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U.S. Insurance Industry Analysis
UpdatedJun 05, 2025
DataAggregated Company Financials
Companies128
- 7D1.0%
- 3M-0.3%
- 1Y18.0%
- YTD7.2%
In the last week, the Insurance industry is up 1.4%, with Progressive up 1.9%. This takes the industry's 12 month performance to a gain of 20%. Earnings are forecast to grow by 13% annually.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 05 Jun 2025 | US$1.5t | US$902.7b | US$82.3b | 14.8x | 17.9x | 1.6x |
| Sat, 03 May 2025 | US$1.4t | US$896.4b | US$84.9b | 14.3x | 16.6x | 1.6x |
| Mon, 31 Mar 2025 | US$1.5t | US$897.3b | US$93.0b | 14.1x | 16x | 1.7x |
| Wed, 26 Feb 2025 | US$1.4t | US$895.7b | US$94.4b | 12.3x | 15x | 1.6x |
| Fri, 24 Jan 2025 | US$1.4t | US$894.1b | US$91.8b | 12.6x | 15x | 1.5x |
| Sun, 22 Dec 2024 | US$1.4t | US$893.2b | US$91.1b | 13.1x | 14.8x | 1.5x |
| Tue, 19 Nov 2024 | US$1.4t | US$893.3b | US$91.0b | 13.5x | 15.6x | 1.6x |
| Thu, 17 Oct 2024 | US$1.4t | US$859.2b | US$88.6b | 14.2x | 15.9x | 1.6x |
| Sat, 14 Sep 2024 | US$1.4t | US$855.5b | US$87.0b | 14.2x | 15.8x | 1.6x |
| Mon, 12 Aug 2024 | US$1.3t | US$855.4b | US$87.0b | 13.6x | 14.8x | 1.5x |
| Wed, 10 Jul 2024 | US$1.2t | US$823.2b | US$79.2b | 13.4x | 14.8x | 1.4x |
| Fri, 07 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 12.6x | 14.9x | 1.4x |
| Sun, 05 May 2024 | US$1.1t | US$818.7b | US$78.8b | 14.1x | 14.6x | 1.4x |
| Tue, 02 Apr 2024 | US$1.2t | US$792.6b | US$66.9b | 15.1x | 18x | 1.5x |
| Thu, 29 Feb 2024 | US$1.1t | US$791.9b | US$66.2b | 14.8x | 17.3x | 1.4x |
| Sat, 27 Jan 2024 | US$1.2t | US$794.8b | US$49.9b | 13.2x | 23.2x | 1.5x |
| Mon, 25 Dec 2023 | US$1.1t | US$792.9b | US$47.7b | 12.7x | 22.8x | 1.4x |
| Wed, 22 Nov 2023 | US$1.1t | US$792.6b | US$47.3b | 13x | 22.8x | 1.4x |
| Fri, 20 Oct 2023 | US$1.0t | US$804.2b | US$40.0b | 15x | 26.2x | 1.3x |
| Sun, 17 Sep 2023 | US$1.0t | US$799.3b | US$38.7b | 14.9x | 26.9x | 1.3x |
| Tue, 15 Aug 2023 | US$1.0t | US$799.0b | US$38.5b | 15.2x | 26.5x | 1.3x |
| Thu, 13 Jul 2023 | US$990.6b | US$777.8b | US$36.9b | 15.2x | 26.8x | 1.3x |
| Sat, 10 Jun 2023 | US$966.2b | US$774.5b | US$35.1b | 15.3x | 27.5x | 1.2x |
| Mon, 08 May 2023 | US$970.9b | US$772.6b | US$41.0b | 15.2x | 23.7x | 1.3x |
| Wed, 05 Apr 2023 | US$954.7b | US$759.1b | US$44.1b | 14.8x | 21.7x | 1.3x |
| Fri, 03 Mar 2023 | US$1.0t | US$760.0b | US$44.0b | 16.2x | 23.1x | 1.3x |
| Sun, 29 Jan 2023 | US$1.0t | US$780.3b | US$53.6b | 15.9x | 19.4x | 1.3x |
| Tue, 27 Dec 2022 | US$1.0t | US$777.8b | US$54.7b | 14.8x | 18.6x | 1.3x |
| Thu, 24 Nov 2022 | US$1.0t | US$774.4b | US$53.9b | 14.5x | 19.1x | 1.3x |
| Sat, 22 Oct 2022 | US$947.0b | US$769.3b | US$63.5b | 13.5x | 14.9x | 1.2x |
| Mon, 19 Sep 2022 | US$948.5b | US$795.2b | US$74.2b | 13.7x | 12.8x | 1.2x |
| Wed, 17 Aug 2022 | US$940.4b | US$758.4b | US$63.3b | 14x | 14.9x | 1.2x |
| Fri, 15 Jul 2022 | US$935.5b | US$783.4b | US$78.7b | 11.3x | 11.9x | 1.2x |
| Sun, 12 Jun 2022 | US$954.8b | US$787.8b | US$79.2b | 11.2x | 12x | 1.2x |
Price to Earnings Ratio
12x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.7x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 1.40% | |
| Financials | 0.33% | |
| Insurance | 1.04% | |
| Property and Casualty Insurance | 1.23% | |
| Reinsurance | 1.16% | |
| Insurance Brokers | 0.87% | |
| Life and Health Insurance | 0.65% | |
| General Insurance | -0.74% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.4x.
- Analysts are expecting annual earnings growth of 22.9%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.7x.
Forecasted Growth
- Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings growth rate of 9.5% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 7.9% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PGR Progressive | US$282.17 | 1.9% +US$3.0b | 32.7% | PE19x | |
| AON Aon | US$372.62 | 3.1% +US$2.4b | 30.5% | PE31.6x | |
| MMC Marsh & McLennan Companies | US$232.32 | 1.2% +US$1.4b | 11.6% | PE28.3x | |
| AIG American International Group | US$85.01 | 2.7% +US$1.3b | 12.0% | PE19.5x | |
| CB Chubb | US$291.78 | 1.0% +US$1.1b | 10.5% | PE13.8x |
