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U.S. Banks Industry Analysis
UpdatedApr 05, 2025
DataAggregated Company Financials
Companies668
- 7D-13.3%
- 3M-17.2%
- 1Y0.2%
- YTD-15.9%
Over the last 7 days, the Banks industry has dropped 13%, driven by JPMorgan Chase declining 13%. Over the last year, the industry has been flat overall. Looking forward, earnings are forecast to grow by 8.4% annually.
Industry Valuation and Performance
Has the U.S. Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 05 Apr 2025 | US$2.1t | US$662.3b | US$171.9b | 10.5x | 12x | 3.1x |
| Mon, 03 Mar 2025 | US$2.4t | US$662.8b | US$171.9b | 11.8x | 14.2x | 3.7x |
| Wed, 29 Jan 2025 | US$2.5t | US$661.8b | US$168.8b | 12.3x | 14.8x | 3.8x |
| Fri, 27 Dec 2024 | US$2.3t | US$655.1b | US$143.0b | 12.5x | 16.4x | 3.6x |
| Sun, 24 Nov 2024 | US$2.5t | US$654.9b | US$143.0b | 13.2x | 17.5x | 3.8x |
| Tue, 22 Oct 2024 | US$2.2t | US$651.4b | US$143.4b | 11.7x | 15.7x | 3.5x |
| Thu, 19 Sep 2024 | US$2.1t | US$653.7b | US$145.5b | 11.7x | 14.5x | 3.2x |
| Sat, 17 Aug 2024 | US$2.1t | US$653.1b | US$145.7b | 11.2x | 14.3x | 3.2x |
| Mon, 15 Jul 2024 | US$2.1t | US$661.4b | US$153.5b | 10.4x | 13.4x | 3.1x |
| Wed, 12 Jun 2024 | US$2.0t | US$655.5b | US$151.1b | 9.5x | 13x | 3x |
| Fri, 10 May 2024 | US$2.0t | US$655.2b | US$151.0b | 9.8x | 13.2x | 3x |
| Sun, 07 Apr 2024 | US$2.0t | US$653.7b | US$166.2b | 9.4x | 11.9x | 3x |
| Tue, 05 Mar 2024 | US$1.9t | US$654.2b | US$166.3b | 9.4x | 11.4x | 2.9x |
| Thu, 01 Feb 2024 | US$1.9t | US$663.0b | US$172.1b | 9.9x | 10.9x | 2.8x |
| Sat, 30 Dec 2023 | US$1.9t | US$668.2b | US$195.6b | 9.4x | 9.5x | 2.8x |
| Mon, 27 Nov 2023 | US$1.6t | US$668.0b | US$195.5b | 8.6x | 8.3x | 2.4x |
| Wed, 25 Oct 2023 | US$1.4t | US$665.5b | US$195.9b | 7.7x | 7.4x | 2.2x |
| Fri, 22 Sep 2023 | US$1.5t | US$656.8b | US$191.7b | 7.9x | 8x | 2.3x |
| Sun, 20 Aug 2023 | US$1.6t | US$656.8b | US$191.7b | 8.3x | 8.3x | 2.4x |
| Tue, 18 Jul 2023 | US$1.6t | US$652.5b | US$189.8b | 8x | 8.4x | 2.4x |
| Thu, 15 Jun 2023 | US$1.6t | US$642.3b | US$184.2b | 7.8x | 8.5x | 2.4x |
| Sat, 13 May 2023 | US$1.4t | US$641.8b | US$184.0b | 7.4x | 7.7x | 2.2x |
| Mon, 10 Apr 2023 | US$1.5t | US$624.0b | US$165.4b | 8.3x | 9x | 2.4x |
| Wed, 08 Mar 2023 | US$1.8t | US$617.0b | US$163.5b | 9.5x | 10.8x | 2.9x |
| Fri, 03 Feb 2023 | US$1.9t | US$616.8b | US$163.3b | 9.8x | 11.5x | 3x |
| Sun, 01 Jan 2023 | US$1.7t | US$611.6b | US$164.2b | 9.8x | 10.5x | 2.8x |
| Tue, 29 Nov 2022 | US$1.8t | US$611.5b | US$164.1b | 10x | 11.2x | 3x |
| Thu, 27 Oct 2022 | US$1.8t | US$609.7b | US$163.3b | 9.7x | 10.8x | 2.9x |
| Sat, 24 Sep 2022 | US$1.6t | US$608.5b | US$167.7b | 9.7x | 9.8x | 2.7x |
| Mon, 22 Aug 2022 | US$1.8t | US$608.5b | US$167.7b | 10.1x | 10.9x | 3x |
| Wed, 20 Jul 2022 | US$1.7t | US$607.1b | US$171.7b | 9.4x | 9.7x | 2.8x |
| Fri, 17 Jun 2022 | US$1.6t | US$616.0b | US$179.4b | 9.4x | 9x | 2.6x |
| Sun, 15 May 2022 | US$1.7t | US$615.9b | US$179.4b | 9.7x | 9.7x | 2.8x |
| Tue, 12 Apr 2022 | US$1.9t | US$630.8b | US$194.4b | 10x | 9.9x | 3.1x |
Price to Earnings Ratio
9.9x
Current Industry PE
- Investors are relatively neutral on the American Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 11.2x.
- The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
- The earnings for companies in the Banks industry have declined 4.0% per year over the last three years.
- Meanwhile revenues have remained mostly flat.
- This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | -9.51% | |
| Financials | -10.26% | |
| Banks | -13.31% | |
| Regional Banks | -11.31% | |
| Diversified Banks | -14.00% | |
Industry PE
- Investors are most optimistic about the Regional Banks industry, which is trading close to its 3-year average PE ratio of 13.2x.
- Analysts are expecting annual earnings growth of 20.7%, which is higher than its past year's earnings decline of 1.9% per year.
- Investors are most pessimistic about the Diversified Banks industry, which is trading close to its 3-year average of 10.7x.
Forecasted Growth
- Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 21% over the next 5 years.
- This is better than its past earnings decline of 1.9% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 4.4% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AUB Atlantic Union Bankshares | US$25.50 | -16.9% US$893.1m | -23.8% | PB1.2x | |
| HMST HomeStreet | US$11.35 | 22.0% +US$38.8m | -18.1% | PB0.5x | |
| OPOF Old Point Financial | US$36.46 | 21.8% +US$34.1m | 129.3% | PB1.6x | |
| FNWB First Northwest Bancorp | US$10.74 | 7.9% +US$6.9m | -29.7% | PB0.6x | |
| PBHC Pathfinder Bancorp | US$16.35 | 6.0% +US$5.7m | 33.8% | PB0.8x |
