIGR
US$71.78
Figure Technology Solutions
7D
27.5%
1Y
n/a