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U.S. Insurance Industry Analysis

UpdatedMay 21, 2025
DataAggregated Company Financials
Companies125
  • 7D1.5%
  • 3M3.3%
  • 1Y17.1%
  • YTD8.0%

Over the last 7 days, the Insurance industry has risen 1.5%, driven by gains from Marsh & McLennan Companies of 3.1%. This means that the industry has gained 17% over the past year. As for the next few years, earnings are expected to grow by 13% per annum.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 21 May 2025US$1.5tUS$902.7bUS$82.1b15.2x17.9x1.6x
Fri, 18 Apr 2025US$1.4tUS$898.5bUS$92.2b13.2x15.4x1.6x
Sun, 16 Mar 2025US$1.5tUS$897.3bUS$93.0b13.7x15.7x1.6x
Tue, 11 Feb 2025US$1.4tUS$905.3bUS$95.2b12.8x14.8x1.6x
Thu, 09 Jan 2025US$1.4tUS$892.9bUS$91.5b12.9x14.8x1.5x
Sat, 07 Dec 2024US$1.4tUS$893.2bUS$91.1b13.4x15.9x1.6x
Mon, 04 Nov 2024US$1.4tUS$884.3bUS$91.3b13.4x14.8x1.5x
Wed, 02 Oct 2024US$1.4tUS$855.0bUS$87.4b13.9x15.9x1.6x
Fri, 30 Aug 2024US$1.4tUS$855.4bUS$87.0b14.1x15.8x1.6x
Sun, 28 Jul 2024US$1.3tUS$844.4bUS$84.1b13.4x15.5x1.5x
Tue, 25 Jun 2024US$1.2tUS$823.4bUS$79.2b13.3x15x1.4x
Thu, 23 May 2024US$1.2tUS$823.4bUS$79.1b12.5x15.1x1.5x
Sat, 20 Apr 2024US$1.1tUS$797.7bUS$69.1b14.1x16.5x1.4x
Mon, 18 Mar 2024US$1.2tUS$792.7bUS$67.0b14.4x17.6x1.5x
Wed, 14 Feb 2024US$1.1tUS$783.9bUS$63.2b12.2x17.5x1.4x
Fri, 12 Jan 2024US$1.1tUS$790.2bUS$48.8b13.1x22.9x1.4x
Sun, 10 Dec 2023US$1.1tUS$792.9bUS$47.7b13.5x22.8x1.4x
Tue, 07 Nov 2023US$1.1tUS$790.4bUS$46.8b12.6x22.7x1.3x
Thu, 05 Oct 2023US$1.0tUS$799.1bUS$38.9b14.6x26.3x1.3x
Sat, 02 Sep 2023US$1.0tUS$799.3bUS$38.7b15.1x26.6x1.3x
Mon, 31 Jul 2023US$1.0tUS$791.5bUS$41.3b15.6x24.6x1.3x
Wed, 28 Jun 2023US$971.0bUS$774.5bUS$35.1b15.7x27.6x1.3x
Fri, 26 May 2023US$946.0bUS$774.0bUS$35.6b15.4x26.6x1.2x
Sun, 23 Apr 2023US$979.2bUS$760.4bUS$43.9b15.7x22.3x1.3x
Tue, 21 Mar 2023US$927.1bUS$759.4bUS$44.2b14.8x21x1.2x
Thu, 16 Feb 2023US$1.0tUS$768.0bUS$47.3b15.9x22.1x1.4x
Sat, 14 Jan 2023US$1.0tUS$779.7bUS$54.7b15.1x19.1x1.3x
Mon, 12 Dec 2022US$1.0tUS$777.8bUS$54.7b14.7x18.5x1.3x
Wed, 09 Nov 2022US$995.2bUS$774.8bUS$54.6b15.7x18.2x1.3x
Fri, 07 Oct 2022US$928.7bUS$767.1bUS$63.3b13.7x14.7x1.2x
Sun, 04 Sep 2022US$931.3bUS$767.2bUS$63.2b13.3x14.7x1.2x
Tue, 02 Aug 2022US$880.5bUS$768.6bUS$70.2b12.1x12.5x1.1x
Thu, 30 Jun 2022US$952.6bUS$787.7bUS$79.3b11.7x12x1.2x
Sat, 28 May 2022US$1.1tUS$787.8bUS$79.2b11.9x13.4x1.4x
Price to Earnings Ratio

13.4x


Total Market Cap: US$1.1tTotal Earnings: US$79.2bTotal Revenue: US$787.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 18.6x202320242025
Current Industry PE
  • Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 18.6x.
  • The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 4.6% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.50%
Financials0.30%
Insurance1.47%
General Insurance5.52%
Insurance Brokers2.62%
Property and Casualty Insurance1.51%
Reinsurance0.28%
Life and Health Insurance-0.20%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.3x.
    • Analysts are expecting annual earnings growth of 22.8%, which is higher than its past year's earnings growth of 9.5% per year.
  • Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
  • This is better than its past earnings decline of 43% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
MMC Marsh & McLennan CompaniesUS$230.813.1%
+US$3.5b		9.9%PE28.2x
CB ChubbUS$291.962.3%
+US$2.3b		10.2%PE13.8x
TRV Travelers CompaniesUS$273.713.3%
+US$2.0b		26.6%PE14.6x
AJG Arthur J. GallagherUS$340.332.3%
+US$2.0b		32.0%PE55.9x
PGR ProgressiveUS$285.631.1%
+US$1.8b		36.4%PE19.2x
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PFG

US$80.53

Principal Financial Group

7D

-1.4%

1Y

-3.5%

AON

US$362.43

Aon

7D

2.1%

1Y

25.0%

TRV

US$273.71

Travelers Companies

7D

3.3%

1Y

26.6%

AJG

US$340.33

Arthur J. Gallagher

7D

2.3%

1Y

32.0%

CB

US$291.96

Chubb

7D

2.3%

1Y

10.2%

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PGR

US$285.63

Progressive

7D

1.1%

1Y

36.4%

LNC

US$33.94

Lincoln National

7D

-4.4%

1Y

10.7%

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FNF

US$56.43

Fidelity National Financial

7D

-1.6%

1Y

6.8%

MET

US$80.33

MetLife

7D

-1.0%

1Y

10.7%

MMC

US$230.81

Marsh & McLennan Companies

7D

3.1%

1Y

9.9%

ROOT

US$137.75

Root

7D

-8.3%

1Y

121.4%

BRO

US$112.45

Brown & Brown

7D

3.1%

1Y

25.2%

BNT

US$58.80

Brookfield Wealth Solutions

7D

-1.1%

1Y

32.0%

PRU

US$105.87

Prudential Financial

7D

-1.4%

1Y

-10.2%

MKL

US$1,898.76

Markel Group

7D

-0.8%

1Y

16.0%

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ALL

US$208.12

Allstate

7D

2.7%

1Y

23.7%

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