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U.S. Insurance Industry Analysis
UpdatedMay 14, 2025
DataAggregated Company Financials
Companies125
- 7D0.2%
- 3M3.1%
- 1Y16.3%
- YTD6.4%
Over the last 7 days, the Insurance industry has remained flat, although notably MetLife gained 6.2%. As for the the longer term, the industry is up 17% over the past 12 months. Looking forward, earnings are forecast to grow by 13% annually.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 14 May 2025 | US$1.4t | US$902.6b | US$82.2b | 15.1x | 17.6x | 1.6x |
| Fri, 11 Apr 2025 | US$1.4t | US$897.3b | US$92.9b | 13x | 15.3x | 1.6x |
| Sun, 09 Mar 2025 | US$1.4t | US$897.4b | US$93.2b | 13.2x | 15.6x | 1.6x |
| Tue, 04 Feb 2025 | US$1.4t | US$901.4b | US$90.8b | 12.8x | 15.3x | 1.5x |
| Thu, 02 Jan 2025 | US$1.4t | US$892.9b | US$91.5b | 13x | 14.8x | 1.5x |
| Sat, 30 Nov 2024 | US$1.5t | US$893.2b | US$91.1b | 13.8x | 16.2x | 1.7x |
| Mon, 28 Oct 2024 | US$1.4t | US$865.4b | US$90.8b | 13.5x | 15.2x | 1.6x |
| Wed, 25 Sep 2024 | US$1.4t | US$855.1b | US$87.4b | 14.1x | 16x | 1.6x |
| Fri, 23 Aug 2024 | US$1.3t | US$855.4b | US$87.0b | 13.7x | 15.4x | 1.6x |
| Sun, 21 Jul 2024 | US$1.2t | US$825.2b | US$80.8b | 12.9x | 15x | 1.5x |
| Tue, 18 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 13x | 14.6x | 1.4x |
| Thu, 16 May 2024 | US$1.2t | US$823.1b | US$79.1b | 12.7x | 14.9x | 1.4x |
| Sat, 13 Apr 2024 | US$1.1t | US$795.6b | US$68.8b | 14.5x | 16.5x | 1.4x |
| Mon, 11 Mar 2024 | US$1.2t | US$792.4b | US$66.9b | 13.9x | 17.3x | 1.5x |
| Wed, 07 Feb 2024 | US$1.1t | US$787.5b | US$55.1b | 13.1x | 19.9x | 1.4x |
| Fri, 05 Jan 2024 | US$1.1t | US$790.2b | US$48.8b | 12.8x | 22.7x | 1.4x |
| Sun, 03 Dec 2023 | US$1.1t | US$792.8b | US$47.5b | 12.8x | 23.2x | 1.4x |
| Tue, 31 Oct 2023 | US$1.0t | US$808.6b | US$43.5b | 14.1x | 23.9x | 1.3x |
| Thu, 28 Sep 2023 | US$1.0t | US$799.3b | US$38.7b | 14.7x | 26.8x | 1.3x |
| Sat, 26 Aug 2023 | US$1.0t | US$799.2b | US$38.7b | 14.8x | 26.2x | 1.3x |
| Mon, 24 Jul 2023 | US$1.0t | US$783.5b | US$37.5b | 15.6x | 27x | 1.3x |
| Wed, 21 Jun 2023 | US$966.5b | US$774.5b | US$35.1b | 15.1x | 27.5x | 1.2x |
| Fri, 19 May 2023 | US$982.7b | US$774.5b | US$35.2b | 15.7x | 28x | 1.3x |
| Sun, 16 Apr 2023 | US$964.4b | US$759.1b | US$44.1b | 14.7x | 21.9x | 1.3x |
| Tue, 14 Mar 2023 | US$929.1b | US$759.7b | US$44.0b | 14.8x | 21.1x | 1.2x |
| Thu, 09 Feb 2023 | US$1.0t | US$778.8b | US$50.1b | 15.7x | 20.9x | 1.3x |
| Sat, 07 Jan 2023 | US$1.0t | US$777.9b | US$54.7b | 15.2x | 19.1x | 1.3x |
| Mon, 05 Dec 2022 | US$1.0t | US$777.8b | US$54.6b | 14.4x | 19.1x | 1.3x |
| Wed, 02 Nov 2022 | US$1.0t | US$747.0b | US$60.1b | 14.9x | 16.7x | 1.3x |
| Fri, 30 Sep 2022 | US$903.9b | US$767.1b | US$63.3b | 13.5x | 14.3x | 1.2x |
| Sun, 28 Aug 2022 | US$954.4b | US$767.3b | US$63.3b | 13.6x | 15.1x | 1.2x |
| Tue, 26 Jul 2022 | US$934.8b | US$784.0b | US$77.0b | 11.6x | 12.1x | 1.2x |
| Thu, 23 Jun 2022 | US$931.3b | US$787.8b | US$79.3b | 11x | 11.7x | 1.2x |
| Sat, 21 May 2022 | US$1.0t | US$787.9b | US$79.3b | 10.9x | 12.6x | 1.3x |
Price to Earnings Ratio
12.6x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.6x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | 5.26% | |
| Financials | 4.55% | |
| Insurance | 0.18% | |
| Life and Health Insurance | 3.31% | |
| Reinsurance | 2.54% | |
| General Insurance | 0.10% | |
| Property and Casualty Insurance | -0.26% | |
| Insurance Brokers | -1.16% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.3x.
- Analysts are expecting annual earnings growth of 22.8%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings decline of 43% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MET MetLife | US$81.16 | 6.2% +US$3.2b | 10.7% | PE12.7x | |
| PRU Prudential Financial | US$107.40 | 5.4% +US$2.0b | -9.7% | PE16.8x | |
| PFG Principal Financial Group | US$81.70 | 7.0% +US$1.2b | -3.0% | PE16.9x | |
| BNT Brookfield Wealth Solutions | US$59.46 | 8.6% +US$1.1b | 33.3% | PE26.1x | |
| OSCR Oscar Health | US$16.92 | 29.5% +US$981.5m | -25.9% | PE34.9x |
