Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

U.S. Insurance Industry Analysis

UpdatedAug 28, 2025
DataAggregated Company Financials
Companies129
  • 7D-0.8%
  • 3M-3.5%
  • 1Y2.3%
  • YTD3.9%

Over the last 7 days, the Insurance industry has remained flat. In line with that, the industry has also been flat over the past 12 months. As for the next few years, earnings are expected to grow by 11% per annum.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 28 Aug 2025US$1.4tUS$918.5bUS$88.6b14.8x15.9x1.5x
Sat, 26 Jul 2025US$1.4tUS$912.0bUS$86.4b14.5x16.1x1.5x
Mon, 23 Jun 2025US$1.4tUS$904.1bUS$82.6b14.2x17.2x1.6x
Wed, 21 May 2025US$1.5tUS$902.7bUS$82.1b15.2x17.9x1.6x
Fri, 18 Apr 2025US$1.4tUS$898.5bUS$92.2b13.2x15.4x1.6x
Sun, 16 Mar 2025US$1.5tUS$897.3bUS$93.0b13.7x15.7x1.6x
Tue, 11 Feb 2025US$1.4tUS$905.3bUS$95.2b12.8x14.8x1.6x
Thu, 09 Jan 2025US$1.4tUS$892.9bUS$91.5b12.9x14.8x1.5x
Sat, 07 Dec 2024US$1.4tUS$893.2bUS$91.1b13.4x15.9x1.6x
Mon, 04 Nov 2024US$1.4tUS$884.3bUS$91.3b13.4x14.8x1.5x
Wed, 02 Oct 2024US$1.4tUS$855.0bUS$87.4b13.9x15.9x1.6x
Fri, 30 Aug 2024US$1.4tUS$855.4bUS$87.0b14.1x15.8x1.6x
Sun, 28 Jul 2024US$1.3tUS$844.4bUS$84.1b13.4x15.5x1.5x
Tue, 25 Jun 2024US$1.2tUS$823.4bUS$79.2b13.3x15x1.4x
Thu, 23 May 2024US$1.2tUS$823.4bUS$79.1b12.5x15.1x1.5x
Sat, 20 Apr 2024US$1.1tUS$797.7bUS$69.1b14.1x16.5x1.4x
Mon, 18 Mar 2024US$1.2tUS$792.7bUS$67.0b14.4x17.6x1.5x
Wed, 14 Feb 2024US$1.1tUS$783.9bUS$63.2b12.2x17.5x1.4x
Fri, 12 Jan 2024US$1.1tUS$790.2bUS$48.8b13.1x22.9x1.4x
Sun, 10 Dec 2023US$1.1tUS$792.9bUS$47.7b13.5x22.8x1.4x
Tue, 07 Nov 2023US$1.1tUS$790.4bUS$46.8b12.6x22.7x1.3x
Thu, 05 Oct 2023US$1.0tUS$799.1bUS$38.9b14.6x26.3x1.3x
Sat, 02 Sep 2023US$1.0tUS$799.3bUS$38.7b15.1x26.6x1.3x
Mon, 31 Jul 2023US$1.0tUS$791.5bUS$41.3b15.6x24.6x1.3x
Wed, 28 Jun 2023US$971.0bUS$774.5bUS$35.1b15.7x27.6x1.3x
Fri, 26 May 2023US$946.0bUS$774.0bUS$35.6b15.4x26.6x1.2x
Sun, 23 Apr 2023US$979.2bUS$760.4bUS$43.9b15.7x22.3x1.3x
Tue, 21 Mar 2023US$927.1bUS$759.4bUS$44.2b14.8x21x1.2x
Thu, 16 Feb 2023US$1.0tUS$768.0bUS$47.3b15.9x22.1x1.4x
Sat, 14 Jan 2023US$1.0tUS$779.7bUS$54.7b15.1x19.1x1.3x
Mon, 12 Dec 2022US$1.0tUS$777.8bUS$54.7b14.7x18.5x1.3x
Wed, 09 Nov 2022US$995.2bUS$774.8bUS$54.6b15.7x18.2x1.3x
Fri, 07 Oct 2022US$928.7bUS$767.1bUS$63.3b13.7x14.7x1.2x
Sun, 04 Sep 2022US$931.3bUS$767.2bUS$63.2b13.3x14.7x1.2x
Price to Earnings Ratio

14.7x


Total Market Cap: US$931.3bTotal Earnings: US$63.2bTotal Revenue: US$767.2bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 18.9x202320242025
Current Industry PE
  • Investors are pessimistic on the American Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 15.9x which is lower than its 3-year average PE of 18.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 12% per year over the last three years.
  • Revenues for these companies have grown 6.2% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.88%
Financials2.10%
Insurance-0.76%
Life and Health Insurance1.62%
General Insurance0.33%
Reinsurance-0.077%
Property and Casualty Insurance-1.14%
Insurance Brokers-1.67%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry, which is trading close to its 3-year average PE ratio of 37.5x.
    • Analysts are expecting annual earnings growth of 21.9%, which is higher than its past year's earnings growth of 2.5% per year.
  • Investors are most pessimistic about the Reinsurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average.
Forecasted Growth
  • Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 22% over the next 5 years.
  • This is better than its past earnings growth rate of 2.5% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 3.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MET MetLifeUS$81.112.4%
+US$1.2b		5.7%PE13.2x
PRU Prudential FinancialUS$109.472.1%
+US$809.4m		-8.6%PE23.9x
PFG Principal Financial GroupUS$80.842.7%
+US$472.3m		0.8%PE15.8x
OSCR Oscar HealthUS$17.0210.4%
+US$413.2m		-4.4%PS0.4x
AHL Aspen Insurance HoldingsUS$36.6313.5%
+US$400.4m		n/aPE10.1x

Latest News

AHL
US$36.63
Aspen Insurance Holdings
7D
13.5%
1Y
n/a
PRU
US$109.47
Prudential Financial
7D
2.1%
1Y
-8.6%
TRV
US$272.21
Travelers Companies
7D
-1.0%
1Y
20.3%
AJG
US$298.72
Arthur J. Gallagher
7D
-1.3%
1Y
2.7%
PGR
US$244.69
Progressive
7D
-1.7%
1Y
-2.1%
ALL
US$203.81
Allstate
7D
-4.6%
1Y
9.0%
PFG
US$80.84
Principal Financial Group
7D
2.7%
1Y
0.8%
LNC
US$42.43
Lincoln National
7D
4.4%
1Y
32.0%
CB
US$273.05
Chubb
7D
-2.4%
1Y
-2.0%
AON
US$368.37
Aon
7D
-1.5%
1Y
8.5%
MET
US$81.11
MetLife
7D
2.4%
1Y
5.7%
BNT
US$65.48
Brookfield Wealth Solutions
7D
1.9%
1Y
32.4%
FNF
US$60.53
Fidelity National Financial
7D
2.1%
1Y
2.9%
OSCR
US$17.02
Oscar Health
7D
10.4%
1Y
-4.4%
ACGL
US$91.71
Arch Capital Group
7D
-2.0%
1Y
-18.7%
MMC
US$206.37
Marsh & McLennan Companies
7D
-2.2%
1Y
-9.1%