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U.S. Insurance Industry Analysis

UpdatedApr 15, 2026
DataAggregated Company Financials
Companies130
  • 7D1.4%
  • 3M-2.0%
  • 1Y-6.7%
  • YTD-3.5%

Over the last 7 days, the Insurance industry has risen 1.4%, driven by gains from MetLife of 6.8%. In the past year, the industry is down 6.7%. As for the next few years, earnings are expected to grow by 3.8% per annum.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 15 Apr 2026US$1.3tUS$946.2bUS$105.4b11.6x12.5x1.4x
Fri, 13 Mar 2026US$1.3tUS$946.2bUS$105.4b11.3x12.3x1.4x
Sun, 08 Feb 2026US$1.4tUS$944.2bUS$106.7b13x12.9x1.5x
Tue, 06 Jan 2026US$1.4tUS$931.1bUS$99.3b13x14.1x1.5x
Thu, 04 Dec 2025US$1.4tUS$931.0bUS$99.2b13x13.8x1.5x
Sat, 01 Nov 2025US$1.3tUS$927.1bUS$95.3b13.3x13.8x1.4x
Mon, 29 Sep 2025US$1.4tUS$919.1bUS$88.7b13.6x15.9x1.5x
Wed, 27 Aug 2025US$1.4tUS$918.4bUS$88.5b14.7x16x1.5x
Fri, 25 Jul 2025US$1.4tUS$911.6bUS$86.3b14.1x16.2x1.5x
Sun, 22 Jun 2025US$1.4tUS$904.1bUS$82.6b14.1x17.1x1.6x
Tue, 20 May 2025US$1.5tUS$902.7bUS$82.1b15.4x17.9x1.6x
Thu, 17 Apr 2025US$1.4tUS$897.9bUS$92.2b13.2x15.5x1.6x
Sat, 15 Mar 2025US$1.4tUS$897.3bUS$93.0b13.6x15.4x1.6x
Mon, 10 Feb 2025US$1.4tUS$904.8bUS$95.8b12.4x14.7x1.6x
Wed, 08 Jan 2025US$1.3tUS$892.9bUS$91.5b12.9x14.7x1.5x
Fri, 06 Dec 2024US$1.4tUS$893.2bUS$91.1b13.5x15.9x1.6x
Sun, 03 Nov 2024US$1.4tUS$884.3bUS$91.3b13.4x14.8x1.5x
Tue, 01 Oct 2024US$1.4tUS$855.0bUS$87.4b14x15.9x1.6x
Thu, 29 Aug 2024US$1.4tUS$855.4bUS$87.0b14x15.7x1.6x
Sat, 27 Jul 2024US$1.2tUS$830.1bUS$81.5b13.4x14.8x1.5x
Mon, 24 Jun 2024US$1.2tUS$823.4bUS$79.2b13.1x15x1.4x
Wed, 22 May 2024US$1.2tUS$823.1bUS$79.1b12.5x15x1.4x
Fri, 19 Apr 2024US$1.1tUS$797.7bUS$69.1b14.1x16.5x1.4x
Sun, 17 Mar 2024US$1.2tUS$792.7bUS$67.0b14.4x17.6x1.5x
Tue, 13 Feb 2024US$1.1tUS$784.4bUS$61.3b12.3x18.1x1.4x
Thu, 11 Jan 2024US$1.1tUS$790.2bUS$48.8b12.9x22.7x1.4x
Sat, 09 Dec 2023US$1.1tUS$792.9bUS$47.7b13.5x22.9x1.4x
Mon, 06 Nov 2023US$1.1tUS$790.3bUS$46.8b12.8x22.7x1.3x
Wed, 04 Oct 2023US$1.0tUS$799.1bUS$38.9b14.4x26.3x1.3x
Fri, 01 Sep 2023US$1.0tUS$799.3bUS$38.7b15x26.4x1.3x
Sun, 30 Jul 2023US$1.0tUS$791.2bUS$41.3b15.6x24.7x1.3x
Tue, 27 Jun 2023US$964.6bUS$774.5bUS$35.1b14.9x27.4x1.2x
Thu, 25 May 2023US$946.0bUS$774.0bUS$35.6b15.4x26.6x1.2x
Sat, 22 Apr 2023US$979.2bUS$760.4bUS$43.9b15.7x22.3x1.3x
Price to Earnings Ratio

