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U.S. Banks Industry Analysis

UpdatedAug 23, 2025
DataAggregated Company Financials
Companies655
  • 7D3.6%
  • 3M14.4%
  • 1Y24.0%
  • YTD15.0%

Over the last 7 days, the Banks industry has risen 3.6%, driven by gains in Bank of America and JPMorgan Chase of 5.4% and 2.0%, respectively. Meanwhile, Auburn National Bancorporation actually underperformed within the industry, shrinking 5.1% in the last week. This takes the industry's 12 month performance to a gain of 24%. As for the next few years, earnings are expected to grow by 8.5% per annum.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 23 Aug 2025US$2.6tUS$678.7bUS$184.0b11.8x14x3.8x
Mon, 21 Jul 2025US$2.6tUS$674.8bUS$181.9b11.9x14.1x3.8x
Wed, 18 Jun 2025US$2.4tUS$668.8bUS$177.1b11x13.3x3.5x
Fri, 16 May 2025US$2.4tUS$668.1bUS$176.9b11.4x13.5x3.6x
Sun, 13 Apr 2025US$2.0tUS$663.5bUS$172.2b10.4x11.8x3.1x
Tue, 11 Mar 2025US$2.3tUS$662.7bUS$171.8b11x13.1x3.4x
Thu, 06 Feb 2025US$2.5tUS$661.8bUS$171.4b12.2x14.6x3.8x
Sat, 04 Jan 2025US$2.3tUS$654.5bUS$143.4b12.3x16.1x3.5x
Mon, 02 Dec 2024US$2.5tUS$655.0bUS$143.0b13.3x17.5x3.8x
Wed, 30 Oct 2024US$2.3tUS$651.2bUS$142.6b11.8x15.8x3.5x
Fri, 27 Sep 2024US$2.1tUS$653.8bUS$145.5b11.5x14.4x3.2x
Sun, 25 Aug 2024US$2.2tUS$653.0bUS$145.7b11.7x14.8x3.3x
Tue, 23 Jul 2024US$2.1tUS$660.1bUS$152.1b11.2x14.1x3.2x
Thu, 20 Jun 2024US$2.0tUS$655.3bUS$151.1b9.6x13x3x
Sat, 18 May 2024US$2.0tUS$655.5bUS$151.2b9.9x13.5x3.1x
Mon, 15 Apr 2024US$1.9tUS$657.1bUS$165.3b9.1x11.4x2.9x
Wed, 13 Mar 2024US$1.9tUS$654.2bUS$166.3b9.5x11.6x2.9x
Fri, 09 Feb 2024US$1.8tUS$652.7bUS$168.4b9.4x10.6x2.7x
Sun, 07 Jan 2024US$1.9tUS$668.2bUS$195.6b9.2x9.5x2.8x
Tue, 05 Dec 2023US$1.7tUS$667.6bUS$195.4b8.8x8.6x2.5x
Thu, 02 Nov 2023US$1.5tUS$665.8bUS$195.1b8.1x7.5x2.2x
Sat, 30 Sep 2023US$1.5tUS$656.8bUS$191.6b7.8x7.9x2.3x
Mon, 28 Aug 2023US$1.6tUS$656.9bUS$191.7b8.1x8.1x2.4x
Wed, 26 Jul 2023US$1.7tUS$654.5bUS$191.5b8.3x8.8x2.6x
Fri, 23 Jun 2023US$1.6tUS$642.3bUS$184.2b7.7x8.4x2.4x
Sun, 21 May 2023US$1.5tUS$642.4bUS$184.2b7.6x8.1x2.3x
Tue, 18 Apr 2023US$1.6tUS$633.1bUS$171.5b8.4x9.2x2.5x
Thu, 16 Mar 2023US$1.5tUS$616.3bUS$163.5b8.5x9.2x2.4x
Sat, 11 Feb 2023US$1.9tUS$616.7bUS$163.3b9.7x11.4x3x
Mon, 09 Jan 2023US$1.8tUS$611.7bUS$164.2b9.8x10.8x2.9x
Wed, 07 Dec 2022US$1.7tUS$611.6bUS$164.1b9.8x10.5x2.8x
Fri, 04 Nov 2022US$1.8tUS$611.6bUS$163.9b9.8x10.8x2.9x
Sun, 02 Oct 2022US$1.6tUS$608.6bUS$167.7b9.4x9.5x2.6x
Tue, 30 Aug 2022US$1.7tUS$608.5bUS$167.7b9.8x10.4x2.9x
Price to Earnings Ratio

10.4x


Total Market Cap: US$1.7tTotal Earnings: US$167.7bTotal Revenue: US$608.5bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.7x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.0x which is higher than its 3-year average PE of 11.7x.
  • The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.2% per year over the last three years.
  • Revenues for these companies have grown 3.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.45%
Financials2.11%
Banks3.58%
Regional Banks4.65%
Diversified Banks3.20%
Industry PE
  • Investors are most optimistic about the Regional Banks industry, which is trading close to its 3-year average PE ratio of 13.5x.
    • Analysts are expecting annual earnings growth of 18.5%, which is higher than its past year's earnings growth of 12.4% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 11.2x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 18% over the next 5 years.
  • This is better than its past earnings growth rate of 12% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BAC Bank of AmericaUS$49.485.4%
+US$18.8b		24.4%PB1.3x
JPM JPMorgan ChaseUS$296.242.0%
+US$15.8b		35.7%PB2.4x
WFC Wells FargoUS$79.102.6%
+US$6.4b		39.5%PB1.5x
PNC PNC Financial Services GroupUS$201.695.4%
+US$4.1b		13.2%PB1.5x
NU Nu HoldingsUS$13.946.4%
+US$4.1b		-3.3%PB7x

Latest News

BAFN
US$8.29
BayFirst Financial
7D
-10.4%
1Y
-41.1%
NU
US$13.94
Nu Holdings
7D
6.4%
1Y
-3.3%
BAC
US$49.48
Bank of America
7D
5.4%
1Y
24.4%

Bank of America (NYSE:BAC) Is Increasing Its Dividend To $0.28

Aug 20
Bank of America (NYSE:BAC) Is Increasing Its Dividend To $0.28
PNC
US$201.69
PNC Financial Services Group
7D
5.4%
1Y
13.2%
CFBK
US$24.50
CF Bankshares
7D
-1.2%
1Y
13.6%
BYFC
US$7.31
Broadway Financial
7D
-3.2%
1Y
8.2%
JPM
US$296.24
JPMorgan Chase
7D
2.0%
1Y
35.7%
AUBN
US$24.56
Auburn National Bancorporation
7D
-5.1%
1Y
30.6%
WFC
US$79.10
Wells Fargo
7D
2.6%
1Y
39.5%
FGBI
US$7.84
First Guaranty Bancshares
7D
-3.4%
1Y
-24.6%
PBHC
US$14.70
Pathfinder Bancorp
7D
-2.2%
1Y
-8.1%
TFC
US$45.91
Truist Financial
7D
3.4%
1Y
4.7%
C
US$95.26
Citigroup
7D
1.7%
1Y
53.3%

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

Aug 01
Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
USB
US$48.28
U.S. Bancorp
7D
5.1%
1Y
6.4%
FNWB
US$8.00
First Northwest Bancorp
7D
-2.2%
1Y
-24.8%
SSBI
US$11.43
Summit State Bank
7D
-2.4%
1Y
29.4%