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U.S. Banks Industry Analysis

UpdatedAug 13, 2025
DataAggregated Company Financials
Companies657
  • 7D2.1%
  • 3M7.5%
  • 1Y28.3%
  • YTD12.2%

In the last week, the Banks industry is up 2.1%, with Bank of America up 4.0%. In the last 12 months, the industry was up 28%. As for the next few years, earnings are expected to grow by 8.3% per annum.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Thu, 14 Aug 2025US$2.5tUS$678.1bUS$183.7b11.4x13.5x3.7x
Sat, 12 Jul 2025US$2.6tUS$668.4bUS$177.0b12x14.4x3.8x
Mon, 09 Jun 2025US$2.4tUS$668.6bUS$177.0b11.2x13.4x3.6x
Wed, 07 May 2025US$2.3tUS$667.9bUS$176.6b11x12.8x3.4x
Fri, 04 Apr 2025US$2.3tUS$662.4bUS$171.9b10.7x13.1x3.4x
Sun, 02 Mar 2025US$2.4tUS$662.8bUS$171.9b11.8x14.2x3.7x
Tue, 28 Jan 2025US$2.5tUS$661.6bUS$168.8b12.3x14.7x3.8x
Thu, 26 Dec 2024US$2.3tUS$655.1bUS$143.0b12.5x16.4x3.6x
Sat, 23 Nov 2024US$2.5tUS$654.9bUS$143.0b13.1x17.2x3.7x
Mon, 21 Oct 2024US$2.2tUS$651.4bUS$143.4b12x15.7x3.5x
Wed, 18 Sep 2024US$2.1tUS$653.7bUS$145.5b11.7x14.4x3.2x
Fri, 16 Aug 2024US$2.0tUS$653.1bUS$145.7b11.1x14.1x3.1x
Sun, 14 Jul 2024US$2.1tUS$661.4bUS$153.5b10.4x13.4x3.1x
Tue, 11 Jun 2024US$2.0tUS$655.5bUS$151.1b9.5x13x3x
Thu, 09 May 2024US$2.0tUS$653.2bUS$159.7b9.7x12.4x3x
Sat, 06 Apr 2024US$2.0tUS$653.7bUS$166.2b9.4x11.8x3x
Mon, 04 Mar 2024US$1.9tUS$654.2bUS$166.3b9.4x11.3x2.9x
Wed, 31 Jan 2024US$1.9tUS$662.9bUS$172.0b10x10.8x2.8x
Fri, 29 Dec 2023US$1.8tUS$668.2bUS$195.6b9.5x9.4x2.8x
Sun, 26 Nov 2023US$1.6tUS$668.0bUS$195.5b8.6x8.3x2.4x
Tue, 24 Oct 2023US$1.4tUS$665.5bUS$195.9b7.7x7.4x2.2x
Thu, 21 Sep 2023US$1.6tUS$656.8bUS$191.7b7.9x8.1x2.4x
Sat, 19 Aug 2023US$1.6tUS$656.8bUS$191.7b8.3x8.3x2.4x
Mon, 17 Jul 2023US$1.6tUS$652.5bUS$189.8b7.9x8.4x2.4x
Wed, 14 Jun 2023US$1.6tUS$642.3bUS$184.2b7.9x8.6x2.5x
Fri, 12 May 2023US$1.4tUS$641.7bUS$184.0b7.4x7.8x2.2x
Sun, 09 Apr 2023US$1.5tUS$624.0bUS$165.4b8.3x9x2.4x
Tue, 07 Mar 2023US$1.8tUS$617.8bUS$163.5b9.6x11.1x2.9x
Thu, 02 Feb 2023US$1.9tUS$616.8bUS$163.3b9.7x11.4x3x
Sat, 31 Dec 2022US$1.7tUS$611.6bUS$164.2b9.8x10.5x2.8x
Mon, 28 Nov 2022US$1.9tUS$611.5bUS$164.1b10.1x11.5x3.1x
Wed, 26 Oct 2022US$1.8tUS$607.5bUS$163.1b9.7x10.7x2.9x
Fri, 23 Sep 2022US$1.7tUS$608.5bUS$167.7b9.8x10x2.8x
Sun, 21 Aug 2022US$1.8tUS$608.5bUS$167.7b10.1x10.9x3x
Price to Earnings Ratio

10.9x


Total Market Cap: US$1.8tTotal Earnings: US$167.7bTotal Revenue: US$608.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.6x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.5x which is higher than its 3-year average PE of 11.6x.
  • The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.1% per year over the last three years.
  • Revenues for these companies have grown 3.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market2.21%
Financials1.69%
Banks2.08%
Regional Banks2.43%
Diversified Banks1.96%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.2x.
    • Analysts are expecting annual earnings growth of 5.2%, which is lower than the prior year's growth of 15.2% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.5x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 18% over the next 5 years.
  • This is better than its past earnings growth rate of 12% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BAC Bank of AmericaUS$47.244.0%
+US$13.5b		21.7%PB1.3x
C CitigroupUS$95.744.6%
+US$5.3b		64.6%PB0.9x
JPM JPMorgan ChaseUS$292.850.5%
+US$4.1b		40.8%PB2.4x
PNC PNC Financial Services GroupUS$193.402.6%
+US$1.9b		14.9%PB1.5x
USB U.S. BancorpUS$45.772.7%
+US$1.8b		7.9%PB1.3x

Latest News

FITB
US$42.98
Fifth Third Bancorp
7D
4.2%
1Y
8.2%
WFC
US$77.89
Wells Fargo
7D
0.4%
1Y
45.2%
BAFN
US$10.07
BayFirst Financial
7D
-18.1%
1Y
-22.5%
BAC
US$47.24
Bank of America
7D
4.0%
1Y
21.7%

Bank of America (NYSE:BAC) Has Announced That It Will Be Increasing Its Dividend To $0.28

Aug 04
Bank of America (NYSE:BAC) Has Announced That It Will Be Increasing Its Dividend To $0.28
CFR
US$124.85
Cullen/Frost Bankers
7D
-0.6%
1Y
17.3%
WSBK
US$9.21
Winchester Bancorp
7D
-4.3%
1Y
n/a
C
US$95.74
Citigroup
7D
4.6%
1Y
64.6%

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

Aug 01
Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
NTB
US$45.09
Bank of N.T. Butterfield & Son
7D
-1.2%
1Y
29.0%
JPM
US$292.85
JPMorgan Chase
7D
0.5%
1Y
40.8%
FCNC.A
US$1,883.00
First Citizens BancShares
7D
1.1%
1Y
-5.7%
USB
US$45.77
U.S. Bancorp
7D
2.7%
1Y
7.9%
KEY
US$18.22
KeyCorp
7D
4.2%
1Y
16.5%
NBBK
US$18.17
NB Bancorp
7D
5.2%
1Y
3.2%
TFIN
US$54.17
Triumph Financial
7D
-2.7%
1Y
-34.3%
PNC
US$193.40
PNC Financial Services Group
7D
2.6%
1Y
14.9%
PNBK
US$1.66
Patriot National Bancorp
7D
-9.3%
1Y
-5.7%