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U.S. Insurance Industry Analysis

UpdatedAug 19, 2025
DataAggregated Company Financials
Companies129
  • 7D1.0%
  • 3M-5.0%
  • 1Y4.1%
  • YTD2.5%

Over the last 7 days, the Insurance industry has risen 1.0%, driven by gains from Marsh & McLennan Companies of 2.1%. Meanwhile, Slide Insurance Holdings actually underperformed within the industry, shrinking 17% in the last week. This takes the industry's 12 month performance to a gain of 4.1%. As for the next few years, earnings are expected to grow by 11% per annum.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 20 Aug 2025US$1.4tUS$918.4bUS$88.4b14.2x15.8x1.5x
Fri, 18 Jul 2025US$1.4tUS$906.6bUS$83.9b14.4x16.5x1.5x
Sun, 15 Jun 2025US$1.4tUS$903.2bUS$82.4b14.3x17.2x1.6x
Tue, 13 May 2025US$1.4tUS$902.5bUS$82.3b15x17.6x1.6x
Thu, 10 Apr 2025US$1.3tUS$897.3bUS$92.9b13.2x14.5x1.5x
Sat, 08 Mar 2025US$1.5tUS$897.4bUS$93.1b13.1x15.6x1.6x
Mon, 03 Feb 2025US$1.4tUS$901.4bUS$90.8b12.7x15.3x1.5x
Wed, 01 Jan 2025US$1.4tUS$892.9bUS$91.5b13x14.8x1.5x
Fri, 29 Nov 2024US$1.5tUS$893.2bUS$91.1b13.9x16.2x1.7x
Sun, 27 Oct 2024US$1.4tUS$865.4bUS$90.8b13.5x15.2x1.6x
Tue, 24 Sep 2024US$1.4tUS$855.1bUS$87.4b14.2x15.9x1.6x
Thu, 22 Aug 2024US$1.3tUS$855.4bUS$87.0b13.6x15.3x1.6x
Sat, 20 Jul 2024US$1.2tUS$824.0bUS$80.3b13.7x15.4x1.5x
Mon, 17 Jun 2024US$1.2tUS$823.4bUS$79.2b12.7x14.6x1.4x
Wed, 15 May 2024US$1.2tUS$823.1bUS$79.1b13.2x14.9x1.4x
Fri, 12 Apr 2024US$1.2tUS$792.7bUS$66.9b14.5x17.3x1.5x
Sun, 10 Mar 2024US$1.2tUS$792.4bUS$66.9b13.9x17.3x1.5x
Tue, 06 Feb 2024US$1.1tUS$787.5bUS$55.1b13.1x19.8x1.4x
Thu, 04 Jan 2024US$1.1tUS$790.2bUS$48.8b12.8x22.7x1.4x
Sat, 02 Dec 2023US$1.1tUS$792.8bUS$47.5b12.8x23.2x1.4x
Mon, 30 Oct 2023US$1.0tUS$807.8bUS$42.9b13.6x23.8x1.3x
Wed, 27 Sep 2023US$1.0tUS$799.3bUS$38.7b14.7x26.9x1.3x
Fri, 25 Aug 2023US$1.0tUS$799.2bUS$38.7b15x26.1x1.3x
Sun, 23 Jul 2023US$1.0tUS$783.5bUS$37.5b15.6x27x1.3x
Tue, 20 Jun 2023US$975.6bUS$774.5bUS$35.1b16.4x27.8x1.3x
Thu, 18 May 2023US$969.3bUS$774.5bUS$35.2b16.1x27.6x1.3x
Sat, 15 Apr 2023US$964.4bUS$759.1bUS$44.1b14.7x21.9x1.3x
Mon, 13 Mar 2023US$957.7bUS$759.7bUS$44.0b15.2x21.8x1.3x
Wed, 08 Feb 2023US$1.0tUS$779.0bUS$50.3b15.9x20.7x1.3x
Fri, 06 Jan 2023US$1.0tUS$777.8bUS$54.7b14.8x18.6x1.3x
Sun, 04 Dec 2022US$1.0tUS$777.8bUS$54.6b14.4x19.1x1.3x
Tue, 01 Nov 2022US$1.0tUS$770.0bUS$59.9b15.2x16.8x1.3x
Thu, 29 Sep 2022US$895.7bUS$767.1bUS$63.3b13.3x14.1x1.2x
Sat, 27 Aug 2022US$954.7bUS$767.3bUS$63.3b13.6x15.1x1.2x
Price to Earnings Ratio

15.1x


Total Market Cap: US$954.7bTotal Earnings: US$63.3bTotal Revenue: US$767.3bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 18.9x202320242025
Current Industry PE
  • Investors are pessimistic on the American Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 15.8x which is lower than its 3-year average PE of 18.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 6.2% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.26%
Financials1.36%
Insurance1.00%
General Insurance2.48%
Life and Health Insurance1.93%
Insurance Brokers1.03%
Property and Casualty Insurance0.73%
Reinsurance0.30%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry, which is trading close to its 3-year average PE ratio of 37.0x.
    • Analysts are expecting annual earnings growth of 21.0%, which is higher than its past year's earnings growth of 2.5% per year.
  • Investors are most pessimistic about the Reinsurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 21% over the next 5 years.
  • This is better than its past earnings decline of 34% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 3.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MMC Marsh & McLennan CompaniesUS$207.652.1%
+US$2.1b		-7.0%PE24.7x
MET MetLifeUS$77.743.2%
+US$1.6b		6.1%PE12.6x
AJG Arthur J. GallagherUS$294.511.9%
+US$1.4b		2.8%PE46x
PGR ProgressiveUS$247.090.9%
+US$1.3b		3.9%PE13.9x
PRU Prudential FinancialUS$106.623.3%
+US$1.2b		-7.9%PE23.3x

Latest News

AIG
US$80.38
American International Group
7D
2.2%
1Y
8.0%
AJG
US$294.51
Arthur J. Gallagher
7D
1.9%
1Y
2.8%
CB
US$272.92
Chubb
7D
0.7%
1Y
-0.4%
AON
US$365.37
Aon
7D
-0.7%
1Y
9.3%
MET
US$77.74
MetLife
7D
3.2%
1Y
6.1%
SLDE
US$14.54
Slide Insurance Holdings
7D
-16.8%
1Y
n/a
AGO
US$80.41
Assured Guaranty
7D
-2.1%
1Y
4.6%
PGR
US$247.09
Progressive
7D
0.9%
1Y
3.9%
AXS
US$95.01
AXIS Capital Holdings
7D
-1.1%
1Y
26.4%
AHL
US$27.51
Aspen Insurance Holdings
7D
-4.0%
1Y
n/a
SIGI
US$75.78
Selective Insurance Group
7D
-2.3%
1Y
-15.0%
AFL
US$105.76
Aflac
7D
1.5%
1Y
0.5%
PRU
US$106.62
Prudential Financial
7D
3.3%
1Y
-7.9%
GL
US$135.99
Globe Life
7D
-2.2%
1Y
38.6%
UNM
US$68.58
Unum Group
7D
-1.2%
1Y
25.8%

Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
MMC
US$207.65
Marsh & McLennan Companies
7D
2.1%
1Y
-7.0%