22.3x


Total Market Cap: US$979.2bTotal Earnings: US$43.9bTotal Revenue: US$760.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 18x202420252026
Current Industry PE
  • Investors are pessimistic on the American Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 12.5x which is lower than its 3-year average PE of 18.0x.
  • The industry is trading close to its 3-year average PS ratio of 1.5x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 34% per year over the last three years.
  • Revenues for these companies have grown 7.6% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market4.44%
Financials4.14%
Insurance1.39%
Life and Health Insurance3.56%
Reinsurance1.45%
General Insurance1.18%
Property and Casualty Insurance0.93%
Insurance Brokers0.81%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry even though it's trading below its 3-year average PE ratio of 36.4x.
    • Analysts are expecting annual earnings growth of 13.2%, which is lower than the prior year's growth of 50.3% per year.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 12.2x.
Forecasted Growth
  • Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 13% over the next 5 years.
  • However this is lower than its past earnings growth rate of 50% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings decline by 2.1% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MET MetLifeUS$76.046.8%
+US$3.2b		4.6%PE15.6x
EG Everest GroupUS$341.244.2%
+US$2.1b		-2.5%PE9.7x
BNT Brookfield Wealth SolutionsUS$45.729.0%
+US$1.3b		39.3%PE19.9x
TRV Travelers CompaniesUS$299.591.5%
+US$965.4m		20.0%PE10.2x
ALL AllstateUS$214.882.1%
+US$847.8m		10.5%PE5.5x

Latest News

AON
US$328.08
Aon
7D
-0.5%
1Y
-12.0%
PGR
US$201.23
Progressive
7D
1.6%
1Y
-26.9%

Progressive: Sentiment Is Too Negative Given Underlying Results

Apr 15
MRSH
US$174.90
Marsh & McLennan Companies
7D
-0.5%
1Y
-24.4%
ALL
US$218.23
Allstate
7D
2.9%
1Y
12.4%

The Allstate Corporation: Good Value, But Growth Too Dry

Apr 14
EG
US$345.61
Everest Group
7D
3.7%
1Y
-0.6%
TRV
US$299.33
Travelers Companies
7D
-0.7%
1Y
18.6%

TRV: Underwriting Resilience And AI Execution Will Support Margins And Capital Flexibility

Analysts have raised the consolidated price target for Travelers Companies by about $4 to $307, citing updated views on underwriting differentiation, reserve adequacy, and margin durability across the property and casualty group. Analyst Commentary Recent research notes frame Travelers as a property and casualty insurer where underwriting quality, reserve position, and margin resilience are central to how analysts are resetting their price targets.
PRU
US$99.42
Prudential Financial
7D
2.9%
1Y
0.8%

PRU: Cash Flow Strength Will Offset Cautious Outlook On International And Annuities

Analysts have trimmed the Prudential Financial price target by about $2 to reflect updated views on revenue growth, margins, and risk exposures, in line with several recent target cuts across the life insurance group. Analyst Commentary Recent research around Prudential Financial shows a mixed but generally cautious tone, with several price target cuts and one key downgrade shaping how valuation, execution, and growth are being framed for investors.
AJG
US$223.17
Arthur J. Gallagher
7D
1.1%
1Y
-32.9%

Don't Overlook Arthur J. Gallagher & Co. When Investing

Apr 11
RGA
US$207.75
Reinsurance Group of America
7D
-1.7%
1Y
13.8%
LMND
US$65.86
Lemonade
7D
11.7%
1Y
144.7%
CB
US$327.27
Chubb
7D
-1.6%
1Y
14.8%

CB: Dividends And Buybacks Will Sustain A Stable Fairly Valued Profile

Analysts have nudged their price target for Chubb slightly higher to about $342 from roughly $339. This reflects small model updates around revenue trends, profit margins, the discount rate, and forward P/E assumptions.
ACGL
US$97.47
Arch Capital Group
7D
-1.1%
1Y
5.5%

ACGL: Share Repurchases And Strong Margins Will Drive Future Returns

Narrative Update on Arch Capital Group The updated analyst fair value estimate for Arch Capital Group has increased by about $3 to $109.84. Analysts attribute this change to slightly higher expected profitability, a modestly higher discount rate, and a lower future P/E following recent price target increases across several research firms.
WRB
US$66.10
W. R. Berkley
7D
-1.7%
1Y
-3.4%

W. R. Berkley's Baby Bonds: Investment-Grade Income At A Discount

Apr 07
MET
US$77.52
MetLife
7D
4.3%
1Y
8.1%
ERIE
US$244.53
Erie Indemnity
7D
-3.5%
1Y
-40.6%
BNT
US$46.77
Brookfield Wealth Solutions
7D
8.7%
1Y
43.6%